Be in greatly in city, every outer the house that adrift person yearns for to have to belong to his, have the place of a stay that belongs to oneself, but often be no good because of capital, a lot of people chose the method of loan, not merely only the house that is attributed to oneself, we change later period can gradually still borrow money, economic pressure also too won't big. But the problem of another some of little detail, we are not to understand very much. So small make up will introduce to buy a house is loan advertent what problem? Does loan buy the certificate of room demand?
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Is the loan that buy a house advertent what problem?
1, there is a kind of such state on bazaar, request loan first, fill again make a material. Here what point to without the qualifications and record of service that buy a house is to did not purchase room qualifications and record of service, silver-colored guild rejects loan. Successional 3 accumulative total account of 6 exceed the time limit, bank can refus is borrowed. Account of exceed the time limit is included still credit card, return a room to borrow, return a car to borrow etc, exceed the time limit can present your individual ask for letter put down in writing to go up.
2, cheat borrowing is amount of tall loan of the empty when the request that point to borrows money, add bank loan to organize loan risk, can be considered as to cheat borrow, still have those who be not relative relation, the state of fictitious buying and selling, add the loan such as the bank to organize loan risk, also maintain borrow to cheat.
3, bank regulation requests person age to be in 18 - 65 one full year of life, meantime 25 - 40 one full year of life are bank gay group, it is next 18 - 25 one full year of life and 40 - the crowd of 50 one full year of life, 50 - the crowd between 65 one full year of life, housing loan requests to be not passed commonly. Because usurer age is older, the odds that the body presents healthy problem is bigger, the influence still is borrowed, the risk of such bank place bear is higher.
4, revoke does not forget to mortgage after loan is paid off. After you paid off all loan principal and accrual, the estate of the loan settle proof that can run a bank and pawn is other the guaranty of revoke of estate business center of an area of place of producing area of the housing before influence proves, county. Contract of not missing loan and owe according to. The request borrows money, the loan contract that bank and you sign and owe occupying is important decretal file. Because loan time is very long, as usurer, ought to appropriate keeps your contract is mixed owe according to.
Does loan buy the certificate of room demand?
Married: Marriage certificate, registered permanent residence this, photocopy of carbon of business charter of income proof, unit builds official seal, salary to block running water (a year probably half an year, the bank is different, demand is diverse) , the registered permanent residence of Id, the sweetheart's Id, sweetheart this, the sweetheart's marriage certificate. If two people borrow money together, the sweetheart returns demand to show photocopy of carbon of business charter of income proof, unit to build running water of official seal, salary. Celibate: Celibate proof (unit, ave probably police station of ground of place of registered permanent residence shows all but) , registered permanent residence this, sheet of running water of income proof, bank, Id.
