Internet finance + safe mode borrows an industry to make a view in the net for a time, the banner that many platform play insurance accept insurance in succession increases power of platform public letter, the security of a flourish of trumpets platform, honorring the agreement among them is to let platform give limelight more nearly, those who become on the safe side of a platform is indicative. The pony reads money group in often also discuss honor the agreement danger platform, so if platform is cruel thunder, the meeting disclose the whole inside story with true insurance company? Above all, the pony reads money to hit imitate, honor the agreement suppose danger platform explodes thunder, can appear what circumstance.
[circumstance one, insurance company swings boiler directly]
The first kind is false honor the agreement danger, this kind of circumstance is platform and insurance company had had collaboration commonly, but the agreement that does not have specific bid, right now platform once Bao Lei, insurance company can swing boiler instantly. For instance the careless root before invests, allege with the person the danger that keep money has an agreement, but be protected to clarify dozen of face subsequently, just had had business affairs to cooperate actually, do not have insurance contract.
[circumstance 2, insurance company rejects accept insurance because of additional provision]
Even if honor the agreement truly danger, insurance company wants astutely dead, requirement asset is normally very good, for instance house property mortgages, car guaranty; And sth used to one's own advantage of setting, real to platform pay, dimensions has a demand. Not only such, insurance company still adds additional provision in guarantee slip commonly, perhaps make disclaimer, for instance:
1, do not defend false bid, as a result of the loss that false mark causes, insurance company can be not protected. Not be to said to have insurance so you can lie make money, touch on false mark, be sure to be used with respect to egg of it doesn't matter, you still should rely on yourself to identify false mark;
2, circumstance of borrower occurrence accident is not protected, for instance borrower committed a crime, perhaps borrowed money to go abroad to be not contacted;
3, circumstance of pawn occurrence accident is not protected, for instance the data of pawn follows what say in guarantee slip is abhorrent, or pawn damages somewhat, devalue wait for an element.
Anyhow to P2p investor, there also are a lot of holes in additional provision, honor the agreement not to mean no risk at all nearly.
[sum up]
From above can see insurance company does not defend false bid commonly, but if be true mark, honor the agreement to still be inferior to be sure to the person on borrower nearly on, such honorring the agreement the unfavorable situation of danger is awkward, form was the same as chicken ribs:
Above all, a danger that honorring the agreement is insurance company only nearly is planted, give a problem to whether need compensate to protect really, insurance company has level of a lot of examine and verify; And investor is bought honor the agreement the purpose of danger is save labour of hope save worry, if cost more energy to identify the pit of insurance company even, why must be that bought honor the agreement of the mark of platform.
Next, if honor the agreement,insurance can assure the matter of all mark of a platform, so platform from the start won't explode thunder, more the problem of reveal all the details of the insurance company after have no way talks about detonate thunder. But if honor the agreement,insurance can cover one fraction sign only, investor still should identify what he buys to honor the agreement after all danger, not be very tired.
Finally, still be that word, honorring the agreement to be imagined at first nearly is good, but a lot of pain spot were not solved now, had reduced a kind of of platform method that pack so, it is to cater to the need in investor heart only, such word, still be inferior to buying a borrower or the accident insurance of pawn.
Author introduction: Elder brother of a person of extraordinary powers, negotiable securities analyst, essence calculates industry of 5 years of division, old fund, negotiable securities from already check, to assets of industry of each other gold end has deep knowledge, had published stock, gold, house property, leasehold industry to comment on an article hundreds, read money autograph to make an appointment with an author for the pony now.
