Now, freely the response is investigated: Check deepness oneself, rectify and reform stoutly! Freely says: Beijing superintends a branch to released circumstance of the market research that rent a few days ago, freely serves as elephant be checkinged by tone, height takes seriously, the investigation that cooperates a government sector seriously, accept in the round relevant investigate a result, will undertake deepness is checked oneself on the foundation here, rectify and reform stoutly.
Since July, the city of a gleam of that is a delegate with Beijing appeared chummage explodes the phenomenon that go up. On August 17, I love me disturbance of abdication of Hu Jinghui of domestic former vice president turns this public opinion to the climax.
He expresses, the length that is a delegate with apartment of freely, chorion hires apartment operation dealer, to enlarge dimensions, with prep above market of regular price 20% to 40% in contend for the source that grab a room, factitious drive up receives house price to bring about hire to soare.
"Long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer. " his opinion on public affairs, lift home to rent the tremendous storm of the market for a short while. Lift whole society to discuss what rise to chummage greatly, the netizen plaints in succession, intermediary is completely not plan cost is outspread, burn money to change the market.
Be in " who is pushed tall hire " below the circumstance that discussion sound grows in intensity, of Hangzhou one a limited company of science and technology of network of the home that it is a vessel (the following abbreviation " vessel home " ) long hire apartment firm to announce to go bankrupt, this go bankrupt incident is like flat Jing thunder, pull a people about finance + grow the vigilance that hires apartment pattern.
Vessel home is stuck go out " go bankrupt " announcement
"Without Benmoli " outspread mode
Vessel home goes bankrupt, the owner that ever served to its and tenement left one ground chicken feather. The mode that this is about to be managed from its probably speaks of, tenement considers gentleman introduction, when renting a house at the outset, vessel home ever promise hires a guest to pay the means pay of one rent with detain, it is to let tenement use network loan below unwitting circumstance actually.
Consider what the gentleman uses to borrow money in installment check scheme
Hire guests to be bound through bank card decide the name is 51 return (now more the name is " love goes into the street " ) APP is one-time pay vessel home rent, return every months again still give loan APP corresponding amount. Nowadays, vessel home goes bankrupt easily, hire a guest to take the deposit that is less than go ahead of the rest to pay not only, still still should go into the street every months to love on time return money, and after landlord also did not receive what vessel home company should give hire, a few landlord had prepared to control a house.
As we have learned, vessel home goes bankrupt to have 4000 damage that rent a settle or live in a strange place about, involved network borrows platform to have 6, falling in love with a street among them is to hire a guest to bind calm most.
After the personage inside course of study is analysed, say, the management mode essence of vessel home is to use the credit that hires a guest, provide outspread fund to oneself, to hiring a firm can saying itself is " without Benmoli " . Current, a lot of other intermediary orgnaizations also are using this kind of method to serve as terms of payment, this kind of means can accelerate the steam again of company capital.
Going bankrupt after the announcement is released, a controller tells vessel home tenement directly: "Do not have gold of cash return a deposit, do not have money to retreat chummage more. Do not have money to retreat chummage more..
Current, the tenement of vessel home and owner comprised greatly small Wei Quanqun, be enlightened talks things over too or the way such as law redeems a loss.
An authoritative lawyer offerred a proposal: One, still be in lodger between the lease that make a room, landlord has no right to drive away lodger. Landlord should go the court sues hire of vessel home embezzlement, because chummage rights and interests belongs to landlord by vessel home illegal embezzlement, ordinal precede over goes bankrupt liquidation. If landlord drives away lodger, lodger can go public security mechanism or the access that forensic period appeals to to landlord encroachs lodger, requirement landlord pays the fee that generates because of moving; 2, although landlord and vessel home signed one-sided,terminate an agreement, be like " vessel home financial insolvency chummage, contract termination, call in by landlord proper motion since building this day " , the agreement also is invalid. The agreement that signs because of lodger and vessel home is advanced, the contract of landlord and intermediary cannot defy the 3rd person. If landlord drives away lodger, lodger can sue landlord tort; 3, after lodger lives to pay hire to expire, do not take away, landlord can sue lodger tort, apply for to enforce clear to retreat to the court. But lodger can go the court sues vessel home to compensate pays deposit and undertake responsibility of breach of contract. 4, whether does vessel home belong to bilk to be maintained very hard. Because of bilk must subjective ill will is advanced, the case of Home Dan Ding is more complex.
"Financial credit + long rent apartment " mode secret worry
The Panshi that devotes oneself to the landed business that rent all the time towerings like a mountain peak in ever was being interviewed, express, "The price that rent a house breaks up again time still be lose money in business. " because if be the interest that generates from bank loan, according to the bank standard interest rate is 4.9% , the possibility is gotten actually 5% , 6% , with loan building apartment lease goes, return rate is top had not exceeded 1% , so this business is deficient.
Pan Shige did not mention the possibility this, the enterprise issues bond through ABS, undertake financing, do not need to be able to take money through the bank namely; Orgnaization of other perhaps finance offers repass ABS to borrow money to rent a settle or live in a strange place in installment, chummage is one-time give intermediary the company; Final, the accrual of the balance of chummage and loan makes the profit of ABS.
So look, this mode each takes what he needs, also not be worth bad-mouth. Can become a few dimensions are lesser, the renting company with financing young ability is joined come in, go easily slant. This kind of enterprise cannot issue bond, can follow only small finance company cooperates, below the circumstance that did not restrain, company controller is lazy at economize to avoid running short, want a sword to go slant sharp edge take money to run directly the circumstance of the road is not scarce also.
This year May, great Bear of dream of building intermediary orgnaization (Beijing) asset manages limited company to because be suspected of deceit hiring a guest to use,borrow money in installment pay chummage and complain, a lot of other intermediary orgnaizations also are using this kind of method to regard race to control as the means of the market.
This kind of mode is beyond question to growing the profit that hires apartment dilate, also alleviate on can certain level the hire pressure that rents a settle or live in a strange place. However, also the corrupt practice that somebody discovered this kind of mode.
Because do not need to pay directly, intermediary orgnaization is OK when collecting room source optional huff, landlord nature is glad, can be extremely tall hire backside, whether can be the house hired go out, here should make a question mark. After house lease goes, if intermediary orgnaization announces to go bankrupt, landlord, hire guest and net to borrow company tripartite to have be faced with losing likelihood.
Of course, damage is the biggest still is to rent a settle or live in a strange place. This kind of mode will bring two kinds of bad influences to renting a settle or live in a strange place.
The first, amount is small, in the future standard approach loan has difficulty. The amount of hire credit is thousands of yuan go to tens of thousands of yuan normally, amount is very small, once appear on the record that sign a letter, of normal bank can think from personnel of course of study, so small specified amount is spent also need loan. Rent a settle or live in a strange place repay ability can be oppugned.
The 2nd, intermediate charge. Pay directly unlike oneself, small finance company can generate brushstroke interest, some interest are not small still, not be to one's profit.
Grow the personage that hires house market to say, long hire although apartment is innocent, but the person that cherish against the law or discipline often does not lack in the person of deal. Hire apartment ABS pattern to growing, cannot strangle directly, but growing hire house company all the way below the case that Gao Geyong takes, to managing medium flaw, black hole, be badly in need of a government superintending a branch to publish relevant policy to give as early as possible compasses make, undertake superintendency to relevant practitioner, prevent new financial fraud.
Be who is after all drive up chummage?
In fact, since this year, housing hire has city of a gleam of to rise apparently. Show according to data of Beijing statistic bureau, arrived January July, level of rent of the Beijing room that rent relatively the corresponding period rose last year 3.1% . Sheet looks July, rent of the room that rent rises compared to the same period 2.8% , annulus comparing rises 0.2% . Meanwhile, show according to relevant data orgnaization, this year in July, annulus of two land housing hire rise than all also having, go up it is respectively 3.1% , 2.1% ;
I love my home " the whole nation hired room market half an year to declare 2018 " show, hangzhou is rented first half of the year clinch a deal the volume rises compared to the same period about 20% the left and right sides, market dimensions rises apparent. On hire level, what appear with the renting market of in former years is periodic go up drop what what differ is, hire of whole first half of the year this year town maintains stable level basically. First half of the year, hangzhou is secondhand house unit hire is 62.61 yuan / ㎡ / month, rise compared to the same period 8 yuan / ㎡ / month, annulus comparing rises 2 yuan / ㎡ / month.
Graph source: Network
And nowadays, in capital drive below, long hire apartment orgnaization to also enter Hangzhou to encircle ground dilate in succession, besides the catenary home of share of occupational bigger market freely and I love me domestic photograph contain. Last year in April, catenary home freelies friendly home is entered Hangzhou, contain of berth of 10 thousand divisions fell in May child, archipelago of native land in July brand appears, after this Xu Hui gets contain, bay to shed international, Jing Ruisu to abandon wait for a brand in succession be born. The very much report that rent a settle or live in a strange place, apartment is general hire is taller, your person flinchs!
The heat that soares in chummage of city of this a gleam of is discussed in, the personage inside many course of study thinks, it is as a result of the hire such as freely taller length rents apartment to grab room source, drive up the price is caused.
The chummage of big recently heat soares phenomenal backside, you feel, who be after all in drive up chummage?
