Now in more and more Internet products, firmly is occupational the no more than of leading position is software of a few big tycoons (pay treasure to borrow, Beijing east white, particle is borrowed etc) . Now day, say particle is borrowed for us. About the item of this respect, small make up simple introduction to be as follows:
Problem: Is particle borrowed can you affect a room to borrow?
The answer: Particle borrows meeting influence room to borrow examine and verify. Because particle is borrowed,the letter is signed on the meeting, but those who need an attention is, the bank is putting what the individual can treat above all when borrowing to sign a letter, whether does judgement user satisfy from the following respect that signs a letter put borrow a requirement:
1, circumstance of exceed the time limit
Include credit card and loan, if there is exceed the time limit for many times inside 1 year, and time of the longest exceed the time limit exceeds 3 months, the probability that the bank rejects is very big. Right now a help lets credit card place belong to a bank namely, or loan place belongs to financial orgnaization to offer the proof that already did not have debt, possible still also application comes down.
2, credit card / loan files a time
If the individual files credit card inside 6 months / loan frequency exceeds 12 times, silver-colored guild thinks this user is exceeding lack cash, have potential risk, to user application any loan or credit card refuse extremely likely!
3, loan circumstance
Include sheet of credit card Zhang instalment, bank mortgages all sorts of loan, loan products (include a network leasehold) amount.
If you applied for particle to borrow, in can recording the system that sign a letter, can affect the examine and verify that the room borrows so naturally. Once asked for a letter to appear problem, so your can encounter bitter difficulty in loan of the following bank. But the effect that each product produces can differ. So, still want you to hold good leasehold record later.
Benefit of general of your kind effort hints: The information data that carries in the article and conclusion offer an user to make reference only, do not make operation proposal.
