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Car mortgage loan, avoid assure, not mortgage vehicle, a day of loan, does accrual exceed low... had you seen such small ad? Interest is so small, are these small what to borrow a company to rely on to make money? Not mortgage vehicle, how should usurer desert do again? Actually, lu Taishen is covered inside this...
Inquisitor teachs car of your get behind to borrow model cover a road to borrow come from just net
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09:45
Because borrowed 100 thousand loan
The car of 800 thousand was towed away
Time is returned on November 8, 2016, cold wind is brisk in, 3 room alley police station of city of shade of Jiangsu province river came to depressed and discontented unceasingly call the police person Laoguo. Laoguo ran a small company, tighten because of at hand before two months piece, be forced to do borrowed 100 thousand yuan to an investment firm, with under one's name 800 thousand yuan cross-country car makes a value guaranty. Just began, this company staff makes clear, after the car mortgages, follow follow, want to install a GPS only, good at any time the whereaboutldirection that the palm accuses a car.
Old Guo Xin wants to install GPS these also are small the safeguard measure that lends a company, want oneself only on time reimbursement, also influence of it doesn't matter, agreed. But think of to take money is not simple however, must sign one pile contract first, old Guo Ben wants to read contract content carefully, company staff urges he says however: "Do not have a thing! It is a few formality, do not affect, the contract signs us with respect to loan. The contract signs us with respect to loan..
Laoguo believed to sign. When sign, the boss of the company says again: "Signed a contract to also not be sure, you write piece of receipt for a loan. " Laoguo does not have method, can agree only. Result the other side asks the amount on receipt for a loan writes 130 thousand yuan. This issues Laoguo felt puzzled: "I just borrow obviously 100 thousand, does these 130 thousand yuan receipt for a loan calculate how to return a responsibility? " the boss of the company comforts old Guo Dao again: "Do not have a thing to do not have a thing, writing this piece of receipt for a loan is to increase a safeguard nevertheless, want you to return interest on time only, want to return 100 thousand yuan to go only to moment. Want to return 100 thousand yuan to go only to moment..
Then, old Guo You wrote 130 thousand yuan receipt for a loan according to the requirement. Subsequently, the company turns through the bank Zhang gives card of old Guo bank to hit 130 thousand yuan, let Laoguo out-of-pocket expense again GPS installation cost, come accrual of cost of cost, a visit to the parents or schoolchildren or young workers, first phase these are miscellaneous 7 miscellaneous the charge of 8, altogether is 49 thousand yuan. That is to say, laoguo is actual in one's hand money has 81 thousand yuan only.
After loan, laoguo pays interest 10 days every, never exceed the time limit.
After a month, old Guo Que discovers suddenly, him loan did the cross-country car of guaranty to disappear. When proper Laoguo prepares to call the police, received the telephone call that finance company makes, say old Guo exceed the time limit, so the car was towed away by them, let old Guo Qian go to a company undertaking negotiating.
Old Guo Zhi asks opposite party: "I am to pay interest on time every time, where exceed the time limit? " the other side says however: "You should pay interest in the 9th day after loan, but you pay in the 10th talent however. So exceed the time limit. " Laoguo does not have method, know perfectly well oneself to do not have exceed the time limit, but car already by distrain of the other side, still 45 husky fellow want car of 166 thousand yuan of atone for round him. Laoguo is angry unceasingly: "How to want car of 166 thousand yuan of atone for? I borrowed only obviously 100 thousand ah! I borrowed only obviously 100 thousand ah!!
"100 thousand yuan? Who says? Your contract, receipt for a loan includes to hit a record is 130 thousand yuan, impose penalty due to breach of contract 30% , want you 16. 60 thousand had been little, hand in money skill to make a car single-handed, do not blame our you're welcome otherwise! Warn you even additionally, must not call the police, call the police to add 5000. " face aggressive put lend a company, laoguo chose to declare alarm.
The teacher learns in be being put undeserved
Be on guilty road unluckily
In September 2017, river secret police passes a few months investigate, with one action destroyed this the name is small lend a company, actually uses a road to borrow the guilty gang of blackmail, seized Zhang Yiwei, Yan Cheng, Ren Fei, Yan Lu, await rich wait for 5 crime suspect.
Classics is interrogatory, police discovery, this company still has person of a behind the curtain. Everybody calls him " manager " , this " manager " who be? The course is investigated further, the policeman just determined the status of this person, he is the teacher of a Chinese of middle school of Xuzhou city some country, be called Li Cong. The eye sees the person of the company is caught in succession, li Cong also realizes he can escape without the road. December 2017, li Congxuan choose confesses his crime to a criminal give himself up to the police of mechanism of local public security.
On October 26, 2017, procuratorate of river shade city is suspected of blackmail blame with the person such as Zhang Yiwei, Yan Cheng approval is arrested; On January 25, 2018, be suspected of blackmail blame with Licong approval is arrested.
After Ji Jingjing of inquisitor of procuratorate of river shade city takes over this case, discovering Zhang Yiwei is culture of three-year institution of higher learning, the political teacher that Xuzhou learns in some countryside is before, the wife is a nurse, how can the Zhang Yiwei with pretty good family circumstances be on guilty road?
When detention house arraign, inquisitor saw Zhang Yiwei, the middleaged man that a frail scholar enrages. "Why well pedagogic job is not done, should go violating crime? " inquisitor asks Zhang Yiwei.
"The wind unboiled water that sees the person all round mix rises, not reconciled to having a place ah... "
Zhang Yiwei deep sigh at a heat say. When old old friend Li Cong finds him, zhang Yiwei is can'ted restrain eventually, two people chime in easily.
2015 second half of the year, li Cong was taking Zhang Yiwei and Yan Cheng to meet, 3 people agree, manage jointly small lend a company, li Congdi offers the fund that start, zhang Yiwei is in charge of capital extending etc, yan Cheng begins professional work, looked for Yan to become the person such as the friend Ren Fei in Jiang Yin to become a clerk, established investment firm, managed formally rise.
The car stops other small borrow company entrance
All sorts of receiving reason of penalty due to breach of contract of high specified number
However, investment firm at the beginning manage not successful, disappeared after loan of a lot of people, cause a company bad Zhang is more, was immersed in predicament.
When company anxious cloud is gloomy, ren Fei's friend strings together the door to the company, tell everybody to say popularity does a car to borrow now, the room is borrowed " eat forcedly " client.
Ren Fei and Zhang Yiwei immediately to plum from the report, li Cong indicates them to ask after all how to be done. They found Zhu Jiang, inquiry how " take a client forcedly " ? Zhu Jiang looks to go up in the face of fellow-townsman, bend bursa photograph is awarded.
Li Conghe Zhang Yiwei, Yan does a car to borrow into the decision " eat forcedly " . They considered carefully how to sign a contract with the client, how to write receipt for a loan, with the strength of culture of three-year institution of higher learning, zhang Yiwei returns pair of contracts, receipt for a loan write a law to wait undertook improvement. The purpose is, although the client goes engaging in a lawsuit also be to be defeated, because contract and receipt for a loan are in, inviting a client is the mouth also says to not be clear about all over.
Zhang Yiwei is offerred narrate, the car that wants discovery to mortgage only is to belong to car condition to had been compared, secondhand the car with very popular market, can search reason to say break a contact of the injured party comes " eat forcedly " penalty due to breach of contract of high specified number. Reason is multifarious, for instance " the car stops in somewhere one day is not moved " " park is in other small borrow company entrance " " park is at the door chess card room " etc, and to the injured party, if not seasonable pay is high frontal penalty due to breach of contract, the car can have the risk that is sold, and the value that the injured party knows a car is the price that prep above should pay penalty due to breach of contract, although know perfectly well oneself,be by extortionate, but also be dummy eats the rhizome of Chinese goldthread, suffering does not say.
such, investment firm is in the end of the year began to carry out a road to borrow illegal criminality in the round 2015, because " the business " do bigger more, still registered formally in November 2016 established a new company. But " good view " not long, in September 2017, end of with one action of public security bureau of river shade city dropped this to cover a road to borrow guilty gang. And Zhu Jiang is in the fellow-townsman that shows a labyrinth to them early to already was seized by public security mechanism 2016.
On March 13, 2018, procuratorate of river shade city commits blackmail crime with the person such as Li Cong of the accused person, Zhang Yiwei, Yan Cheng to sue of court of justice of town of Xiang Jiang shade. On June 3, open a court session of forensic first instance hears this case, adjudge choose an auspicious day.
