Heart business school Piao buyer credit, commerce compensation
If say the finance of bargainor credit rents the word that is called to lend chicken unripe egg, so the compensation trade of buyer credit can be described return an egg to buy chicken. For the buyer of your bankroll, itself is the ultimate consumer of the egg, need not return money so, repay a debt of the direct evaluate that use an egg is simpler. Mode of this kind of financing often is used at the project of those seller's market.
We are with the financing of the colliery exemple. Project company already obtained coalfield exploitation authority, but devoid capital buys exploitation equipment to have production, borrow money to steelworks of downstream and main client then, both sides takes compensation trade pattern.
(1) the colliery raises money to steelworks manufacturing capital, both sides decides the buyer of compensation trade believes credit proposal.
(2) both sides signs compensation trade agreement, with the specified amount of reimbursement of coal price computation of current market lowest, determine reimbursement term.
(3) the colliery orders colliery exploitation equipment to equipment production manufacturer, colliery of the consign after equipment manufacturer produces equipment is used.
(4) steelworks purchases a fund for equipment of colliery pay for sb and expect to be repaid later, pay equipment manufacturer the home directly.
(5) after the colliery acquires facility, begin to produce coal, repay with coal according to agreement price next the loan compensation trade of steelworks not only the financing that can be used at resource project, also be real-estate industry is commonly used at the same time team endowment mode. Develop what business uses to fry the shift that the building spends for example, it is compensation trade actually. Development business repairs Lou Yu beforehand, be equal to borrow money to the client that buys a building; The money buying a building that advances with the client next pays the project that builds a company the money; After the lid that treat a building is good, enter to client delivery room again, be equal to with product repay a debt. Even a few industries that do not have particular product, serve industry for example: Message medium industry also can use the means of compensation trade to carry out bargainor credit.
For example, a lot of grooming the visit a class that the company issues to company insider gets stuck, the privilege of the imprest cost that beauty parlour issues gets stuck, it is compensation trade actually, just with the product that coming to what the client borrows money repay is not materiality, serve metricly with time however. Return some newspaper offices and TV station, after the equipment that bought a supplier or service, will repay with ad space of a whole page or ad period of time equipment and the buyer credit that serve a supplier, this also is the mutation means of compensation trade. The case below is the pattern that financing has with compensation trade method in domain of new and high science and technology.
