The Liu grandma of Hangzhou this year 60, just retire, under one's name has a house, value 3 million. The saving of lifetime uses provide for Yo basically daughter and offer a room, more or less to deposit money, the daughter gave birth to 2 embryoes recently, borrow for the room even, at hand is very short of money...
Recently, an insurance company finds her, the hope is dealt with to her " with room provide for the aged " business, every month can provide nearly 9000 multivariate old-age pension to her, in the home that still can allow her to continue, the condition is the house after she dies puts in insurance company 's charge to handle.
If you are Liu grandma, how can you do?
This is a difficult choice. It is with Zhejiang exemple, became 2016 " with room provide for the aged " pilot, but be in Hangzhou till the ability at the beginning of this year August be born the first sheet.
Speak bluntly of a lot of people: Do not rely on chart."With room provide for the aged " the beneficial complement that regards home as provide for the aged, original idea is good. There is cash to be able to shift to an earlier date again on domestic hand after all the old person that conduct financial transactions prepares provide for the aged for oneself is minority, "With room provide for the aged " can solve problem of provide for the aged for many old people actually, after all the problem that many old people face now is: Under one's name has a house, grain is done not have on the hand (money) .
Do not need ready money, need under one's name to have a house only, can enjoy original need to be cast continuously protect what make money every year " good old age " , still do not need to count another person.
Children does not have a burden, how can the old person also enjoy old age, why to look so be like perfect solve dilemma of provide for the aged " with room provide for the aged " , be said however: Completely slippery?
The biggest question still depends on traditional idea been not turn round. Once die,raise an old man with the room, house property can be received by insurance company, the annuities that before be being calculated according to compound interest even, extends and should the insurance cost liquidation of pay. Simple for, advance the fund that sells a house to be him provide for the aged ahead of schedule namely, major old person grasps as before holding altruistic feed the idea of next generation, want to go down inheritance of belongings more ground.
Many cities " often defeat small " house property still is in waiting to tear open change, still have a lot of " gnaw old a group of things with common features " house property is being stared at in eye covetously ground.
Accordingly, up to by July 2018, "With room provide for the aged " home only accept insurance 139 sheet (99) , it is issueless old person for the most part among them.
With cure is protected, beside the look of urban old person that has children is compared, a few Dai Tongtang's situations of rural are fewer, reside old person more alone, annuities, cure maintains a level low also, bigger to the demand of provide for the aged, and children is in more city, can come back one year only.
Small make up do to be forecasted boldly! Next, the limits of guaranty house property may expand, commerce kind landed, country curtilage base also can bring into mortgage limits.
Now topic: Can you choose with room provide for the aged?
