River Chinese police carries two nets to lend bilk shelter feature, capture " word art encyclopedia "
"Counsellor " write a script
"Make a psychological attack " cover a region deep
"Hello, have the need of loan excuse me, we can be dealt with borrow money without guaranty network, through ' interior channel ' promotes the forehead to spend, have fun at understand? " you perhaps had received similar telephone call, had gotten such short message... but want to be less than for certain, these information backside under cover a massive fraud.
Recently, river Chinese police feels a platoon through deepness, suitable line is tracked, destroy two successfully in order to promote " particle is borrowed " " ant is beautiful " wait for network loan specified amount to spend for the name, collection bail carries out the guilty gang of bilk, seize experience case personnel 33, clear capture commits the crime computer 20, mobile phone more than 50.
Surprising is, in case of these two bilk in investigating a process, police still discovers bilk gang uses Yu Peixun " word art encyclopedia " .
On August 29, reporter of daily of the Yangtse River learns solely from police, act in gang of a bilk among them " counsellor " compose " play " suspect Li Mou (alias) , told about him how burnish " play " , open a network for the citizen loan bilk is layer upon layer cover a region.
Elaborate composition
Front wide net, back end decides target energy allows bunco
According to handling a case policeman introduction, bilk gang divides the work not only clear, still have write of person specially assigned for a task " play " . Bilk gang cent is " boss " " director " " group leader " and " group member " 4 layers class, "Group member " the debt that the basis cheats takes deduct a percentage from a sum of money, every highest month can be taken 10 thousand multivariate.
"The group leader is in charge of grooming, administrative group member, class of every the world wants scrutiny every group member bilk earning, cheat place amount collect, collect a company to assign account. " handle a case personnel introduction, its commit the crime the method is: Get victim telephone number through illegal channel first, call to these people next, with " can raise loan specified amount to spend " for cover wide net, once decide the client has loan intention, they can ask the client adds their working small letter.
Adding small letter is the first pace only, they are not eager to carrying out bilk, chat with the victim however, promotional feeling, or vaunting, or tease, or lure by promise of gain, every kinds cover a road to a few go up even 100 ready-to-wear actor's lines, duplicate and stickup can bolt send. Wait for a victim " swallow the bait " hind, guilty suspect claims " can assure to raise loan specified amount to spend " , demand the other side provides Id date and running water of bank of nearly 3 months, pretend to need to evaluate its loan capability, let a victim think they are regular corporations by accident, victim of one pace diddle is trustful, in order to achieve bilk goal. In fact, offer running water to just want to examine a victim to have without can cheat capital.
Compose " play "
"Art of word of make a psychological attack " let you one step by step " swallow the bait "
Want to conclude " business " , "Clerk " if art grooms become compulsory subject of introduction of network loan bilk. Hunt down from the spot " encyclopedia of loan word art " in discovery, the person that guilty suspect takes aim the target to be badly in need of to capital. Define a goal, the victim is gotten to trust after chatting.
After obtaining credit, guilty suspect claims to be able to be passed " in-house channel " promotion forehead is spent, "Hundred loan is successful " , revulsive victim is duped.
Wait for " client " perfect information data, the other side informs very quickly: "Examine and verify succeeded, need the beautification running water, capacity that pack, you need to pay certain earnest money now. You need to pay certain earnest money now..
If " client " do not wish to pay earnest money, "Art of word of make a psychological attack " can perform: "Early days is gold of a plan, if be free, then we also do not live to go down, I feel the key is to be able to help you do, it is the most important that sequel can use talent circularly. It is the most important that sequel can use talent circularly..
If the client puts forward " cheater is much now, deal with first come down to pay again " , guilty suspect can reply: "You have such idea, we also can understand, we confront client of countrywide each district, it is to have even exceed the time limit and black door client, if these clients still appear,exceed the time limit violates compasses operation, influential also to the company, because this charge also is to prevent a client,appear again behavior of exceed the time limit. And the company also needs to undertake getting ready to loan bank, these are capital, so fee pays ahead of schedule. So fee pays ahead of schedule..
To obtain victim credit completely, "Art of word of make a psychological attack " perform:
"Major handles this our firm, if do not do our company is then early closed down, you can see my friend circle know. I also understand your think of a way, we here can provide business license to you, the working card of my individual, but deal with a when still depended on you to think, do you feel? " at the same time again and again acceptance causes conduction failure as a result of technical error, refund of company meeting sum.
After the victim pays earnest money, borrow money to did not arrive the following day Zhang, "Client " when examining minutely, guilty suspect can claim " declare a data to have a problem " " national wind accuses to tighten up " wait for crammer to undertake protracted.
Reporter of daily of the Yangtse River sees, this is covered " play " from advance gradually of opening remarks, gut, till answer client query, dou Youming is tagged truly. All sorts of questions that raise in the light of the client see action tear open action, how to get each other for instance accredit, raise the specified number abortive wait for a problem, "Play " in also list palpability to answer a method in detail.
Bilk " counsellor "
Collect bunco case sets a variety of covering beforehand road
On August 29, reporter of daily of the Yangtse River learns solely from police, the compose in bilk gang " play " , act " counsellor " guilty suspect Li Mou (alias) , reductive he how burnish of rack one's brains in scheming " play " of executive bilk.
It is reported, li Mou is 90 hind, in Wuhan some college learns electronic information major, graduation hind did not work formally all the time. Because lack cash, he thought up telegraphic bilk " become rich " road.
For this, he goes up technically in the net collect a variety of bilk case, study bilk method, final decision uses partial person to borrow money to not be familiar with to the network, the state of mind that is eager to spending money again carries out bilk.
To let " play " more distinct, li Mou studied " particle is borrowed " " ant is beautiful " wait for normal network finance company handle affairs flow, the material of the need when examining and approve, the bilk case on recombine net, fumble summary goes out a variety of set bilk to cover a region beforehand.
Li Mou is explained, compose " play " the purpose is to let " clerk " be familiar with all sorts of answering to cover a region, appear they are very professional. "Clerk " had made up beforehand according to them " play " , once discover the victim of loan demand, meet according to the actor's lines in the play, demand the other side provides Id date and running water of bank of nearly 3 months, pretend to need to evaluate its loan capability, let a victim think they are regular corporations by accident.
Speak of bilk " successful recipe " , li Mou says frankly: "Play " it is dead, the person is vivid, the key depends on acting according to circumstance, master psychology of the other side.
Li Mou says, some victims demur does not say to give dozen of money, a bit did not suspect; needs to be ground a little while more a little, say a point " cant " give up its misgive; needs some to hit psywar with the other side, place a pair " indifferent " if appearance; encounters the not wasteful time with high vigilance.
Police reminds
Normal platform is put before borrowing won't collection any charge
Policeman of substation of public security of Jiang Han area points out, current and arisen " the network borrows money " the novice law that becomes cheater to carry out telegraphic bilk. The gang can make bilk commit the crime technically gimmick, step by step essence of life allows to carry out, have complete " word art + play " . Setting design, chatting content has tag in detail, the problem that the victim may mention, have answer program.
"Although network loan bilk is passed layer upon layer pack, look be like flawless, but actually flaw 100. " the policeman says, the loan of all and normal platform is being put collection won't shift to an earlier date before borrowing any charge.
"Usually, flow meets the refund of normal shopping platform move in shopping platform only, won't add customer service alone small letter, Qq, pay treasure good friend to undertake refund, undertake network loan is operated, won't ask to collect money to ' of ' customer service more. Won't ask to collect money to ' of ' customer service more..
The policeman reminds a citizen to be opposite " sign up for a door oneself " stranger should keep vigilant, allude in the other side the eye should be taken care more when gold, be like discover misgivings or encounter interrogative to should seek advice in time to the person all round, or dial 110 seek advice, do not put have fluky mentality.
The net borrows bilk to cover a region
1. gets victim telephone number through illegal channel
2. uses network phone to dial victim mobile telephone
3. is spent with increasing network loan specified number for wide net
4. has loan intention ask to add " clerk " working small signal
5. and victim chat get credit, await a victim " swallow the bait "
6. asks the other side provides Id date and running water of bank of nearly 3 months, pretend to need to evaluate its loan capability, let a victim consider as regular corporation by accident
7. pretends to pass " in-house channel " promotion forehead is spent, need the beautification running water, capacity that pack, requirement victim pays earnest money
8. according to " play " perform " art of word of make a psychological attack " misgive of the victim that defeat solution
9. victim is duped pay earnest money
