In Internet + wind accuses + financial domain, those who accompanying the market is mature with each passing day with data accumulate continuously, whole industry is based on great data bulk to change the ability that assesses a risk to also will greet what high intelligence changes to erupt eventually.
Finance of sea Aladdin Internet serves before (Shenzhen) Inc. (the following abbreviation: Aladdin gold is taken) it is a gather multidimensional service of degree of the banking on the line and diversification business mode serve trader at the integrated finance of an organic whole, to should come adequately to its free line is supplied catenary, online protect manage, online financing to rent, small bank accept is online bill of exchange and high grade appear on the market online discount, online business standing adds company report bank note the potential financing risk in the omnibus online service such as the letter, aladdin gold is taken founded the intelligent wind that is based on big data to control robot system.
Aladdin gold takes the intelligent wind below mode to control robot system
Take with Aladdin gold the as biggest as the whole nation achieve a guest to supply catenary platform 100 can the business of B2B perpendicular cable that the net cooperates is online supply chain the small small project that maintain put in order is exemple: Control robot system through intelligent wind, aladdin gold is taken can be opposite the line makes go up to automatic credence gives a mark and give a letter in the 100 buyers and sellers that the activity can do business on the net, form mechanism of an online grading, provide security for both sides and convenient online supply chain the small small financing that maintain put in order serves.
Be based on huge Internet news source, the intelligent wind that Aladdin gold takes accuses a robot to be able to collect amount of those representing capital of every be in harmony giant, the fragment changes, phyletic and various information, if electric business trades,involve data of huge Internet fragment among them data of statistic of engine of search of statistical information, Baidu, the electron that the user refers changes information to wait like detail of business charter detail, bank running water, the inquiry information of orgnaization of tripartite authority is like forensic suit information to wait.
In the systematic structural frame that takes intelligent wind to accuse a robot in Aladdin gold, all data are credit data, and all number give the information basis of the letter according to making trade.
The risk that is aimed at financing applicant is evaluated with credit " picture " behavior
Online grading mechanism is based on this credit data to lay in just about, to the financing of financing person application undertakes objective and rapid judgement decides to whether give through -- in the light of financing square risk is evaluated, those representing capital of top class and high grade be in harmony has more preferential financing aptitude, higher financing specified number to spend, the those representing capital of be in harmony with lower loan cost sub and high grade; needs to pay relatively taller but still reasonable financing cost and relatively considerable financing specified amount, its financing request can be accused by intelligent wind the robot refuses directly. Although the process of the differentiate on whole line is in several minutes only in finish, but its tiring-room accuses what the robot finishs data interface for many times to transfer the fast operation that reachs numerous majority to occupy a model through intelligent wind, form finally to financing person be based on its of integrated loan aptitude " picture " , whether to have geometry of loan requirement, condition, all be clear at a glance.
Alleged " picture " , it is namely below the circumstance that accumulates without data of settle accounts of traditional banking orgnaization make to financing business rapid and clear multidimensional spend fixed position -- decide from capital attribute its are opposite the ability of reveal all the details of financing risk, decide from enterprise dimensions its capital collect and reimbursement ability, from the industry, "Picture " the risk that can let Aladdin gold take is evaluated with the risk control ability gets all-around promotion.
Real time dogs the automation of monitoring turns over con intelligence wind to accuse a model
Will integratedly look, the intelligent wind below Aladdin mode accuses a robot also is at the same time real time of automation turn over con intelligence wind to accuse a model, the credit big data that it is based on those representing capital of be in harmony forms danger of zephyr of the mechanism that add a letter to filter system. The circumstance of examine and verify of the to each link memory in relying on process of credit examine and verify and early days undertakes dogging automatically monitoring, undertake quantifying grading to the risk of each loan, discriminate thereby, the platoon checks false information and bilk financing application, the with lowest part with risk top grading is accused to the robot refuses and be passed by intelligent wind respectively. In addition, dominate the news that robot inconvenience identifies in the light of wind, aladdin gold is taken establish turn over con check group to have artificial complement artificially, be close to 0 risks indefinitely what make.
Evaluate in the credence to financing applicant, credit " picture " in behavior, wind accuses a robot to accuse a model to undertake to its through turning over con intelligence wind " read roll make component " , the result that make component goes to direct convert the financing forehead of financing person is spent and interest rate. On one hand, the fault that the numerous full of trivial details of artificial examine and verify and force majeure element bring about its avoid tradition leaks, raise financing greatly efficiency and convenient spend; on the other hand, it can be based on those who exceed an amount, database of credence of artificial and faint digestive is offerred quantify credit to evaluate, buckle present real time closely to change, the Internet rhythm that shift spends data period.
In future, accuse a system to carry finance with big data wind + the innovation mode of hypostatic economy will grow in intensity, "Intelligent wind accuses a robot " the core competition ability that also is sure to be taken as Aladdin gold shines brilliantly, the depth type of its develop a school of one's own is explored, will be Internet probably + the guiding that the road of the innovation of financial domain offers strategic meaning to go up.
