According to " Chinese estate signs up for " report, the length of limited company of science and technology of network of Hangzhou vessel home hires apartment firm to announce to go bankrupt.
Hire guests to pass the name is 51 return (now more the name is " love goes into the street " ) APP is one-time paid vessel home rent, return every months again still give loan APP corresponding amount. Nowadays, vessel home goes bankrupt, hire a guest to take the deposit that is less than go ahead of the rest to pay not only, still still should go into the street every months to love on time return money, and after landlord also did not receive what vessel home company should give hire, a few landlord had prepared to control a house.
Last week, I love me before the warning weighs domestic vice-president Hu Jinghui, long hire apartment to explode the storehouse explodes than P2P thunder is more dangerous.
The weekday on Hu Jinghui is communicated in individual media reiterate on the meeting, "Long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer " . He suggests to establish mechanism of price of countrywide chummage guidance quickly, prevent unusual trade fool case of raise up the price.
He expresses on communication meeting at that time:
"I said to grow hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer, right also this. I am to telling a government, tell a person of the same trade, we want conscientiously ground to intervene, do not see scale, must make sure the business is safety. Lived yesterday the official that builds a department made a telephone call to me, express to support to me. Express to support to me..
Hu Jinghui says, once large-scale length hires apartment fund catenary to appear,rupture, will appear owner drives the circumstance of tenant, hundreds of go up ten million person will be homeless, consequence explodes than P2P thunder is more serious. To this he appeals the government should cause height to take seriously about the branch.
A lot of people felt puzzled, intermediary is intermediary, even if dish issued source of a lot of rooms he also is intermediary, the house is hired do not go out to choose fund fortunately at most, fight no less than going to really alarming pay a penalty due to breach of contract, not plan cost dilate can have a deficit likely money, but far out of the question explodes storehouse. Explode storehouse and Bao Lei have strict definition, those who point to is originally the situation of numerous Hua Shijin, clear entirely suddenly between one night, this ability makes explode storehouse, if go down fortunately slowly, that cannot use this vocabulary, for instance true system of China makes trade, you can say his loss, but cannot say he explodes storehouse.
So, intermediary business is mixed in any moment explode the storehouse is not to contact those who go up, the thing of the sort of one night collapse mixes P2P intermediary has nothing to do, after all one plays finance, one enjoys a service. It is inadequacy of knowledge of Hu Jinghui major so, is expression wrong? Either, hu Jinghui's expression is completely proper.
Intermediary is how empty-handed covers white wolf
Vessel home goes bankrupt, the owner that ever served to its and tenement left one ground chicken feather. The mode that this is about to be managed from its probably speaks of, tenement considers a gentleman to sign up for reporter introduction to Chinese estate, when renting a house at the outset, vessel home ever promise hires a guest to pay the means pay of one rent with detain, it is to let tenement use network loan below unwitting circumstance actually.
Hire guests to be bound through bank card decide the name is 51 return (now more the name is " love goes into the street " ) APP is one-time paid vessel home rent, return every months again still give loan APP corresponding amount. Nowadays, vessel home goes bankrupt easily, hire a guest to take the deposit that is less than go ahead of the rest to pay not only, still still should go into the street every months to love on time return money, and after landlord also did not receive what vessel home company should give hire, a few landlord had prepared to control a house.
As we have learned, vessel home goes bankrupt to have 4000 damage that rent a settle or live in a strange place about, involved network borrows platform to have 6, falling in love with a street among them is to hire a guest to bind calm most.
After the personage inside course of study is analysed, say, the management mode essence of vessel home is to use the credit that hires a guest, provide outspread fund to oneself, to hiring a firm can saying itself is " without Benmoli " . Current, a lot of other intermediary orgnaizations also are using this kind of method to serve as terms of payment, this kind of means can accelerate the steam again of company capital.
Going bankrupt after the announcement is released, a controller tells vessel home tenement directly: "Do not have gold of cash return a deposit, do not have money to retreat chummage more. Do not have money to retreat chummage more..
A road of intermediary what be:
Above all, intermediary and landlord are contacted, affirmatory v/arc rent land or a house for subletting, money pays by the month by intermediary, landlord listens meddlesome ah, close hiring is a troublesome work, unite by intermediary monopolize be at ease much, this grows the predecessor that rents apartment namely, the source of the room that rent that intermediary governs on somebody's behalf, and present length rents apartment, also be actually so play a way.
Next, intermediary and the connection that rent a settle or live in a strange place, so-called detain pays one even detain 0 Fu Yilai attracts passenger source, it is OK to need to served cost only, pass a variety of revulsive after letting you sign a contract, you discover suddenly, you and firm of banking of a XX produced connection, the hire of every month does not make landlord, also do not make medium even, need to make this banking firm however, next your service fee, also be to give of this banking firm.
This is why, original intermediary is revulsive you are signed, it is contract of a loan, you make commitment with individual credence, borrow money through binding the hire that decided Id and bank card to acquire financial company one year, financial firm is one-time hit the hire of 12 your months to intermediary entirely, next your month a month slowly return bank money, pay even at the same time of 5.8% " the service is expended " .
This moment, you owed hire of 12 months of financial firm, next a month of a month still, you and financial firm make leasehold impact, yourself signs this. So landlord gives entirely after intermediary took your loan, without, intermediary is to press a quarter to pay landlord rent commonly, namely 3 months pay landlord, other fund are buckled entirely in him hand.
For a short while, a lot of people became a victim. Landlord wants to control a house, tenement wants to stop caustic, and leasehold company already fund expenses, profess of the employee before vessel home company explode the person that expect also expresses, vessel home also defaulted the salary of major employee up to now.
Agree with landlord originally, every 3 months pay rent, but some day intermediary announces suddenly to close down, cannot continue to pay rent, so landlord is to should call in for certain of the house.
But discover when landlord controls a house, hired a guest to had paid rent one year ahead of schedule, lived only now 6 months, return surplus half an year. Calculate this moment to evict lodger, lodger also should continue to press a month to pay chummage to remand to financial firm loan, because this is in black and white loan contract. So lodger is not willing to move out for certain, unless live full a year or you replace him to return the rest loan.
Is landlord willing to help lodger return this money? Not was willing of course, by what ah, but is landlord willing to make lodger white live house of half an year? Also not was willing of course, by what ah.
They have a collective doubt, "The money of the finance company that vessel home company gets is true gold silver arrived Zhang, the net borrows the data signing a letter on company hand rent a settle or live in a strange place, hire a guest to living the house of landlord. Look be like is a business that rent a house, what earn actually is financial money, such ' without Benmoli ' below mode, how does the company say to closed down? Even if closed down, the fund that receives becomes air, did the world evaporate? Did the world evaporate??
Go bankrupt Or runs road
Actually, home of the vessel before this is passed because of defaulting hire capital ruptures, wei Yongfeng of this company legal person released announcement to say at this point on August 2, have misunderstanding among them, hope everybody does not want rumor of believe what one hears.
On August 15, the owner that realizes the thing is not right and tenement drive vessel home bureau to dimension authority, they discover bureau already by vacaition, on-the-job still employee expresses, the company is in such condition already several days. Catch again, greeted one paper to go bankrupt announcement.
Victims discover, this a series of operations, unexpectedly with run the company of P2P conduct financial transactions before the road covers be exactly the same.
This kind of business follows small finance company cooperates, below the circumstance that did not restrain, company controller is lazy at economize to avoid running short, want a sword to go slant sharp edge take money to run directly the circumstance of the road is not scarce also.
Vessel home is to go bankrupt after all, still coil money runnings road, still also be a mystery up to now.
Fission is outspread - fool the source that grab a room
See here, believe to eat melon masses people had seen incorrect interest, in hand of intermediary without foundation much abrupter the capital of a huge sum, how to use about this money, that can rely on the ego conscience of intermediary only, here is superintended without any governments, with the cash pledge that shares bicycle, belong to superintendency blind area, but amount wants many big.
Each tenement, calculate a month to hire 2000, also should borrow money to financial firm 229, if want to rectify,hire, be as high as 779, these loan detain the hand in intermediary for the most part in. And the dimensions of tenement is very giant, mere Beijing city, the freely of catenary home can roll out source of 80 thousand flatlet inside 2 months, so how much can he roll out one year, where is countrywide accumulative total? Mere this one company, the whole nation also is the tenement amount of dimensions of 1 million level at least.
More terrible is, this capital is OK of fission dilate, intermediary uses the credit that hires a guest to cover the hire that took 12 months to the bank, pay landlord 3 months only next, deduct the money in 9 months in the hand, he uses these fund, can develop 3 new landlord again, even if price is a bit higher, a bit more deficient money also is indifferent to, etc the market is all and occupational, it is to be able to earn come back.
In other words, he the money that every deduct the next to rent a settle or live in a strange place, can develop give 3 new get offline, and these 3 new the money that get offline is buckled entirely below, can develop again give 9 new get offline, then dimensions develops like snowball rose, enlarge market dimensions to have new fund enter an item in an account, and the new Qian Ke of enter an item in an account continues to enlarge market dimensions with be being taken, this is the account that raise up the price of each big intermediary insanity disputes the source that grab a room this year, because this is one does not have the business that covers interest originally, special be similar to P2P, in those days when P2P is in dilate period, also be to break money to be contended for everywhere wildly grab passenger source, want the new client with active constant source to enter the arena only, p2P criterion forever brilliant.
And the investment of user of a P2P, actually average also tens of thousands of yuan just, this kind of empty-handed covers white wolf to steal fund of the loan that rent a settle or live in a strange place to be used at the act that oneself admits, change the P2P of a kind of mode namely actually, and all capital, with Yu Zirong, once capital catenary ruptures, clear for an instant, this dies namely really dish, with explode the storehouse is cruel perhaps the term of this finance orgnaization comes to thunder appearance grows the mode of this kind of financing that rents apartment, very appropriate, because the money inside him is not his money, also not be the money that invests an orgnaization even, however from hire the money that come is cheated over there the guest.
So very how long to hire apartment to spit bitter water to say he does not make money to media, it is to grab the market only, of course such, p2P in those days deficit can continue to work, grow what is more,the rather that rent apartment. Source of every many flatlet, represent enter an item in an account of brushstroke new money, so outspread market dimensions, whether to make money than instantly far it is important to want. By this rhythm progress continues, should grow rent apartment occupational after each corner of the city, he just can stop dilate, can cover without bridal chamber source when taking ready money, large liquidation just can come.
If oneself are betted,won, so all accrual put in him 's charge, if out of the money, whole society comes burden this loss.
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Academy of Shanghai new finance (Shanghai Finance Institute, SFI) it is an imperscriptible, blame seeks profits sexual major wisdom library, devote oneself to the policy research of new finance and international finance domain. The academy held water on July 14, 2011, by Chinese finance 40 people forum (China Finance 40 Forum, CF40) hold, with Shanghai strategy of government of people of yellow riverside division cooperates. The academy takes the lead in advancing new finance idea in home, begin relevant research actively, formed the research way that is characteristic with new finance and international finance gradually.
The orgnaization such as academy of Shanghai new finance establishs research center of banking of Beijing University number at was being initiated in October 2015. The center is the 2 class orgnaization of Beijing University, hang rely on Beijing University country to develop an academy. The learning that the center devotes oneself to to develop the field such as reform of digital finance, general benefit finance, finance, policy, industry studies, offer authoritative research analysis to the society, for the industry development provides professional academic guidance, for the government decision-making the policy that offers science is referenced.
In addition, to commemorate our country's prominent world economist Mr Pushan, promote the research of finance of our country international and new finance and development, academy of Shanghai new finance establishs new finance of Shanghai riverside hill to develop foundation at was being initiated in July 2016, learn the strategy to cooperate with Chinese world economy, sponsor riverside hill award jointly.
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