Investor reacts recently, the P2P platform below banner of appropriate guest pharmacy 10 thousand be filled with financial occurrence exceed the time limit, this circumstance had gotten 10 thousand be filled with financial customer service to affirm. Say according to customer service, win treasure firmly to have 4 projects occurrence exceed the time limit at present, an Yingbao is more, involve 1000 much. About exhibition period matters concerned, by company relevant staff man-to-man phone informs investor, how be filled with treasure project among them at present exhibition period a month, but did not send announcement. Explain the 10 thousand background that are filled with finance from intuition powerful, that this why Where is exceed the time limit?
[the 10 thousand fundamental conditions that are filled with finance]
National endowment is fastened + appearing on the market is setting
Government-owned network news shows, shenzhen 10 thousand be filled with Internet finance to serve limited company is pharmacy of guest of appropriate of group of traditional Chinese medicine platform of finance of the Internet below division of finite liability company, platform went up formally on May 9, 2015 line, you Yibin pharmacy and 10 thousand be filled with financial tall canal to be held jointly, appropriate guest pharmacy 80% accuse absolutely, setting of national endowment department is belonged to solid;
And appropriate guest pharmacy is studied by Chinese medicine industry total courtyard, Sichuan saves appropriate guest limited company of group of 5 grain fluid accuses jointly, hold a scale to be respectively 51% , 49% , there is an A below division of group of 5 grain fluid appear on the market 5 grain fluid of company, so 10 thousand be filled with finance to build appear on the market the edge of the department.
Although 10 thousand be filled with finance is national endowment fasten and appearing on the market is truly, but also produced two problems:
1, 10 thousand be filled with finance is national endowment department above all
From above equity information can see, the 10 thousand dear father that are filled with finance are appropriate guest pharmacy, dry grandfather is group of 5 grain fluid, dry uncle just is to appear on the market 5 grain fluid of company, the distance that says dry uncle from the relation so is further, 10 thousand be filled with finance should be national endowment department above all, just be next appearing on the market is.
2, the financial standing of pharmacy of guest of not clear appropriate
If 10 thousand be filled with finance occupied, of direct reveal all the details is appropriate guest pharmacy, is not to appear on the market 5 grain fluid of company, appear on the market the finance affairs of 5 grain fluid of company is no problem really, but the financial standing that we are not clear about appropriate guest pharmacy, but mixed 2015 allegedly 2017, appropriate guest pharmacy is deficit, and black a list of names posted up of medicine of problem of the bother about on appropriate guest pharmacy, it is a negative news.
Here, I think a lot of people include small make up had made a mistake, see 10 thousand be filled with finance to associate to 5 grain fluid, but did not consider appropriate guest pharmacy this hole goods.
Platform group
No matter the 10 thousand tall canal groups that are filled with finance are returned from record of formal schooling it is problem of the it doesn't matter on experience, medium slant on level.
President Chen Yang, EMBA is being read, have more than 10 years of traditions industrial reach leasehold industry from already check;
Double baccalaureate of operation official Yao Dongna, deputy secretary-general of chamber of commerce of banking of Shenzhen city Internet;
Wind accuses government-owned Jiang Yibing to be graduated from major of southwest university accounting, traditional banking of nearly 30 years manages experience, the hold post after Ceng Xian at building the bank, bank that enrol business, bank that start line of business, happy inferior, Gong Ling is achieved cast wait for much home country famous bank and enterprise.
Platform supplies catenary banking business
The 10 thousand treasure is filled with a letter that are filled with finance are to supply catenary banking product, 10 thousand be filled with finance to be in whole supply act as on catenary " resource serves a supplier " , lend partner the integrated ability in the industry and resource, around core business, what swim up and down to its is medium or small the company offers financing to support.
What the specification wants above all here is, 10 thousand it is better to be filled with finance to be done in this respect, information is more transparent; But supply catenary finance itself of this kind of mode is suspected of from be in harmony, what can cause the market is anxious the distrust with investor.
Additionally this business still has a drawback now, be in whole the amount that supplies the demand of medium and small businesses on catenary is larger, but borrow or lend money of superintendency regulation company cannot exceed 1 million, so this is 10 thousand be filled with finance to grow one of slow reasons; But tell conversely, 10 thousand those who be filled with financial mark should be to close of compasses, otherwise, short time can be done big.
Government-owned net data shows, up to now 10 thousand be filled with financial accumulative total to clinch a deal amount 5.37 billion yuan, accumulative total is waited for receive total 1.65 billion yuan.
[investor suggests]
On put together, of platform mark true, it is better that the letter wraps around, the group is more preeminent, dry grandfather capability of reveal all the details of group of 5 grain fluid is strong, the possibility of thunder is not large; But the biggest flooey drop is its do pharmacy of dad appropriate guest, supply catenary finance additionally this kind of mode also is not accepted extensively by the market. The proposal still did not have those who get on a car not to invest, already on board wait to return a money patiently, after all actual strength or some.
