Credit card gains ground with each passing day, because provide allure extremely,credit chuck shows and drew many people. Actually, to the individual, although,credit chuck shows convenient, but set also can affect an individual to sign a letter now. Do not have a doorsill almost in view of machine of conduction individual POS, even the individual need not show certificate, can take chance of a POS with a few pieces of photographs, POS machine is covered now rampant.
Headquarters of Central Bank Shanghai points out, credit chuck shows behaviour is to pass illegal means avoid actually take higher of bank place set show cost, those who crossed a bank be on guard doorsill.
And once hold calorie of person to cannot repay,cover cash specified amount, bank losing is accrual not just, form bad assets possibly still, this brings tremendous risk hidden trouble for the bank, harmed the interest of hairpin bank badly.
Credit chuck shows behavior to be able to bring about personal property safety not only, more serious is the interest of the person holding card that partial credit chuck shows behavior to may damage information be embezzlinged, then brings about social community to credit card, and even safety of system of Bank of China is on guard the worry of ability, it is possibly " wash money " etc malfeasant offer advantage, become the breeding ground that causes a bank to block illegal crime, order of finance of serious disturbed our country.
Small finance also reminds, to holding calorie of person character, even if is covered after showing, can ensure reimbursement of seasonable, sum, the bank also can be adopted fall the forehead or processing stopping card, bring into its people bank individual to impose letter system, credit chuck lets easily hold calorie of person to be immersed in now " raise card in order to get stuck " , " raise debt with debt " vicious circle.
In addition, headquarters of Central Bank Shanghai discloses, people bank is holding calorie of person to cover in research enter to write down all right now " database of base of individual credit information " relevant matters concerned, hold calorie of person to cover showing undesirable behaviour illegally to be noted the possibility at the appointed time individual ask forring believes a system, affect its individual credence to report directly.
"Once hold those who block a person to cover,stand side by side to be discovered all right now credit reports ' blacklist ' , can affect its credence badly to record, will assume individual credence to be short of the legal hazard that break, henceforth to the bank leasehold capital also will special difficulty. " headquarters of Central Bank Shanghai expresses about the personage.
Besides what will participate in credit chuck to show business door and the negative news of the person that hold card bring into database of information of credit of enterprise, individual, headquarters of Central Bank Shanghai still expresses, below one phase still concerns combination the unit to hit bank chuck to wait now further malfeasant, include law of severe Cha Fei to cover now advertisement, " empty shell " the company is registered wait for behavior; to build a bank to block case information to release a mechanism to wait.
Editor-in-charge | Gather up father's younger brother
