What homework does the need before buying a house do? It is clear to make these 5 issues make these

As the common person that buy a house, buy the novice of the room first especially, before buying a house, besides the most important head pay, still borrow ability to evaluate, decorate wait for budgetary problem, consider the issue such as demand, loan even, the problem that the meeting on the road that buy a house encounters and choice are very much, the person that buy a house accordingly wants a nip in the bud, do a homework more, ask detail more, follow together a little curtilage small the need before making up understanding to buy a house makes those issues that understand!

One, policy issue

One city one plan, the building city policy of every city is at present different, want to always pay close attention to building city news, the loan policy that knows oneself actively to be in a city, be restricted to buy policy to wait, can avoid a lot of needless troubles, return the qualification that can decide oneself buy a house very quickly and limits.

For example now of Zhengzhou newest be restricted to buy policy:

Be restricted to buy area to include the 5 areas inside city and airport area, Zheng Dongxin area, classics to open range of area, new and high area inside, new Zheng city, Xing in relief city, medium seek a county. Be restricted to buy 2 in number of households and total population of these area Zhengzhou city, lone bounds buys 1, number of households and total population of blame Zhengzhou city is restricted to buy 1. In the light of do not be restricted to buy area Gong Yi city, enter a town, on block, new close city, do not be restricted to buy a cycle of songs in a traditional opera, money can be bought.

If dispute Zhengzhou census register, any conditions below so full enough can buy a house, 1, in Zhengzhou successive pay social security is full 24 months; 2, in Zhengzhou successive pay duty 24 months; 3, the full-time undergraduate course that works in Zhengzhou or above record of formal schooling is graduate; 4, what work in Zhengzhou is deputy advanced (senior technician) title or the object of above title.

2, budgetary problem

Capital decides to buy what house, want to understand oneself fund condition somewhat first before buying a house, want understanding to be clear that the place when buying a house needs disbursement total cost, make good program. At present actually besides head pay besides, even cost of the each tax cost of the reimbursement every months, building, property, and after making a room decorate the charge such as home appliance to consider to go in.

The collect of the scrape together when a lot of people are buying a house became enough head pay, can not think of to order a room to close to still need to pay each such and such incidental expenses at the same time in last lot. Although amount is not much, be in to spending all money however head paying also is a king's ransom undoubtedly for the person that the everybody that go up buys a house.

Borrow money namely next, buy a room to won't choose commonly now one-time pay a room the money, because house money number is larger, one-time paying also is not an easy thing, the person that so loan buys a house is more. When choosing loan fixed number of year, because loan interest rate is higher now, to reduce interest expenses some people choose briefer loan fixed number of year, making the consequence that cause so however is every month governable defray is little and little, affect in the future life badly.

3, subscription problem

Deposit and subscription sound consistent, appear it seems that about the same also, actually both it is different. If be subscription, the businessman did not make the word of the room in time according to the regulation, money can be taken. But if be deposit, so the house does not want after making money, money cannot be taken, before paying, must figure out.

Buy period room to want consign subscription commonly, the consign law to subscription has regulation of proclaimed in writing, if develop business to put forward " unjustifiable " requirement, you but lawfully of refus, or appeal to in after the event to the court, by the court cognizance contract disables, let a court help you want the money of overpay to come back. " assure law " the 89th regulation: "Party can agree one direction the other side gives those who pay subscription to serve as creditor's rights to assure. After debtor fulfills debt, subscription should touch a debt, have no right to ask to return return subscription; Of the liability of one party nonperformance that accepts subscription, ought to times doubler return return subscription. Subscription ought to agree with written form, party should agree in subscription contract the deadline of consign subscription. The sun from real pay subscription has subscription contract become effective, the amount of subscription is agreed by party, but 20% of the specified amount that must not exceed contract bid. But 20% of the specified amount that must not exceed contract bid..

4, problem of property right card

The bridal chamber that we buy a house now is period room mostly, in period room dispute, it is more very about card of building property right extend of deadline. Develop what business explains property right evidence to extend why does plan pull delay time again and again, one commonly used excuse is to concern a branch not to give do. Actually, basis " method of manage of urban house right " regulation, the mechanism that register is to show estate administration is in charge of mechanism, after the mechanism that register is undertaking checkup to the applicant's application, every authority belongs to data of origin of clear, property right all ready, the mechanism that register should be in accept two months since the day that register to the kernel is registered definitely and issue card of building property right.

That is to say, the cause that causes card of building property right to do no less than coming tardy depends on probably developing business, develop procedures for instance gold of the diseased, sell one's own things that owe pay, once appear these circumstances, the person that buy a house is about to raise vigilance. When the directest way buys a house namely, must undertake making an on-the-spot investigation to developing business, affirm development business aptitude is eligible, building dish 5 card are all ready, if covet is cheap favourable perhaps, can be faced with dimension very likely to counterpoise later so, cause belongings loss and even influence to arrive the life.

5, advertisement problem

Estate business to can attract eyeball, increase sale, often go up in advertisement exaggerate, when buying a house accordingly, be sure to keep in mind cannot credulous advertisement, and should with be being given priority to actually, make an on-the-spot investigation on the spot, understand a situation.

Be apart from a problem for instance, can tell you the car Cheng is much further only commonly, it is to be below the circumstance that does not block a car up to hand in clear and coherent free certainly so, is not the data of fastigium, to the problem of distance and car Cheng, when seeing a room, a discount must be called in the heart, the building that still has commitment dish circumjacent form a complete set, must ask clear and specific building time, had better get online more on inquiry affirms, after lest enter,living, the influence lives.

Still a few use introduction of term fine product, can describe structure ability to pledge with a few coxcombical words, clothbound writes a standard, the person that buy a house at that time should learn to choose information, for example clothbound writes a standard, the level that needs to understand clothbound to repair only is 2000 or 3000. The person that buy a house accordingly should hold sober head when buying a house, of other of not blind believe what one hears or media a few flatter.