Financial company bank acceptance expires cannot cash how 4 when thought fors the time being subtle move, from company of some finance affairs (in view of business praise authority, faceless processing, you understand) July bill exceed the time limit cannot after cash incident, this platform seeks advice with respect to what received friend of a lot of ticket, appeal how to be handled. Especially ticket friend circle exploded yesterday give concentration to beg not after fruit video, cause the sensation inside the circle, platform more receive many cases seek advice. Unite a reply through the article today.
Incident reviews simply:
July 2018, beak a contract of cash of this financial company occurrence bill, yu Tongyue passes government-owned net to be announced to the society, acceptance at cash is being finished before August 20. But ticket friend feedback ends to still fail to a week of affirmatory date past cash, connect even 50 thousand 200 thousand cash not. With all possible means enterprise by force of but concentration begs not if really, cause incident to ferment.
The net explodes concentration of much home company begs to company of this finance affairs not fruit video.
Today, we discuss this incident too much no longer, popularize some of bill and legal knowledge to everybody however, the authority that lay dimension is referenced.
Encounter bill cannot manage like where when cash?
Proposal:
1, talk things over with acceptor
This often is not to grant the best settlement when cash method. But if connect 50 thousand, 200 thousand cannot the word of cash, that talks things over basic useless also, it is what is more,the rather that again break a contact.
2, with before the hand negotiates return a ticket
This defensive position before looking commonly concerns how, the hand before looking is strong, not be everybody can negotiate a success. Especially a lot of before the hand is individual pass on, the other side just earned a difference intermediate, also do not have money.
3, give public opinion pressure
4, exercise bill recourse
Recourse, when showing bill of exchange expires to be rejected to pay or other and legal matter appears namely, the hand before the person that oppose a bill must request his repays amount of bill of exchange and the right of concerned loss and charge. Recourse is in the payment of bill obligee request authority is couldn't get when satisfying, law gifts the right that the person that oppose a bill has chasing after countervail to bill debtor. Its are to use make up for pay a kind of system of the limitation that the implementation that the request counterpoises to hold right of ticket person bill to protection brings.
In Cheng is being passed with bill shedding in financial activity, note holder rejects to pay in drawee when, return the right of bill section to the endorser of bill and remitter all alone. Cheng is passed in bill shedding in, the person that hold is occupied to promissory note, in to due person ask for bill section, cash when bill, if drawee rejects to pay, can the court to drawee seat (or other way decides a witness) the letter that applies for to issue drawee to reject to pay, ask for bill section to bill endorser by certificate next, amount adds accrual to be added for bill amount reject certificate charge.
The person that be recovered is paid money hind is OK to him before the hand is recovered again, till recover,arrive remitter. If bill endorser wants to avoid to assume this kind of responsibility, can make clear when endorse do not suffer recover.
The note when exercise recourse:
1, prove about rejecting to pay
According to regulation of doctrine of our country bill, when recourse of exercise of the person that oppose a bill, the concerned proof that ought to offer accept be rejectioned or is rejected to pay. And accept of clew of the person that oppose a bill perhaps hints pay to be rejected, acceptor or drawee must issue reject a proof, or book of reason of return a ticket. Acceptor or issued rejection proves drawee, it is to refusing accept perhaps rejects to pay the proof way with the the directest, easiest be related. Reject a proof to make the person that oppose a bill can be obtained really, bill law is special will issue an obligation that rejects to prove the regulation is acceptor or drawee, when violating this obligation, the agree is carried from this and the civil liability of generation.
2, the effectiveness for a given period of time about recourse
The problem of effectiveness for a given period of time of recourse also is the one big content that needs an attention. The author is its cent two, it is the effectiveness for a given period of time of recourse itself, the 2 effectiveness for a given period of time that are attention of the need in exercise process.
Former those who point to is " bill standard " the 65th content, the person that oppose a bill should offer lawful proof to undertake recovering by time limit, lose the recourse of pair of hands before its otherwise. Afore-mentioned " time limit " answering according to understanding is to point to " bill standard " the exercise right deadline of the 17th regulation, cent is 3 kinds:
1, those who be aimed at remitter and acceptor is 2 years;
Of the hand before 2. is general is 6 months;
If bill right is acquired after bill debtor pays and 3. is recovered all right again, it is 3 months.
So, if want to recover, do not miss right deadline please
Finally, remind vast enterprise the friend notices:
Financial company opens the bank acceptance that give and bank to open the bank acceptance that give is discrepant actually, distinction depends on is bank credit, one is industry group credence. Accordingly, the silver-colored ticket of financial company is actual it is similar interpose the bill between bank acceptance and commercial accept bill of exchange.
Although industry group is in,letter expenditure of home is very tall, silver-colored bill of most financial company is can as scheduled of cash, but the risk that can see financial company bill through this incident. And this incident follow-up is met affect the negotiability of financial company silver-colored bill, because of the risk noting please when this receives this kind of bill again!