What be about to roll out in actor cruel is large close child program of put together art " think way father " in appeared a group of interesting dialogs:
The little girl Lucky on the picture follows elder brother of mother a surname as expected (Qi Wei) , discipline of small off year goes in fashionable front row, it is to fondle admiringly more to mom's cosmetic! And show the dream henceforth makes cosmetic namely!
Will see the picture after a group of ursine children stole mom cosmetic again, reckon you want to laugh again cry:
The child has curiosity to do not have a fault, but when child archness solves curiosity are we should some more vigilant heart? Wrap because of our makeup in besides lipstick, powdery cake, cheek is red, still have a lot of hard and sharp things, blow eyebrow knife for example, eyebrow pencil, one not careful child can get hurt!
Real life is actually so medium, to children, still be under cover a lot of danger, existing a lot of what we discover hard is little accident risk.
For example, according to statistic of Shanghai health bureau, shanghai has 14 years old of about 250 thousand the following children happening every year to be harmed accidentally, accident harm index is highest is 1~4 year old the age paragraph, get harm amount most is 3~4 year old.
To the child, "It is dangerous everywhere beside, it is accident everywhere beside " case is not exaggerate sth just to scare people. In contingency, those are serious, the contingency with great harm, mean high at that time medical treatment cost, endless rehabilitation not only, the obstacle that becomes the child possibly even all one's life and shadow.
So, the accident risk of children has been entered be taken seriously gradually, the first business that also has many families is safe, begin nearly from children accident. But very regretful is, a lot of parents buy a fault.
What the fault matchs is little accident danger
All accident risk are worth to guard against, but not all accident risk should deal with outside intention nearly. Stumble, feline ungual dog is bitten, this kind of little risk often happens, charge of go to a doctor also on the low side, it is us often say " high frequency low caustic " risk. This kind of risk, him burden can.
But serious accident causes not reversible harm to the child, dangerous big, cost is high, can affect child lifetime. This kind " low frequency tall caustic " risk, just be us need those who answer to be emphasized with insurance.
Little the responsibility with accident the most significant risk
Disable with eye of a child that be sent by laser pen harm for exemple, according to " criterion for evaluation of person insurance deformity " regulation, deformity condition is divided to be 10 grade, different grade can obtain different proportional accident to protect frontal compensate to pay nearly.
With double eye blind 5 class are exemple, be disabled for 2 class by the definition in damage award, will obtain the compensate keeping the specified number of 90% to pay. If gave the child to buy the 1 million accident a place difficult of access that keeps the specified number, will obtain 900 thousand compensate to pay.
Producing serious accident is painful, also be unfortunate. This compensation can give the child the following life, much dot hopes. There still are 140 thousand children every year to be ironed badly at least in the whole nation burn. And the skin is the organ with the largest human body, also be the main component of stable state of the protective screen of the first protection of human body, body. The skin is so important, serious very hot burn also is right not just cutaneous is damaged.
Consider to show, the patient of serious very hot burn faces systemic infection and splanchnic complication mostly. In a research investigation of 165 patients, breathing function is not complete have 7, 9 kidney function is not complete, enteron bleeds 5, affect 36... serious very hot burn also is by appraisal deformity. But unfortunate is, deformity backside still is faced with break can, organic exhaustion is waited a moment a series of concurrent painful.
A child of two years old calls a person of extraordinary powers, after parental business enters the right path, be received beside. He is when amuse oneself, drop not carefully into the soup-stock bucket of oneself boiling hot, all over the skin of 80% is severe scald, body function is damaged badly. With " skin damage brings about cicatrization, and scar area is more than be equal to systemic substance appearance to accumulate 80% " for exemple, 2 class are belonged to to disable in damage award, can obtain the accident danger compensate of 90% to pay.
If gave the child to buy the 1 million accident a place difficult of access that keeps the specified number, will obtain compensate 900 thousand yuan. This kind of moment opens a season for the child and family.
Note
The children accident risk that keeps the specified number high is significant so far, but casting in keeping a process, a few reasons need to notice. The mainest do not have on market namely alone keep the specified number high little accident danger.
Investigate its reason, basically be the limitation that be enslaved to be enslaved to superintends limitation to keep the specified number to minor die, do not exceed 200 thousand yuan 10 years old before, 10~18 year old do not exceed 500 thousand yuan. And the main responsibility of accident danger is die responsibility, so little the forehead of accident danger spends a setting Dedoubi is inferior. 100 thousand, of 200 thousand very common, of 300 thousand have a bit, the can be counted on one's fingers of 500 thousand.
But, ask an attention, superintend a demarcate of children die keep the specified number, but disable without demarcate compensate pays keep the specified number! That is to say, if gave the child to buy a few accident a place difficult of access, add up to 1 million keep the specified number; The child is like misfortune to die, criterion compensate Fu Buchao passes limit, namely 200 thousand or 500 thousand. But if child misfortune disables, do not accept afore-mentioned restriction, this compensate how many with respect to compensate how many!
So, face significant accident risk of the child, realistic way is to buy a few products more, will protect the forehead to buy tall. Parent friends, see well please product liability, if the accident disables, and keep the specified number not low, the helper goes.
Write the original intention of this article, it is a reader, also be beside the proposal of the friend that has become mother. She suggests I draw up come, let more person see.
Concussion is like same field catastrophe, prospective trouble is not other, it is a person too middleaged had not bought insurance! No matter be to give oneself to still give family, need a safeguard!
