What does the net borrow investment to have economic strategy? Macroscopical angle
Because,doing a net to borrow the person that invests conduct financial transactions is for certain high income, low doorsill and convenient quality, but any investment have a risk, the net shifts investment not exceptional also, and review these year come the change that the net shifts industry environment, the risk that the net shifts investment is very big one part comes from borrow platform itself at the net, it is very important to do a net to borrow investment to choose platform so, because of the safety of platform, it is the big thing that concerns life and death of capital of investment conduct financial transactions. So, what does the net borrow investment to have economic strategy? If choose safe net,borrow platform? Numerous borrow collect small make up chat to choose a strategy from a few respects.
What does the net borrow investment to have economic strategy? Macroscopical angle
Those who do a net to borrow a plan is accrual tall. Below the circumstance that agrees basically in platform security, without doubt we should raise the platform with high interest. Loan of state law protection is at present standard interest rate 4 times the following folk is leasehold, reflect current level, that is to say year change accrual to be in 24% the following accrual are theoretic get protection. The discretion of interest rate and platform safety have some of concern, but not be absolutely, the loan that the person of heart borrows again high interest also can endeavor to repay, it is you not to want accrual without the person of heart, he also does not plan to return your capital, the key still sees wind accuse.
What does the net borrow investment to have economic strategy? Macroscopical angle
Civilian individual is leasehold, individual award very won't big. When if your borrow or lend money is enough,dispersing, the security that principal and interest reclaims will be abided by " law of large number " -- the wind that assumes the course is proper accuses, 2% what bilk gross of the person that the person that Zhang is not returned takes borrow or lend money finally; You dispersed 10 thousand yuan rent 10 thousand people, so return money will be 9800 people, subtract the bad Zhang of 2% , the interest that is equivalent to you became little 2 percent, this is can susceptive risk; If by assure square peace stage was assumed each 1% , so you can reclaim completely principal and interest. This kind is used " small and dispersive " because come true " law of large number " the net of fruit borrows mode theoretic dispute of constant safety; But capability of civilian leasehold payment of interest is not high, examine and verify of scattered mark platform is opposite workload is big, cost is high, opposite profit is not then easy tall rise;
Enterprise or orgnaization loan is big mark normally, every also are 1 million level at least, ability of payment of interest of debt of the countervail below normal circumstance wants the orgnaization relatively the individual is a few stronger, the accrual that can give out is opposite taller, the workload of examine and verify of platform hair mark is small at the same time, cost is small also, zhang aspect interest rate is met taller. But big orgnaization (especially industry of high risk of estate and so on) once be affected faint repay a debt by macroclimate, so assure orgnaization, platform often insolvent, can give an issue at that time. Choose platform so, the sort to what platform offers prize should try to inspect an analysis, bear according to oneself individual be fond of, risk next capacity will make a decision.
(the net that how finds low risk borrows platform? It is the most important that wind accuses measure and medium)
The author once as large as small when borrowing company boss to discuss folk's leasehold interest rate discretion and security concern, he tells the author to say: Loan person idea is meeting change, feel when him oneself are capable moment, can endeavor to repay captital with interest; If he feels this interest still does not rise for certain, then he can want how to dodge the creditor only.
