Multinomial policy profit is good below, concentration explodes thunder period moves toward end.
Reference develops the rule with what negotiable securities course of study and banking go 30 years, p2P general only keep the head platform of 10% . So the industry still can continue for certain slowly Qing Dynasty is retreated fall into disuse, but predict to won't have the past the tall hair of 3 months. Superintend introduce AMC to handle bad assets, give new rule to punish severely platform to run after the road, fall into disuse will in order to add up to compasses Qing Dynasty dish soft landing is given priority to.
This summer, what does the day know we were experienced?
tripartite statistic, 1-7 month had 642 to the home announces stop business or appear in all 2018 problem, compare the corresponding period increased 210 2017. Most of concentration mixed in June appeared in July 228 problems platform, 76 close down reach transition platform, exceed 5 platform on average to explode everyday thunder, it is the anger of countless families and sadness rear.
Explode the boiler that the reason of thunder is big environment a little, be attributed to the mice excrement in P2P a few more additionally.
This year, whole society is macroscopical economy bear pressure, insecurity of market fund liquidity and finance go lever brings about rate of company debt break a contact to rise. Uneasy besides P2P, still have more hypostatic economy, the company that has collaboration with the enterprise for instance borrows P2P, also met with accordingly fry.
When a wall is about to collapse,everybody gives it a push, laolai people use platform Bao Lei, clear dish of disorder after in succession ill will escapes useless debt, the asset of a few platform carries occurrence peril. After asset end gives an issue, itself is suspected of from be in harmony, tear open mark, Pang a few Gao Zhi name spends platform not to stretch tight to run road, keep one land chicken feather and one face is muddled compared investor, when answering a god to come, everybody was crying to remove.
Finance is leasehold build on accredit, once accredit collapses, investor is removed considerably endowment. Platform capital flows become nervous, create vicious circle, also pull the P2P that sureness does business after all unloaded water. Somebody is then alarmed cry greatly, all P2P want cool, after I come out this, also did not cast again!
This kind of word, it is terrified apparently those who bringing prejudice, the person that can say lay language so just about walks thunder, just more experience letting a person is opposite to P2P of a few bogus the harm of the ordinary common people that does not have consciousness of too much risk, and the importance that Everyman accumulates knowledge of study conduct financial transactions actively.
Later, simple minded of national show solicitude for does the P2P of business, the professional work that misses P2P can make up for a bank to cannot be taken care of really small small company and broad the people that has credit demand, the economy demand that considers authority is exuberant, p2P can dish vivid economy, I must pull it, help it up to rise. Then since August, superintendency dispatch, end intermediary reports, 5 come on stage inside 15 days new politics, indicative Lei Chao is moved toward stage by stage terminative. In August, problem platform amount drops apparently, investment is fast get warm again after a cold spell rises.
Spring tide already passed, leftover evil not disappear, explode is thunder P2P long what kind of?
Explode this year the P2P of thunder has 3 characteristics roughly.
1, carry show difficulty
From in the past the type of problem platform incident July looks, appear raise the platform that shows difficulty most, have 143, occupy that month 86.67% of problem platform gross.
But here asks everybody to notice to distinguish carry show difficulty and debt to turn slow two things.
Before the industry has a few platform to exit meeting comparing now a few slower, because originally a complete loan mark is in at least,be 1 year of above, we are being locked up fixed (3 a month, months or 6 months) full hind, and when the project did not expire, want to use fund, the pattern that can transfer with creditor's rights, transfer creditor's rights to other, others agrees belt endowment to enter bureau hind, you just can be taken endowment evacuate. Evacuate is slow now, because belt endowment joins the person of the bureau,be some less, so our debt turns some slower also.
Enter after August, debt turns get settlement in a lot of platform below slow circumstance. Capital answers a paragraph to arrive the account that put a valve, we can carry the bank that shows our smoothly to get stuck. And we say carry show difficulty, be after showing the project expires, behoove returns a money, cannot carry however go up to bank card now, and money is possible at that time by platform divert.
Money is appeared probably on the P2P that puts a valve without the bank by divert, conditional, can go up the account that the bank that put a valve examines him.
2, notice factional platform
We see platform background previously, claim to belong to such-and-such department, as if have appear on the market formidably the parent company endorses, platform is firm many. However we discover this summer accidentally, as some factional platform has an accident very easily, even " caustic of one caustic all " .
Discovery of a person with high aspirations and determination, direct or company of coal of Shenyang fuel group is indirect became a shareholder P2P net borrows platform. July, this faction P2P had 11 to give an issue. There is small salary of the home that cast be in harmony, great conduct financial transactions, bud again after because 3 platform are solid Li Zhenjun charging a person breaks couplet to appear " serial thunder " .
Explode now for what does thunder appear easily " caustic of one caustic all " ? The first kind may be common source -- the chain-reacting that asset carries an enterprise to borrow break a contact to bring, the 2nd kind is solid accuse a person to run brought moral risk, make fellow sufferers suffers disaster at the same time.
Solid at hand charging a person has how many P2P to be checked not hard, the factional platform that near future enterprise borrows should avoid probably.
3, the attention combines plan plan slow
Superintendency early prohibits with respect to adjuration P2P is wired next conduct financial transactions and current conduct financial transactions, but a few platform were not finished to now these are rectified and reform basically. There were 17 problems in July for instance platform has current or kind current conduct financial transactions plans a product, 13.93% what take sample sum.
To now these violate the word that the product of compasses has not been cleared apparently, platform wants to close compasses put on record the resolution that thinks progress continues invites person suspicion, probable meeting puts on record in next year the market can be exited before registering.
Besides afore-mentioned outside 3 o'clock, want escape thunder wet surviving supporter of an evil cause, change of the fund liquidity that everybody pays close attention to platform more even, partner, add up to message of quality of compasses sex, asset, public feelings to wait, you know much portion, the possibility that steps on thunder is little a minute. Future, only the talent be qualified of know the business does the investor of P2P, want to enjoy one times taller than the bank accrual, need times more than the ordinary person knowledge reserve.
