On June 12, financial association released Chinese Internet to covert about be on guard " cash is borrowed " the clew of business risk, express, since last year, national finance superintendency department comes on stage early or late " rectify about the standard " cash is borrowed " the announcement of business " (punish does 2017 〕 of case 〔 141) , " the announcement that safeguards concerned item of economic finance order about normative folk leasehold behavior " (2018 〕 of 〔 of the silver-colored hair that keep watch 10, made clear a standard " cash is borrowed " wait for a network the administrative demand of leasehold behavior, strengthen right " cash is borrowed " the venture that the superintendency of business dissolves his to form stage by stage, maintained the stability of social finance order.
But monitor discovery according to the near future, still have partial orgnaization or platform now " change wear waists-coat " , answer with the mobile phone hire, shop phonily again the form such as resell changes to continue to extend loan, some still is borrowing money through building carry out forcibly the membership serves in the process and commodity means coverts drive up interest rate. Particularly abominable is, discovery has a few platform to cause borrower intentionally to form exceed the time limit with charge of exceed the time limit of collection high specified number, severely enroach on the rights and interests of financial consumer.
For this, association of Chinese Internet banking is earnest warn each member unit and provide a network small the relevant orgnaization that loan serves should scrupulously abide by industry self-discipline to ask, insist to close plan development, careful manage, broad consumer should keep vigilant, careful choice provides the orgnaization that loan serves or platform, reason is dealt with leasehold.
Association of Chinese Internet banking appeals, each member unit and relevant orgnaization should comply with law manage, did not obtain lawfully manage put the orgnaization that lends business intelligence, must not covert with any forms begin loan professional work; Have put the orgnaization that lends intelligence to should scrupulously abide by industry self-discipline to ask legally, strengthen interior management actively, extend loan should accord with a country relevant law laws and regulations and policy requirement, those who put an end to any coverting to raise cost of exceed the time limit of interest rate, baleful collection violate compasses act. Answer to fulfill financial consumer to teach obligation seriously at the same time, begin information exposure according to the facts, to ceasing cost price undertakes the key hints, must not accept with publicizing revulsive finance consumer falsely with its risk acknowledge and reimbursement bear the product that ability does not accord with and service.
