The full name that makes strong narrow pass is " compulsory insurance of liability of accident of motor vehicle traffic " , it is to be being produced by safety motor-car by insurance company road transportation accident creates a victim (do not include this car personnel and insurant) loss of person casualties, belongings, give inside liability limit of compensation mandatory responsibility is safe.
Making strong narrow pass is the compulsory insurance system that China implements first times by state law regulation. Its insurance cost executes the whole nation to unite rate, consolidate a regulation by the country, but of different car type hand in strong danger price to also differ, main influencing factor is " car seating " .
Liability limit editsVictim of accident of satisfied liaison man ensures need basically.
With national economy development level and customer pay ability photograph to suit.
Consulted the concerned regulation of domestic other industry and standard of compensation of a few areas.
Limit of liability of compulsory insurance of liability of accident of motor vehicle traffic (before Feburary 1, 2008)
The maximum indemnity norm with responsible in road transportation accident motor vehicle
Make strong narrow pass brief business flow
Make strong narrow pass brief business flow
Death disables maximum indemnity norm: 50, 000 yuan of RMBs
Maximum indemnity norm of medical treatment charge: 8, 000 yuan of RMBs
Belongings loss maximum indemnity norm: 2, 000 yuan of RMBs
The maximum indemnity norm with unaccountable in road transportation accident motor vehicle
Death disables maximum indemnity norm: 10, 000 yuan of RMBs
Maximum indemnity norm of medical treatment charge: 1, 600 yuan of RMBs
Belongings loss maximum indemnity norm: 400 yuan of RMBs
Limit of liability of compulsory insurance of liability of accident of motor vehicle traffic (after Feburary 1, 2008) [1]
The maximum indemnity norm with responsible in road transportation accident motor vehicle
Death disables maximum indemnity norm: 110, 000 yuan of RMBs
Maximum indemnity norm of medical treatment charge: 10, 000 yuan of RMBs
Belongings loss maximum indemnity norm: 2, 000 yuan of RMBs
The maximum indemnity norm with unaccountable in road transportation accident motor vehicle
Death disables maximum indemnity norm: 11, 000 yuan of RMBs
Maximum indemnity norm of medical treatment charge: 1, 000 yuan of RMBs
Belongings loss maximum indemnity norm: 100 yuan of RMBs
Death disables maximum indemnity norm: Be point to accident of traffic be producinged by safety motor-car, the underwriter is right be sure every time the accident is all the victim's death disables the highest indemnity that charge place assumes. Death disables assistor of compensation of the traffic charge that charge includes funeral expenses, death to compensate relative of cost, victim to deal with defray of mortuary matters concerned, disability, deformity has cost, nurse the cost, rehabilitation cost, transportation expenses, life that be brought up is vivid cost of cost, accommodation cost, delay one's work, the spirit that court of insurant according to adjudicates or mediation assumes damages solatium.
Maximum indemnity norm of medical treatment charge: Be point to accident of traffic be producinged by safety motor-car, the underwriter is right be sure every time the highest indemnity that the place of medical treatment charge of all victims assumes the accident. Medical treatment charge includes allowance of food of cost of medical expenses, diagnosis and treatment, hospitalization expenses, be in hospital to expend, necessary, reasonable follow-up cure cost, face-lifting cost, nutrition cost.
Belongings loss maximum indemnity norm: Be point to accident of traffic be producinged by safety motor-car, underwriter the highest indemnity that to be sure every time the belongings loss of all victims assumes the accident.
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