Campus is borrowed rectify already had a long time, still be disturbance however however ceaseless, according to xinhua net message, finance affairs of Ministry of Education manages vice director Zhao founds an army 6 days to express on press conference of Ministry of Education, borrow administrative document according to normative campus, leasehold orgnaization does not allow any networks to extend in school undergraduate loan. In addition, to satisfy the need that student finance consumes, those who encourage normal commercial bank open to be aimed at an undergraduate is small credit.
Campus is borrowed
On June 28, ministry of social security of resource of meeting, Ministry of Education, manpower combines silver-colored inspect print and distribute " the announcement that borrows standard management job about strengthening campus further " , the net that already asked to be engaged in campus shifting business borrows an orgnaization to suspend professional work, rectify and reform a plan according to putting system of quantities to be exited surely. Be apart before long, nowadays the opening season September, superintend made stop campus to borrow directly, 100 million treasure are borrowed think, although superintend,borrow in processing campus all the time, however campus is borrowed however still disturbance is ceaseless, the student has a favorable growing environment to him student, family and society are very important thing, because this is superintended,give out so strict sound to also be in reason.
Borrow random elephant in the light of campus, superintend begin punish from 2015, however after course of a few platform is packed, with more covert form exists. Be like " education in installment " , " travel in installment " , " cure cent period " means of reimbursement of period of divide into equal parts, perhaps encourage a student with electric business collaboration " consume first, hind reimbursement " . Just when the near future opens term, probably still can a few people take other and furtive channel, attend study in order to encourage a student to groom, supportive student does poineering work, stimulative student obtain employment borrows money for cover coax student, the author reminds broad student to must be on guard carefully here.
How do campus is borrowed lift a flatus wave in campus in recent years? Above all, the illicit for oneself is opposite many platform the conduct propaganda that the student undertook dishonesty, because the student lacks financial knowledge, do not know its seriousness, the bad situation that loan was immersed in benefit to roll profit; Next, the interest rate that campus lends is very high. Allot according to top people court " a certain number of opinions that hear leasehold case about people court " regulation, folk lends the interest rate of goods interest rate of bank of OK and proper prep above, but highest must not exceed a bank of congener loan interest rate fourfold. However a lot of campus borrow platform fair show interest rate to accord with a standard, if additional however collection is carried show cost, loan to serve poundage of cost, loan, like exceed the time limit still exceed the time limit punishs all sorts of charge such as administration fee of breath, exceed the time limit, this adds up interest rate exceeded 20% basically, be as high as 200% even. This is the reason of platform respect.
From the point of student oneself respect, a lot of undergraduates lack knowledge of financial finance affairs not only, be deceived easily also. Some students not only oneself are decieved, return embroil the classmate is decieved together, if a few classmates help platform do " campus acts as agent " , pass the accredit between the classmate and friendship, guided classmate loan, little imagine this action is to pulling a classmate to plunge together unexpectedly campus borrows this large hole, let a person feel regretful. In addition, a few undergraduates are having the consumptive preference of lead, existing to vie even psychology. The undergraduate is the group that has income source hardly, spending is elementary it is to result from parents, however their consumptive desire is not less than the youth that enters a society to having steady income even, because this is borrowed to campus,offerred by situation and the chance that enter. 100 million treasure are borrowed think, this kind of appearance cannot be taken, it is not easy that parents earns money, and the undergraduate still cannot experience the pain that earn money actually, no matter be parents or school, need to develop the student's right consumption idea in opportune opportune moment.
Nowadays, below the support of policy, a few normal commercial banks begin to deal with those who be aimed at an undergraduate is small credit, consume need in order to satisfy the student's finance. Particular kind is, the commercial bank carries the line of credit that credit card converts to the small, setting that provides superintendency layer license in school undergraduate, bind with parental income at the same time calm.
Superintend manner brightly makes stop campus to borrow nowadays, encourage a commercial bank to walk into campus with correct pose, 100 million treasure are borrowed think, this will purify campus banking environment. In the meantime, ministry of Education still asks each college strengthens the education of pair of student finance knowledge, strengthen the caution education that undesirable campus borrows, guide a student to not be deceived.
