★ illegal campus borrows ★
In the university, student now and then be short of a class, not be the thing with too unusual what. But, the student small house when college of fierce Chang Mou because reason is absent after call-overing late, the teacher signed up for actually alarm. Either the teacher is fussily, however because be in this school, one ghostliness wearing in ceaseless enroach on student, this ghostliness namely: Campus is borrowed. The teacher is afraid, because borrowed,small house is campus is borrowed and encountered person browbeats.
Although finally, the thing with minatory person is false alarm, but the classmates of small house really body defect campus is borrowed vortical, say according to the student, this school had had connection of 20 many people not to go up. Arrived to open term again, the reporter comes to Wuhan this college, probe illegal campus to borrow, illegal campus borrows backside, after all under cover what cat be bored with? To protect privacy, we did technical divisions to manage to the student's sound.
College of fierce Chang Mou
Small house (alias) it is Wu Chang a student of institute of project of information of electron of some profession school, before this, small house because reason is absent the evening that weekly day has the college call-overs, and the mobile phone is brought about because of doing not have report at that time close machine, cannot contact temporarily. Letting what small house did not think of is, when he opens a mobile phone again, teacher and parent had been borrowed because of worrying about campus of his body defect and call the police. The account that makes a teacher so nervous is, this institute had had much name to the student borrows because of be immersed in campus and break couplet in the past:
He says is us anyway the institute has had 20 many people to break couplet, I hope you take name of every time behind schedule seriously, if if did not come,he says you, I can suspect you do campus to be borrowed. Emphasize every time, he has an equipment textbook, one comes, but have every time (emphasize) campus borrows this link.
A roommate of small house is by last year December couplet breaks after the force that be borrowed by campus chases after debt:
His thing still is put in dormitory what to was not moved now, his dress still is in that. The person that there is dun before walks, imposing manner is very fierce, will ask other is in.
Days another roommate that is familiar with this classmate is small (alias) memory, be in leasehold before, this classmate was not shown apparently unusual, there also is consumption in the life, study, just become suddenly very ostentatious:
Still be in once dinning, he takes a mobile phone to be shown off with me, say, I read my short message to you, more than 50000 money arrive Zhang, I still do not have be enlightened at that time, how does he have so much money. Seem to return was last year to will be controlled in November at that time, he will be December bottom left and right sides runs.
Young season does not know he lent how many money after all, hear of only run before the road, loan already benefit rolled benefit to boil 3389. After this, the short message that dun person hair comes to also was gotten in succession on the mobile phone of young season, pressing the receipt for a loan of this classmate fingerprint with many pieces:
Anyway my mobile phone still has those message that they send now, of their dun is you bind decided address book, they have the everybody information that your mobile phone stores, give you directly according to all crowds are sent above address book.
The classmate's experience lets groan small days. Young season introduces, refer campus is borrowed, what this fellow student that breaks couplet says finally is exclusive a word regrets namely:
Regret, regret, asked not to say again, with respect to this one word, alas, do not want to raise those issues, do not want to carry, sad.
This school is guarded be in a staff member to express, had cooperated with police uncovered campus many cases to borrow a case, he is special when accepting a reporter to interview remind, if the student is immersed in campus to borrow, answer to mirror in time to the school and public security mechanism:
One fraction was handled before us, involve what to me this comes namely, we are accrual was not returned, returned capital. We can reflect public security institution, will help by public relations mechanism coordinate this issue. If be the other side,involve extortionate, public security mechanism should handle processing lawfully.
Since 2015, illegal campus borrows caused of all kinds incident to emerge in endlessly, the light person that borrow money needs to repay multiple the accrual at capital, bring about again the student runs road, commit suicide even. For this, letter of meeting, the Ministry of Public Security, net runs silver-colored prison, industrial and commercial the branch such as total bureau also published a lot of files to come jointly processing and normative campus lend an issue.
Rose 2016, mechanism of public security of Hubei each district also established the job only class, the special blow punish that begins illegal campus to borrow continuously acts. So, is campus borrowed what cover a road to attract a student to swallow the bait? What proposal does orgnaization of police, finance have again?
Be in the student dormitory of school of profession of fierce Chang Mou, the reporter sees, the campus that dormitory doorway, footpath already had been cleared it is thus clear that everywhere borrows small advertisement trace, this school is guarded be in staff member introduction, the school should undertake clearing to these undesirable ad message everyday. And besides the line next small advertisement are permeated, the advertisement on line of many platform finance company is be all-pervasive more.
Hubei protects Fang Ning of controller of detachment of total fleet college inside province Public Security Department: Have a plenty of the form of the short message, have a plenty of the form of small letter, have a plenty of the form of QQ, it jumps out, the likelihood is intended click have a plenty of innocently click, after the dot goes in, it can install a few may more alluring a few content, next if the undergraduate says to do not have the word of a bit common sense, or if as it happens has this demand, then his as it happens is gotten into the family's conventional remark namely, bring about one hair finally irremediable.
However, the student that is attracted by inductivity advertisement does not know however, once accepted the loan that illegal campus borrows, what waiting from the back is the accrual of high specified number that benefit rolls profit. Law of branch of Wuhan of bank of Chinese the people's livelihood adds up to compasses ministry disappear to protect central controller An Zhuo to introduce, illegal campus is borrowed basically is to rely on the conduct propaganda of low interest rate to attract a student, undergraduate should sharpen one's eyes, realise dozen of move lunar interest rate is in 0.99% , of 2.38% alleged " low interest " campus is borrowed, actually conversion comes down is loan rate of real annual interest achieves 32.28% -- of 66.96% usurious:
Principal of loan of a student is 10000 yuan, deadline is 12 period, lunar interest is 0.99% . Platform still can deduct the advisory cost of 20% beforehand, arrive actually that is to say Zhang 8000 yuan, but be buckled 2000 still want plan news, on schedule if reimbursement does not have exceed the time limit, this advisory cost is returned smoothly still, loan is actual annual interest is led 32.28% , once appeared exceed the time limit, advisory cost does not grant to return, loan is actual annual interest rate is amounted to 66.96% .
An Zhuo says, branch of Wuhan of bank of Chinese the people's livelihood ever had encountered an undergraduate to be asked by orgnaization of intermediary of to apply for a job collective open gets stuck newly, and the bilk method that applies high specified number to spend net silver-colored limits of authority:
Balefire subbranch of a bank is in March some day, received suddenly all day long 10 come a student come over to deal with common borrow write down card, same the characteristic is the requirement must open the attributive of net silver, the largest amount should leave 5 million. Why to want such doing with respect to understanding, among them a student says, they introduce service orgnaization of the job to the side of the school together, that orgnaization asks they come over to get stuck, give this orgnaization card, password together, pay salary in order to go to the lavatory to be items to them. With respect to suspicion this orgnaization may involve a network to pass annul, bilk violates an activity.
According to not complete count, up to in August the first ten days of a month, hubei saves public security mechanism to receive a reply in all, involve what to the college illegal campus borrows to have 251 cases, since this year, uncover illegal campus to borrow illegal crime case to have 111 cases in all, 165 people of student of rescue fall victim, redeem student pecuniary loss more than yuan 70.
Hubei protects Fang Ning of controller of detachment of total fleet college inside province Public Security Department: Basically be a few telegraphic bilk that are aimed at an undergraduate at present, still a few so called networks are borrowed, platform is borrowed, cover a road to borrow, they are the forms that roll profit with benefit, some still adopted force to chase after debt even, imprison illegally, force to film, intended transmission is naked according to wait for method menace student, caused serious harm to the student's body and mind.
To this, fang Ning reminds, the undergraduate should establish correct consumption to watch, raise risk consciousness, be far from illegal crime.
If need loan truly, answer to be dealt with to the normal finance orgnaization such as the bank, the network platform that do not adopt private introduction, unidentified setting borrows money.
