Announce to undertake to Turkey commerce is cut into parts when Telangpu after making, turkey lira devalued between one night nearly 20% , turkey the be raised to the skies of this only black swan, make the whole world burgeoning market country greatly alarmed. Stem from content to hurt its kind be on guard, chinese open new round -727379968 class turn on the water, give aid to medium and small businesses has taken economic cold winter, reduce market liquidity risk.
The silver-colored meeting that keep watch dispatch said a few days ago, exert oneself alleviates expensive issue of difficult financing of financing of small small company, fulfil borrow without add of repayment of capital, fulfil his duty to avoid duty wait for superintendency policy, improve small small company loan is undesirable and patient degree; In the meantime, guide bank insurance device to increase credit to put in strength, enlarge support of pair of hypostatic economy financing; Additional, the silver-colored meeting that keep watch discloses, near future loan puts in accelerate apparently, according to preliminary count, add a RMB newly in July to borrow money 1.45 trillion, add 623.7 billion yuan more compared to the same period.
In much letter financial academy looks, have two keywords notable:
Improve small small company loan is undesirable and patient degree; Compare big company or appear on the market company, the risk that medium and small businesses borrows money is opposite for it is bigger, because the capital of medium and small businesses is fragile, competition ability of company product market is little, business management is not perfect, fight risk ability so relatively a lot of smaller. Accordingly, if the bad loan scale of the commercial bank is cannot prep above the word of 5% , so be in in the light of small small company this one, bad loan scale of future or promotion come 8% , in order to need the kind that dissimilation finance superintends, directional for small small company " blood transfusion " , this firstly;Thousands of words changes two words: Turn on the water!
Interesting is, academy of much letter finance notices, in same day, the Central Bank released report of 2 quarters monetary policy to say, to issueing train of thought of one phase policy, firm monetary policy should maintain neuter, degree of tightness measurable, master valve of good money supply, insist to be not done " flood flooding " type strong stimulation.
It is silver protects inspect to be able to add a RMB newly to borrow money in July at the same time on the foundation of 1.45 trillion, still go out urge policy, "Urgent " the commercial bank is increased put lend strength, it is the Central Bank at the same time with sober always attitude, emphasize insisting to be not done " flood flooding " .
Is this to a which sing to turn over tone?
Those who need an attention is, in January 2015 the Dawosi of the portion on forum, when the high level addresses, also expressed, "Will continue to retain strategic vigor, implement vigorous finance policy and firm monetary policy, won't do flood flooding, pay attention to preliminary adjustments fine tuning more however, better practice directional adjusting control, ensure economy moves in reasonable interval " .
But in after this in a year of time, our country Central Bank lowers interest 5 times, fall 4 times accurate, price of real estate breaks up with the speed like the rocket times rise.
And face last outside the condition second borrow the crisis, the Central Bank lowered interest 5 times to fall 2008 allow 3 times, just will show the building city changeover that adjusts symptom to answer ascendant passageway not only, started A together do poineering work board bubble prices.
Why does that return ambitious attune now, insist to be not done " flood flooding " is pattern strong stimulate?
Apt of academy of much letter finance thinks, the monetary policy that because no matter was 2008,be returned,was 2015 is loose (finance policy is vigorous) , after just pushing the main contradiction of Chinese economy, did not solve any problems, estate is like a huge capital black hole especially, become economic backside always motive (Chinese real estate goes up to be not defeated only) , also of type of try to help the shoots grow by pulling them upward-spoil things by excessive enthusiasm overdrew disappear of the whole people is arduous, transition, upgrade to be like mirage especially, the tradition of ceaseless dilate is produced can, let the burden like superfluous change cancer, the finance with tall abnormal " lever " , change what amount to Makelisi as what be hanged on Chinese economy head sword.
This also is why the Central Bank is in " turn on the water " the speak and act cautiously on this topic, and the silver-colored meeting that keep watch is being encouraged put during borrowing, otherwise breaks statement, basically be aimed at " alleviate expensive issue of difficult financing of financing of small small company " .
In fact, need not touch war greatly so originally, monetary policy is national economy in moving " aortic " , be in charge of carrying blood each centre (commercial bank) allocate crucial domain to be on the move, and P2P is national economy in moving " blood capillary " , in be in charge of introducing blood with cheaper, efficient way small small company.
To Chinese economy, " aortic " although very thick very crucial, but if " blood capillary " develop not quite, so body function is decomposed, absorb, the ability of digestive aorta blood is met slacken, such " aortic " it is to be illogical of free, affect the health of whole countryman economy then.
And do not say " the Yan that kill chicken uses Niu Dao " (the silver-colored meeting that keep watch urges a commercial bank directional in giving small small company " turn on the water " ) , used bovine knife chicken really also what may not kills is good (policy of money of every inferior goods " essence of life is accurate " put in to medium and small businesses, covert finally entered estate field) , in solving small financing of civilian look forward to of expensive issue of difficult, financing is not business of bank, certificate (can perfect only, cannot provide timely help) , however the P2P with build up of technology of finance of Internet thinking, science and technology.
Superintendency policy cannot let " aortic " assume " blood capillary " function (also cannot assume) , want dredge hard however " blood capillary " (P2P) crucial point, 40 years when take Chinese economy next prosperity.
Civil / academy of much letter finance
