Bank of agriculture of Industrial and Commercial Bank of China, China, Chinese construction bank, Bank of China is China's biggest 4 state-owned commercial banks not only, also be 4 banks with the biggest whole world. 4 big stamp one's foot one stamp, young associate people purse also is met shake one shake.
Country of China News Service is direct car reporter attended news briefing of outstanding achievement of metaphase of 4 big banks these days, saw presidents leak what important information.
of the Kingdom of Wei of reporter of China News Service is photographed
Profit margin picks up, half an year of 4 big banks earned- -
Up to in June end, 4 big banks of Chinese achieve net profit total first half of the year 533.2 billion yuan of RMB, smooth even season is close 3 billion yuan of RMB.
2018 first half of the year, industrial and Commercial Bank of China realizes net profit first half of the year 160.7 billion yuan, grow 4.5% compared to the same period, net profit is added fast for the corresponding period is highest in recent years. Bank of Chinese construction bank, agriculture of Bank of China, China also realizes net profit respectively one hundred and forty-seven billion four hundred and sixty-five million yuan, one hundred and nine billion and eighty-eight million yuan mix one hundred and fifteen billion nine hundred and seventy-six million yuan,
Fraction defective drops, but 4 still have many bad loan all right greatly- -
This year first half of the year, bad loan leads 4 big banks of Chinese to drop continuously, its middle peasant continues to achieve bad loan remaining sum and bad loan rate all right " double fall " .
of the Kingdom of Wei of reporter of China News Service is photographed
Zhao Huan of assistant president of Chinese agriculture bank, president expresses, up to in June end, bad loan remaining sum is agricultural bank 185.8 billion yuan, than going up year end drops bad loan leads nearly 8.2 billion yuan of; 1.62% , than going up year end drops 0.19 percent, fraction defective had returned banking average level is the following.
Chinese construction bank is bad first half of the year loan remaining sum 198.7 billion yuan, bad loan is led 1.48% , relatively on year end drops 0.01 percent. Chief risk Guan Liaolin expresses the Construction Bank, the posture that construction bank fraction defective drops is in future won't be changed inside certain period.
Yue Han of Pan of chief risk officer says the Bank of China, 2018 first half of the year, travel fraction defective is in 1.43% , relatively the beginning of the year dropped 0.02 percent. Churchyard is major subsidiary bank is bad remaining sum and fraction defective relatively the beginning of the year " double fall " . Never fine is dissolved look, cash Qing Dynasty was adopted to close all right in, reforming recombines, batch is made over, the method such as cancel after verification, first half of the year, churchyard orgnaization full requirements dissolves bad assets to increase 1.775 billion yuan compared to the same period.
These industry fraction defective rise, want vigilance- -
Although fraction defective whole drops, but the fraction defective of a few industries and area is rising however, be worth to cause vigilance.
Zhao Huan of assistant president of Chinese agriculture bank, president expresses on the news briefing, although Agriculture Bank whole is new,produce bad loan to be in drop, but manufacturing industry, especially low end is manufacturing industry still the: of the biggest industry that bad loan produces? of ⑸ of road of travel of sunlighting ┬ of peptide of be used to of patch up Cheng melt namely ?0% is in manufacturing industry, 15% tertiary real-estate industry is occupied in; of wholesale and retail industry new happening fraction defective is occupied than be close to 9% , rebound somewhat. With respect to the Agriculture Bank character, produce bad loan newly first half of the year this year most centralized area is area of the ordinal Bohai Sea that it is annulus, mid area and northeast area.
Your room borrowed chummage to rise in price, do you know- -
Ning Ning of Guo of assistant president of Chinese agriculture bank says, the interest rate that housing of Agriculture Bank individual mortgages loan first half of the year this year is overall it is to be in 5.4% the left and right sides, than going up year rise 69 base point. Bank of agriculture of second half of the year can continue to implement the credit policy that the difference changes. In the Agriculture Bank overall first half of the year individual mortgages loan increment in the center, cast to city of 3 lines, 4 lines occupy 56% , than going up year rise 3.9 percent, and cast to city of heat of a gleam of overall occupy than having 9% only.
Wang Lei is photographed
Hire of a few cities is in refer faster phenomenon rises inside short time, china builds bank president Wang Zuji to express, below current condition, hire exceeds convention rise, the adjusting control policy with the country is abhorrent. The Construction Bank drive construction of the housing that rent to regard main strategy as direction, exert oneself is nodded or from much main body supply, much channel assures a respect to offer credit to support, make sure supply of market of the housing that rent can satisfy the requirement of the market.
China builds bank president Wang Zuji to express, construction Bank loan will continue to send the issue of a few pain spot to domain of the people's livelihood energetically, the development respect that is like small small company increases the focal point credit to put in strength, serve product of mode, innovation through innovating, give those who need credit support each industries, the field that produces main effect in structural adjustment lieutenant general especially increases credit to put in.
Below endowment canal new rule, conduct financial transactions is added fast put delay- -
Since this year, china publishs endowment canal new rule to reach executive detailed rules in succession, to the bank the influence of business of endowment canal economy also is in first half of the year " report " in mirror somewhat.
Zhang Keqiu of agricultural bank assistant president expresses, endowment canal a series of this fundamental superintendency policy come on stage, be helpful for standard endowment be in charge of business to close compasses develop continuously, be on guard risk, serve hypostatic economy better, to endowment canal the influence of business also is industry sex, "It is the influence of income of pair of conduct financial transactions, also be industry sex, meeting phase sex drops " . Newspaper of Agriculture Bank half an year shows, did not expire up to what its issued end in June be not the dimensions of put on sale that keeps product of this conduct financial transactions relatively the beginning of the year reduced one hundred and eighty-three billion eight hundred and forty million yuan.
Bank of China, China builds the half annals of the bank to also show, go in up to the remaining sum of product of conduct financial transactions of end reduced ninety-six billion seven hundred and thirty-nine million yuan in June, and income of business of product of construction bank conduct financial transactions and go up photograph of year of the corresponding period than falling adjacent 5 into.
Zhang Lilin of construction bank assistant president says, can see from half annals income of Construction Bank conduct financial transactions drops, this is a normal phenomenon. Be one transfers before 2020 period, will tell to the commercial bank, as the standard reach the designated position, can appear slow ascendant process.
