Honey of my an university boudoir goes to work in native place, because company beneficial result is bad,defaulted the salary of half an year last year, a few days ago she sends information to say to me: "The pay that gets half an year, remnant is returned one a little bit after the money that before still be over, lends with the friend.
I say: "That is very good, be jealous all the time before you I does every month have the profit of conduct financial transactions that buys snacks? Can buy these 10 thousand fund a little bit now the product of conduct financial transactions that relies on chart, many a little makes a mickle. And you eat to be in the home, can buy completely 6 months or be a year fixed... "
Who knew her to come sentence: "Money is more after waiting buy conduct financial transactions again, are such accrual more? " the dress that take a fancy to and bag shop before saying her with me all the time next. Good, I feel to be necessary to discuss the topic that discusses 10 thousand yuan of economy. I cannot tell boudoir honey to these 10 thousand money wants truly definitely how conduct financial transactions, because invest to be not concerned with amount only, return the risk with him investor to bear ability, still have the demand be closely bound up to money, also want to make good program first before investment so.
Above all, want to establish goal of oneself conduct financial transactions.
If these 10 thousand yuan belong to disengaged capital, do not use inside period of time, can invest so in long-term project; But if this money near future needs to be used, with respect to the fluidity that must consider investment, change namely show ability.
In the meantime, the to investing benefit psychology in still including investor heart beforehand appraise, it is to want to gain high income, still keep a cost for safety and conduct financial transactions. If to satisfy rigid requirement, want to avoid to risk too big risk.
Additional, still need to judge oneself investment style. Some people like him to start work, invest actively, fry an and so on for instance; Another some of person likes to ask professional personage to serve for oneself, for instance fund.
So, 10 thousand yuan how Where is conduct financial transactions?
Conduct financial transactions of 10 thousand yuan bank of capital short of produces tasted doorsill, belong to small medicinal powder door, but common saying says " the boat is small good turn around " , want arrangement to be able to get good gains euqally validly only.
1, investment is fried.
The most familiar pattern is to fry probably, 10 thousand yuan capital enters city case a lot of, if encounter a bovine city, capital breaks up severalfold severalfold likely. But the stock market has a risk, want discretion into city. Fry stock risk taller, need has more expensive stock to operate ability, 10 thousand yuan may be the beginning of study.
2, investment fund.
Answer relatively with the stock, fund uses up time one kind to compare little method namely. Fund can be divided roughly for stock fund, bond fund and money fund. Stock fund high income is accompanying high risk. Bond fund is stabler, risk relatively stock fund is small, accrual exceeds bank deposit.
What be familiar with most as to the word of monetary fund is remaining sum treasure, gains of before a few years is good still, when just beginning me to buy, 10 thousand yuan word has 1 everyday 4 the left and right sides, go lower more now, 10 thousand yuan have 7 wool money to control only everyday. But the advantage of monetary fund is fluidity good, along with take along with with. Stock fund and bond fund returns money to turn from application atone for a time that needs a few days to card.
3, investment P2P.
The rapid development of domestic Internet finance, p2P has made common investment way. Each platform has a lot of abb, a lot of platform have you to register investment to be able to have red package only or of allowance and so on. 10 thousand yuan if pass Internet conduct financial transactions, had reached the threshold of conduct financial transactions of most platform, a lot of platform have short-term with small investment product, I am distribute capital first part, choose oneself to feel to rely on the platform of chart next, after waiting for a lock to had been restricted regularly, convert another platform again, borrow in the net especially when platform organizes an activity, OK still pull up arrives a lot of abb. Nevertheless the net shifts the investment on platform still have a risk, how choosing a P2P platform that relies on chart also is a knowledge.
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4, him investment.
The cost of investment is not money only, still have the time that you spend and energy, these time and energy should calculate opportunity cost. If affected the job or study because of investing an activity to then the dot thed loss outweights the gain, if use these energy on study, the individual can grow more quickly.
So, investment also includes body investment, emotional investment and knowledge invest. Cost these 10 thousand yuan on study, with read, the method such as textual research will promote his. Remember, best investment method invests him namely. Let oneself be in this to have competition ability more socially, let income go up more quickly, perservingly " him investment " also can arise " compound interest effect " , let oneself become more valuable then.
To just having the person of brushstroke capital for, investing what value more personally originally is learning process. Still be that adage: "You pay no attention to money, money pays no attention to you. Money pays no attention to you..
