Although " individual conduct financial transactions " it is a new name no longer, but people still is differ in thousands ways to its understanding. Conduct financial transactions just does not lay money, conduct financial transactions is be apt to uses money, it is the financial program of a kind of family. Average person speaks of conduct financial transactions, those who think of is not investment, make money namely. Actually conduct financial transactions is the money of manage lifetime, namely the cash flow of individual lifetime and risk management. Include the following implication:
(1) the money that conduct financial transactions is manage lifetime, not be the monetary problem that solves an extremely urgency just.
(2) conduct financial transactions is cash flow management, each person is born to need to spend money (cash is poured out of) , also need to make money will produce cash to flow into. Because whether this has money now without giving thought to, each person needs economy.
(3) conduct financial transactions also covered risk management. Because more cash flow of future has uncertainty, include person risk, belongings risk and market venture, metropolis influence is flowed into to cash (income interrupts a venture) or cash is poured out of (charge increases by degrees risk) .
The range of domestic manage money matters is very wide, include to make money, spend money, put money, lend money, save money, protect money to wait. Accordingly, want to learn conduct financial transactions to want to understand what is conduct financial transactions above all, such ability have way, have a method, the belongings that lets oneself maintains value rise in value.
(one) conduct financial transactions is not equal to investment
Mention conduct financial transactions, what people nature associates is unripe money, invest namely make money. But actually, idea of this kind of conduct financial transactions is narrow, understand economy simply be investment also is incorrect. Conduct financial transactions is be apt to uses money, make the financial standing of individual and family is in groove, improve life quality thereby.
Conduct financial transactions is equal to obtain yield. Respecting conduct financial transactions, what many people ask conduct financial transactions division above all is: "Give you brushstroke fund, how many profit can you realize? " visible, people often delimits conduct financial transactions and yield subconsciously equal-sign. But actually, "Investment " and " conduct financial transactions " not be one and the same, cannot be equal absolutely.
What conduct financial transactions pays close attention to is life program, want those who consider fortune to accumulate not only, consider the safeguard of fortune even; And those who invest attention is the issue that how lays money with money, so the content of conduct financial transactions wants than investment broad much: Pursue as follows
Invest the relation with conduct financial transactions
Be in abroad, the job of division of conduct financial transactions basically is the income according to the client, asset, indebted wait for data, the design that according to its the target of set has life plan is helped carry out. Accordingly, we cannot will fry simply wait for investment behavior to be equal at conduct financial transactions, and should regarding economy is a system, pass this system and course, make the person's lifetime is achieved " financial freedom " state, make him life does not have care thereby.
