Science and technology aids power industry to upgrade, internet new finance returns to FinTech, improve financial efficiency with science and technology, aid push finance to serve to industrial confluence, endow with can financial Pu Huihua. It is colonies of this week FinTech information below:
-- [superintend] --Card inspect can be released formally implement superintendency science and technology total construction program
On August 31, card inspect is met print and distribute " Chinese card inspect can superintend science and technology total construction program " , this mark is worn the design carrying a layer on the head that our country completed superintendency science and technology to build the job, enter overall executive level.
According to plan, superintendency science and technology the working content of 1 basically is through purchase or developing mature and efficient soft hardware tool or establishment, the branch inside contented meeting and agency work basically and the informatization demand of specific work, the digitlization that promotes superintendency work, electron is changed, degree of automation, standardization.
Superintendency science and technology the working content of 2 basically is to pass ceaseless and rich, perfect function of platform of the superintendency information central, optimize business system construction, the whole technological process that implementation crosses a branch to superintend business is online movement, for big data, cloud the technology such as computation, artificial intelligence is superintending science and technology the application of 3 phase lays next good foundations.
Superintendency science and technology the working core of 3 is to build the superintendency with an efficient movement big data platform, apply the data such as mining of analysis of electronic early-warning, statistic, data integratedly to analyse a technology, around the main production of capital market and business activity, undertake real time monitoring and history analyse investigation, auxiliary superintendency personnel has panoramic type analysis, real time to market main body overall to the market condition undertakes monitoring is monitored, seasonable discovery is suspected of inside trading, the market operates etc break the law violate compasses act, fulfil superintendency obligation, safeguard the market to trade order.
Chen Wenhui of vice-chairman of the silver-colored meeting that keep watch holds a post board of fund of transfer social security
On August 31, the Bank of China is sure to supervise Chen Wenhui of administrative committee vice-chairman to hold a post board of fund of social security of transfer whole nation. Before this, media coverage, the silver-colored meeting that keep watch be born of 3 calm plan, now one 7 vice-chairmans will be cut to for one 4 pairs. Those who deserve attention is, on August 29, the silver-colored meeting that keep watch holds a bank to be sure to superintend working videophone conference, allude the silver-colored meeting that keep watch structural reorganization already entered executive phase, according to media the 3 calm plans of the report before this look, did not come for some time, will receive the rest two people emergency uses an information.
Insurance will build real name to check the platform that register, severe dozen break one's promise behavior
On August 28, the reporter learns from the silver-colored meeting that keep watch, insurance will build insurance fact name to check the platform that register, use at insurance fact renown information is checked, register and insurance account management, aim conduct of normative insurance business, protective insurance consumer closes right increase. According to introducing, insurance fact name is registered is to show platform of network of orgnaization of intermediary of insurance device, insurance, tripartite reachs his to be in from personnel of course of study when waiting for conduction insurance business for policy-holder, insurant, check according to the requirement identity document, be checked and register the real name such as number of identity document type, certificate and mobile phone number the behavior of information.
"Token issues financing " gold of each other be includinged informs against information limits
On August 28, chinese Internet finance informs against information platform webpage to show, this platform already was in " inform against limits " inside include " token issues financing " . Specific include to be engaged in legal money and token, " fictitious money " mutual between change business, buying and selling or regard the adversary central as square buying and selling token or " fictitious money " , accept insurance and token and " fictitious money " relevant insurance Wu or general.
Association of gold of Chinese each other releases a net to borrow check detailed list oneself, need to show solid correlation charging a person square
On August 29, association of Chinese Internet banking allots " leasehold member orgnaization checks P2P network oneself from correct problem detailed list " . Among them, prohibiting in sexual regulation, whether be oneself to the orgnaization or covert for oneself financing, " check detailed list oneself " added newly " whether consist in net borrows an orgnaization to suffer correlation of pilot of person of same and effective control to just borrow platform financing in the net, and the net borrows an orgnaization to did not press a requirement to undertake to this financing behavior information is announced " circumstance, if have this case, need to offer exposure program.
Countrywide Internet finance is versed in appoint meeting general is driven " catenary changes the action to plan "
On August 29, committee of job of countrywide Internet banking was released " about agreeing " coact drives catenary to change the action to plan " reply " , say in the file, committee member of job of countrywide Internet banking agrees with area piece catenary is reformed (catenary changes) area of association of industry of communication of countrywide action committee, China piece coact of catenary major committee drives catenary to change the action to plan.
Association of gold of Shanghai each other: Member unit must not begin hire to shift business
On August 29, guild of Shanghai Internet finance allots to member unit must not begin " hire is borrowed " the announcement of business. The announcement says, grow in view of the part on near future market hire apartment intermediary to serve trader (the following abbreviation serves trader) associated P2P net borrows platform to wait begin " hire is borrowed " business, put in bigger risk, if serve trader,agree without renting a settle or live in a strange place or revulsive hire a guest to sign loan contract, service business holds back hire even move makes him use etc, have the feature of property of illegal embezzlement other, and formed capital pool and deadline fault match, lever tall, risk is big. Association asks each member unit must not begin this kind " hire is borrowed " business.
-- [dynamic] --Soft silver wishs scene fund installs Xiangzhong online investment to restrain 100 million dollar
On August 28 noon, according to Reuter report, internet insurance company is numerous how online a tall canal discloses, soft silver wishs scene fund plan is contributive about 100 million dollar, investment its and numerous the joint-stock company that brings online international branch. Of under one's name of soft silver-colored group wish scene fund hold this joint ventures the share of 51% , the enterprise aims will numerous the finance that installs the technology of the company to sell Asia-Pacific area and medical treatment company. Numerous install hold the share of 49% , its are initiative capital is 200 million dollar about. Two companies are in some earlier this month moment announces to reach collaboration, but the number that did not disclose this investment.
Small win science and technology to go to beautiful IPO, the plan raises fund 250 million dollar
On August 28, small win science and technology to be able to be referred to American card inspect make public raise capital by floating shares to file a document first, plan to hand in place to appear on the market in button, plan financing 250 million dollar, bear sell bank of Shang Weide volition, Magenshidanli and action trade negotiable securities (Hong Kong) . Book of raise capital by floating shares shows, small gain science and technology 2016, net income was 230 million yuan respectively 2017, 1.79 billion yuan, profit of the net after its are adjusted is - 80 million yuan, 410 million yuan. 2018 first half of the year, small win total net income of science and technology to be 1.85 billion yuan, net profit is 440 million yuan, profit of the net after adjusting 530 million yuan.
Public data shows, small win science and technology to held water 2014, have below group division small win conduct financial transactions, small gold winning a network, small favor winning general, small win card to borrow wait for many brands. 2015, small win science and technology and numerous security risk to sign strategic cooperation agreement, both sides accuses in wind, the data, domain that win a customer begins collaboration. Numerous security risk is small the product of conduct financial transactions that wins sale of special administrative area of risk of platform numerous security, provide safeguard of sum of principal and interest.
Ant gold takes a response to pay treasure legal person change: Paying treasure operation principal part is not this company
On August 29, information of state enterprise credit is public show a system to show, pay treasure (China) legal person of IT limited company produces change, you Mayun changes the Yu Qing that it is a leaf. To this, ant gold takes a response to say, paying treasure operation principal part is to pay treasure (China) network technology limited company, is not to pay treasure (China) IT limited company. So, legal person is changed and do not have imply.
Yi Bao pays deny plan Hong Kong to appear on the market
On August 31, yi Bao paid relevant controller to deny report of Peng rich company to say Yi Bao pays a plan to make public collect first in Hong Kong, collect capital makes an appointment with be related of 200 million dollar. Public data shows, in October 2013, yi Bao pays those who win approval of bureau of national exchange control to cross condition pay business licence, it is the first batch is engaged in the bank below the line blocking the tripartite of business receiving sheet to pay platform. Current, yi Bao pays have a net to go up online pay, blame bank card pays, credit card pays without card, POS pays, fund is bought easily, one key pays wait for a product.
Beijing east finance together 3 duty extend the line on danger of restful provide for the aged endowment insurance product
On August 30, danger of restful provide for the aged together Beijing east the line on finance 3 individual taxation are given delay model product of commercial endowment insurance. It is reported, these 3 products basically reach difference of the existence on means of its settle accounts in risk, accrual. President of danger of restful provide for the aged holds presiding apparitor Gan Weimin concurrently to express, on the base that follows trade demand strictly, danger of restful provide for the aged undertook to the relevant service of the product multinomial upgrade. Beijing east financial fortune manages platform go up for a short while line duty delays endowment insurance product, facilitating user enjoys taxation privilege to make program of good provide for the aged at the same time.
Imprint intermediary says millet will roll out shift to pay a service in India
On August 30 afternoon message, according to " Indian business line signs up for " report, millet will be in probably before long junior the number that expands flourishingly into India pays the market. Occupy personage of know the inside story to divulge, millet hope pays a service in the Mi Pay that millet rolls out on Indian market as early as possible, already checked at present unified pay interface (UPI) , awaiting local Central Bank at present -- India lays in a bank (RBI) approval.
The report still points out, the personal loan orgnaization that millet has preceded with India reachs collaboration. The disbursement that the Mi Pay that rolls out on Indian market and millet roll out in China serves identical, but suffer to cater to Indian mainstream numerous, millet can roll out the Mi Pay of a compact edition.
Huawei Pay holds water two years, hairpin volume rises 300%
On August 27, in Huawei Pay on activity of celebration of two one full year of life, sun Jianfa of minister of ministry of Huawei Pay business introduces, end to in July 2018, china for purse already accumulative total receives 78 banks, support the facility that includes watch inside to achieve 24, the POS terminal that Huawei Pay supports below the line exceeds 16 million.
Up to now, volume of Huawei Pay hairpin rose 300% compared to the same period 2018, trade running water grows 350% compared to the same period, trade pen number rises 400% compared to the same period, huawei Pay had paid an orgnaization to begin collaboration with a tripartite with 6 commercial banks, extend more than 10 million aegis.
Pay the market to go up in shift at present, sweep a code in order to pay what treasure and small letter are a delegate to pay hold absolutely dominant, and the NFC that is a delegate with Apple Pay, Huawei Pay pays also developing new possibility ceaselessly.
Battalion receives 2018Q2 of brief general science and technology 490 million yuan, net loss 61.1 million yuan
On August 27 evening, be in harmony appears on the market below 360 banners science and technology of company brief general released 2018 the 2nd quarter the financial outstanding achievement without audit. Money newspaper shows, ability battalion receives 2018Q2 Jian Puke it is 490 million yuan, grow 91.6% compared to the same period, net loss caustic 61.1 million yuan, expand compared to the same period 251% . In addition, the stock of the 20 million dollar inside 12 months that ability will be in Jian Puke to did not come counter-purchases a plan. Money newspaper returns exposure, brief general science and technology is in in June 2018, finished 65% equity of pair of company of a science and technology buy, the person that this company accuses product and service of service help banking to offer through big data wind increases risk management capacity. This second buy trade total cost is a RMB about 204 million yuan.
Numerous install online half an year to declare: Insurance cost income breaks up time, overseas business wins soft silver-colored raise the quota
After receiving city on August 27, insurance company of Internet of domestic head home is numerous how online release up to the announcement of metaphase outstanding achievement June 30, 2018. Data shows, 2018 first half of the year, numerous bring income of online implementation total insurance cost five billion one hundred and forty-eight million two hundred thousand, grow 106.6% compared to the same period, among them, 3 old burgeoning organisms' habits grow finance of healthy, consumption, car driving, total insurance cost grows 402% compared to the same period, in the company income of total insurance cost is occupied mediumly than achieving 68% , make integral business structure efficient optimize. In addition, according to this announcement exposure, numerous how online wish with soft silver scene fund already concluded on July 31 agreement, in order to drive numerous how online output business at the solution of science and technology outside Chinese condition.
Delightful borrow battalion of the 2nd quarter to receive 1.5 billion yuan, net falls compared to the same period 24%
On August 29, delightful borrow released this company today up to June 30 the 2nd quarter reported without the finance affairs of audit 2018. The report shows, delightful borrow the 2nd quarter total only run receives humanness civilian money one billion five hundred and nineteen million six hundred thousand yuan (add up to 229.6 million dollar about) , with the RMB of the corresponding period compared growth one billion one hundred and eighty-three million one hundred thousand yuan 2017 28% ; Net profit is a RMB 204.7 million yuan (add up to 30.9 million dollar about) , with the RMB of the corresponding period was compared 269.1 million yuan 2017 drop 24% .
Dimension believes Jin Ke first half of the year gross income 1.27 billion yuan, net 185 million yuan
On August 30, new Jin Gang advocate board appear on the market Wei Xinjin division controls intelligent banking company release first metaphase after appearing on the market to report, up to by June 2018, the company achieves gross earnings 1.27 billion RMB, grow 15.5% compared to the same period; It is 185 million yuan via adjusting management profit, soar compared to the same period 59.1% ; It is ninety-five million six hundred and eight thousand yuan of RMB via adjusting net benefit, grow 6.6% compared to the same period.
51 credit card sign up for in year: Battalion receives 1.275 billion yuan, net profit 254 million yuan
On August 30, 51 credit card issue bulletin of the money in year. Data shows, 51 credit card realized battalion to receive 1.275 billion yuan first half of the year 2018, grow 50.5% compared to the same period; Profit of the net after adjusting 254 million yuan, grow 48.9% compared to the same period. The major servicing in 51 credit card board piece in, credit is matched reach service fee to grow 35.4% to reach 934 million yuan compared to the same period, credit introduction serves cost to grow 36.5% to reach 84.01 million yuan compared to the same period. Credit card science and technology serves cost to grow 156.2% to reach 116 million yuan compared to the same period, and board piece battalion closes occupy than by 5.4% rise to 9.1% , credit card science and technology serves board piece expression is driving. 51 credit card landed harbor on July 13 this year, basically offer an individual to service of credit government service, credit card science and technology and online credit are matched and invest a service.
Battalion receives China information first half of the year 4.16 billion yuan, prize of focusing finance science and technology grows
On August 30, china information announces outstanding achievement of 2018 year metaphase. Inside report period, financial industry exceeds 4 to become income for China information contribution, financial business realizes business income 1.744 billion yuan, grow 54.14% compared to the same period, gross profit grows 33.19% , suffer this to drive, china information realizes business income first half of the year 4.161 billion yuan, grow 12.93% compared to the same period; Profit of net putting in a mother 's charge grows 172.54% considerably compared to the same period. In addition, cloud of the finance below division of news of the China inside report period and Beijing east finance reachs the strategy and capital collaboration, business of declare finance science and technology enters new level. Initiate is based on financial cloud platform " IaaS+SaaS+FaaS " financial science and technology serves mode, help more in small finance orgnaization extremely business of banking of fast open Internet.
Jing Dongyun and university of Mo Na assorted cooperate, the area that send force piece application of research and development of technology of catenary ground floor
On August 29, beijing east computation of cloud of group subordinate whole platform serves provider Jing Dongyun integratedly to announce, a few days ago one of as top as Australia already institution of higher learning -- university of Mo Na assorted area piece catenary signs strategic cooperation agreement. The cloud computation manufacturer that Jing Dongyun precedes as home is mixed the person that technology of area piece catenary is carried out, in the cloud respect of technology of catenary of computation, area piece has deep technology to accumulate, this collaboration indicates Dong Yun is in a Beijing respect of research and development of technology of ground floor of area piece catenary raises the price of the commodities again, both sides general is analysed in data of catenary of privacy protection, area piece and the person just grooms the collaboration that waits for a domain to launch development.
-- [focusing] --Hong Kong first fictitious bank license plate or extend 8-10 piece
On September 1, according to information of Peng rich company, up to on August 31 afternoon 5 when, management board of Hong Kong banking already received the application of fictitious bank license plate that 29 orgnaizations submit, having a share among them is to already was finished relevant examine and approve adjacent and program, perfect application. Bureau of canal of Hong Kong gold states the end of the year or next year will extend to fictitious bank first quarter this year license plate, first fictitious bank license plate or extend 8-10 piece.
As we have learned, fictitious bank is the electron that basically adopts Internet or other form the bank that branch of substance of deferent channel and rather than offers retail bank to serve. The pattern of the Internet bank such as this one mode and small numerous bank, network merchant bank and new network bank is similar, but the specific provision that inland still does not have fictitious bank or byelaw, undertake superintendency with the regulation of traditional bank however.
Before this, the net passes gold of Tecent, ant to take, Beijing east the restful, Hong Kong that collect abundant, broken bits hits risk of finance, numerous security, millet, China bank (Hong Kong) wait for science and technology or financial orgnaization all with solely invested or the form that creates joint-stock company participated in application.
Travel batch buys bank of below Construction Bank banner 27 bourg that establish a letter in, total prices 1.6 billion
On August 27, bank of China and Singapore Fu Dengjin accuse to sign equity to make over an agreement with construction bank, buy bank of below Construction Bank banner 27 bourg formally, this second trade to make over the price finally to be 1.606 billion yuan, this also is afterwards of Bank of China after the equity of 15 bourg bank that bought a country to develop bank hold 2017, the 2nd batch buys bourg bank case.
Chinese letter is amounted to already set P2P risk to deal with group
On August 30, report according to 21 centuries economy the message says, 4 big capital fund of domestic run a company (AMC) one of Chinese letter is amounted to in its outstanding achievement expresses on the meeting, the company already established P2P risk to deal with professional group, in-depth survey analyses this domain case, related to the place the branch is opposite receive, but have not business involves P2P capital fund. The report says, the outstanding achievement that amount to is believed to be able to go up in China, its are in charge of high express, borrow risk punish to P2P net, chinese letter is amounted to had established survey of professional group development to analyse this domain case, and related to the place sectional butt joint, nevertheless, still involve P2P capital fund without business at present.
"New progress of case of " of finance of couplet a round flat piece of jade with a hole in its center, already checked property of aspic experience case about 350 million
On August 27, substation of Song Jiang of Shanghai public security bureau releases a bulletin to say, on June 21, loose river substation is opposite Shanghai public security bureau limited company of science and technology of electron of Shanghai couplet a round flat piece of jade with a hole in its center (next weighing " electron of couplet a round flat piece of jade with a hole in its center " ) be suspected of absorbing put on record of public deposit record illegally to investigate. Up to now,
Via police investigation, electron of couplet a round flat piece of jade with a hole in its center is approved without concerning a section, establish " finance of couplet a round flat piece of jade with a hole in its center " platform of conduct financial transactions of the investment on the line, through making public propagandist means, external affirmatory 6%~12% differs year turn profit, not only to the society calm public is illegal collect capital. Public security mechanism is being begun to this case now investigate reach make sb disgorge the spoils to pull caustic job,
Media says partial bank already suspended hiring a room to borrow
On September 1, according to " finance and economics " the report says, the reporter is in know from many personage inside course of study, the financial orgnaization such as Beijing bank, construction bank, restful bank already all suspended professional work of the loan that rent a house, among them Beijing bank will examine what housing rents company credit business to examine and approve flow afresh.
Central Bank Ji Min: The financial essence of P2P is direct financing, need more expensive eligible investor system
On September 2, in science and technology of finance of the 3rd whole world (Beijing) the peak is met on, when the Ji Min of institute deputy director general of Chinese people bank participates in special subject delibrate, express, the financial essence of P2P is direct financing not be indirect financing, it is not a bank, not be credit intermediary, this main dividing line is very clear. If be asset of direct investment P2P, should have taller eligible investor so a such requirements.
Pu Huayong path reports: 84% companies are taking an active part in a developing zone piece catenary technology
On August 28, according to report of CNBC of website of American finance and economics, in a when local time in Hua Yongdao of advisory company general Zhouyi releases new report, of 84% suffer visit tall canal to express, their company " take an active part in " developing zone piece catenary technology.
-- [science and technology] --China protects letter electron guarantee slip to put a canal to serve Xiamen of formal be born
On August 28 message, the electronic guarantee slip that China protects a letter to roll out puts tubal service to be in Xiamen area formal be born, the concentration that realized guarantee slip of electron of danger of car of local entire industry puts a valve. China protects a letter to serve platform through electronic guarantee slip, face what entire industry rolled out only evidence of car danger electron to generate, push send, mandatory, check reachs download to wait really convenient service. Up to now, already 35 insurance head office entrusts platform to be in early or late Beijing, Qingdao, Jiangxi, Xinjiang, Shenzhen, Xiamen guarantee slip of electron of danger of car of the line on 6 areas support.
Broken bits hits bank and Xi Menzi collaboration to be financing of trade of area piece catenary to offer a bank to assure
On August 30 dispatch, broken bits hits a bank to cooperating with the financial department of Xi Menzi of manufacturing industry tycoon, develop a pilot plan, the trade financing that is area piece catenary offers a bank to assure. This job classifies Zhang company TradeIX to offer applied layer by the number, aim will traditional paper is concentrated model flow changes use intelligence agreement, execute digitlization bank completely to assure from A to Z.
-- [international] --American net borrows platform Upgrade to capture 62 million dollar C annulus financing, fund of industry of appropriate letter new banking is gotten cast
100 million Europe on August 27 message, recently, fund of investment of industry of appropriate letter new banking announces to participate in get cast American net to borrow platform Upgrade 6200 the C of 10 thousand dollars annulus financing, investment of this round of financing still just includes Apoletto, FirstMark Capital to wait. New round of financing will be used at Upgrade to be in roll out individual credit product, after enlarging product of monitoring of credit of credit health, promotion and education, continue to drive its to the abidance of the product upgrades and innovate, help strength then the development of whole credit industry. As we have learned, upgrade held water in August 2016, it is an Internet leasehold platform, through providing service of free credit monitoring, loan automatic reimbursement serves, help usurer discovery is long-term more safe but the credit product of the burden.
Illicit collect equity invests company Apollo to buy Aspen insurance company with 2.6 billion dollar
On August 28 message, apollo whole world runs a company (Apollo) the A Sipeng insurance company that will buy headquarters to be located in Bermuda with 2.6 billion dollar (Aspen) . The intellectual technical ability that A Sipeng has team of powerful accept insurance talent, major and the client that stabilize for a long time concern. This collaboration is to be based on existing professional insurance and reinsurance business base, the target is the resource that uses Apollo and the deep setting that finance serves a field, the canto with open new insurance company. This trades predict to will be finished first half of the year 2019. Later, a Sipeng sets the private investment that makes Apollo fund the company, and A Sipeng's common stock also will exit new York stock exchange.
London fatigue joins coin of word of company general amount to mandatory platform provides insurance
On August 28, england is sure to trade market London fatigue adds up to a company to will be the United States mandatory company kingdom is fiducial (KingdomTrust) Jiamituo is in charge of platform to provide insurance. This company is to be digital capital investment to offer qualification mandatory " first " suffer superintended financial orgnaization. Regnal and fiducial provide service of digital money storage for 30 multinomial and different asset, mandatory asset amounts to 12 billion dollar. Regnal and fiducial presiding apparitor expresses, add up to a company with fatigue hire can make sure the client achieves high safety, complete custodial solution, in order to answer the challenge of orgnaization financing.
Australia will develop national area piece catenary platform
On August 30 dispatch, according to CCN report, australian federal considers scientificly to organize with industry (CSIRO) announces with IBM and HerbertSmithFreehills attorney office collaboration established alliance of a data, the purpose is to build to have those who initiate a gender is large cross platform of industry intelligence contract -- Australian state division piece catenary (ANB) , let Australian enterprise amid cooperates and begin professional work.
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