Shift the rapid development of the industry as P2P net, platform amount times add, actor difference is jumbly. The demand of investor also is higher and higher, value the security of platform, dependability more and more. For this, borrow for a long time on August 19, 2015 open account of risk a shot in the locker especially, the security grade that is platform upgrades consolidate, escort the Emperor for investor interest convoy.
Shanghai is borrowed for a long time since holding water oneself, devote oneself to to make safety for the user all the time, efficient, transparent P2P net borrows platform of conduct financial transactions, safeguard Internet finance health actively to develop. To safeguard the common interest of all investor. Platform open is special account of risk a shot in the locker, the full bid of every time success henceforth, will increase brushstroke risk a shot in the locker in account. Every months we will announce the certificate of financial condition of risk a shot in the locker that the bank that enrol business opens in government-owned net. Items of an account of risk a shot in the locker can consult when investor undertakes the spot examines mark every time.
What is account of risk a shot in the locker?
"Account of risk a shot in the locker " it is to show information of Shanghai long finance serves group limited company (next weighing " borrow for a long time " ) the common interest consideration that gives a person to borrow, a special fund that offers with borrowing name for a long time to enrol merchant bank in China alone is special account, by borrow for a long time with borrower (loan company) the partial capital that subscription agreement expends to service of its place collection and the total interest of every months of generation in lending the substance of mark for a long time manage partial amount to be brought into " account of risk a shot in the locker " in. The borrow or lend money that invests when lender appears when exceed the time limit, borrow platform general basis for a long time " account of risk a shot in the locker uses regulation " through " account of risk a shot in the locker " to lender pay for sb and expect to be repaid later of this loan current capital of exceed the time limit and accrual.
Account of risk a shot in the locker uses regulation
1. " account of risk a shot in the locker " financing source
"Account of risk a shot in the locker " head period capital RMB was thrown 1 million yuan to borrow own reserves for a long time on August 19, 2015, sequel increases capital to originate borrow for a long time with borrower (loan company) the partial capital that subscription agreement expends to service of its place collection and the total interest of every months of generation in lending the substance of mark for a long time manage partial amount to be brought into " account of risk a shot in the locker " in. Plan the risk a shot in the locker that carry will be brought into " account of risk a shot in the locker " undertake only door management. Risk a shot in the locker plan carry standard and means to long finance information serves group limited company to make and have final explanation right by Shanghai, authority needs to undertake adjustment to relevant content according to real business. If make,revise, will be in in time borrow a website for a long time to undertake announcing with announcement means.
On August 19, 2015 infuse of 1 million capital " account of risk a shot in the locker " in, issue financial condition certificate by the bank that enrol business. Enrol merchant bank every months to will issue a proof, be in borrow government-owned net for a long time to undertake announcing.
2. " account of risk a shot in the locker " fund use
"Account of risk a shot in the locker " the loss of the capital that the place of break a contact as a result of borrower suffers the lender that capital will use technically at compensation is borrowed for a long time and borrowing a service for a long time and principal and interest, become namely when reimbursement of borrower exceed the time limit, borrow platform general for a long time according to " capital of account of risk a shot in the locker uses regulation " from this corresponding capital is extracted to be used at liquidate in account the current and receivable principal and interest of this loan.
3. " account of risk a shot in the locker " capital uses regulation
"Account of risk a shot in the locker " capital uses follow the following regulation:
(Pay of 1) break a contact is regular, become namely when borrower exceed the time limit, from " account of risk a shot in the locker " corresponding capital liquidate is extracted to lend person exceed the time limit specified amount of receivable compensate Fu Jin in capital.
(2) time order is regular, namely " account of risk a shot in the locker " the time order that the pay back that receivable to lender compensate pays amount produces according to this creditor's rights undertakes liquidate allocation. First the creditor's rights with liquidate prevenient exceed the time limit, liquidate exceed the time limit is in after the creditor's rights after.
(Scale of 3) creditor's rights is regular, namely " account of risk a shot in the locker " the proportion that the pay back that receivable compensate pays the different lender that capital falls to same loan agreement amount holds the creditor's rights total that produces inside the agreement together according to amount of each creditor's rights undertakes liquidate allocation; or become " account of risk a shot in the locker " fund is current remaining sum can't pay, should wait lend a person the exceed the time limit according to respective correspondence receivable compensate pays amount to occupy all current borrowing go out the exceed the time limit of person correspondence is receivable the proportion that compensate pays amount amount undertakes liquidate allocate.
(4) accrual changes regulation, should borrow a person to enjoy namely " account of risk a shot in the locker " after the pay back of full specified amount that pays amount to compensate of creditor's rights of some exceed the time limit, the capital that borrows the borrower that obtains correspondence of this creditor's rights of; of corresponding creditor's rights namely for a long time to be place of this creditor's rights to repay ever since, accrual and punish breath is attributive " account of risk a shot in the locker " ; if this exceed the time limit has etc of guaranty, impawn to assure with respect to compensate list, criterion platform acting borrower deals with the earning of guaranty impawn content attributive also " account of risk a shot in the locker " .
(5) finite pay is regular, namely " account of risk a shot in the locker " the pay back that receivable to lending a person exceed the time limit compensate pays capital amount the capital total in the limit of with this account. When this account remaining sum is zero hour, stop receivable to lending a person exceed the time limit compensate automatically to pay the pay back of amount, obtain new risk a shot in the locker till this account.
(6) amount upper limit is regular, "Account of risk a shot in the locker " according to the scale set upper limit that remains to receive principal amount now, exceed like this scale 10% , borrow for a long time authority will exceed a part to turn this account, turn give a part to return to be borrowed for a long time all.
Accessory
Remarks: August account of risk a shot in the locker -- certificate of financial condition of the bank that enrol business
Information of Shanghai long finance serves group limited company
2015-08-20
