Help others " flower set now " and collection poundage, this is criminality. At the beginning of 2017, chen Lai goes to one factory of river of Pu Tian Han to work. He of have grandiose aims but puny abilities has not been content with this kind of day, always imagining can one night is cruel the rich, life that can live back and belly do not have care. After many after thinking over, he decides to use " flower " " Beijing east white " wait for platform to cover now " gain some of fund " .
Chen Mou is a purpose with detinue, release false information through the network, take the step of dummy fact, to not specific majority the person carries out bilk, diddle other debt adds up to 32048 yuan, amount is huge, its behavior already constituted crime of fraud. Chen Mou carries out bilk behavior for many times, take into consideration the circumstances gives from heavy punishment. Recently, forensic first instance adjudicates Chen Mou to commit crime of fraud, sentence a set term of imprisonment 3 years 6 months, punish gold 15000 yuan of; instruct each the injured party of Chen Mou pay compensation for what one has unlawfully taken corresponding pecuniary loss.
Actually this is not " flower cover now " first cases that are sentenced, court of people of division of north of river of city of the Chongqing before this also is opposite one case " flower set now " manage illegally case make adjudge, came on November 10, 2015 during November 13, 2015, the person such as Du Mou uses the store on much home network, fiction of user of business of much name cable is colluded with to trade inside countrywide limits add up to more than 2500, from " flower " set add up to now more than yuan 470, from which collection poundage adds up to more than yuan 40. Some manages Du Mou illegally " capital pays settle accounts professional work " , form manage a hardship illegally, first instance sentences a set term of imprisonment two years 6 months, punish gold 30 thousand yuan.
"Flower cover now " catenary of industry of underground of the awe that enter punishment
"Flower " it is an Internet product of online consumption banking, face pay treasure to register an user to provide service of directional consumption loan.
Flower the consumer credit product that regards an Internet as the times, be born and have the fictitious color of Internet, do not have magnetism the objective carrier such as card or chip check. Dan Conggen comes up originally tell, the essence of Internet finance still is finance, use a flower cover through trading phonily now, still be a kind of fund that approves without concerning director branch pays settle accounts behavior essentially.
Show with credit chuck model what crime differs is, pass so like Du Mou " flower " set show and whether does the behavior of collection poundage belong to crime, undertake be limittinged clearly without legal laws and regulations really before. Illegal element from this the flaw that ground of assume sth as a matter of course thought to find law, found the shortcut of unripe money.
"Use in blow ' flower ' cover illegally reach bilk side now, the wind that relies on ant gold to take controls a system, flower those who built a rigor cover instead now, oppose bilk system. " ant gold takes Shao Xiaodong of general manager of safety administration department to express, face new-style network to cover show bilk, flower cloth issued 3 firewall: The intelligent wind that is based on huge data accuses the cerebrum, joint defence couplet that turns over con and decision-making engine and partner to accuse a mechanism. These 3 firewall already intercept tens of 10 thousand doubtful trade, prevented several yuan loss, seem the doubt of great majority bilk to trade intercept is in beforehand.
Pay treasure to had said: Parents leans in the home, go out rely on a flower.
Ant is spent it is ant gold takes the product of a consumer credit that roll out, after application is enlightened, will obtain 500-50000 yuan the expenditure that differ is spent.
Flower it is the existence that a kind of test contains power, return Qian Quanping to contain power. Of course, forcing disease also may be the power that you return money.
Advantage: Can see a pressing need, can use buy a bit expensive stuff to be returned slowly again in installment.
Defect: Shift to an earlier date in installment reimbursement is not quite agile, the forehead spends growth encourage to consume a desire, in installment accrual slightly tall.
Flower accrual is how calculative
Flower after using, seasonable reimbursement won't generate any interest, if applied for Zhang sheet in installment reimbursement, can produce Zhang sheet in installment poundage. Can select period number, in installment the cost rate of short duration with period corresponding number is:
3 period: 2.5% ; 6 period: 4.5% ; 9 period: 6.5% ; 12 period: 8.8%
Citing: If you are current,Zhang sheet chooses 1000 yuan to divide 3 period cost to be as follows with computational method: 1000*2.5%/3 is terminally should return in installment poundage.
Can generate interest of corresponding exceed the time limit above all, accrual of exceed the time limit is pressed current the 0.05% collection pressing day that did not return amount. (Formulary: 50.05% × day counts 00 yuan of × ) , a month not reimbursement, sesame seed credence of the individual can be reduced the loan that buys house and car is dealt with hard or the forehead is spent very low. And conference telephone call informs your disbursement of treasure good friend.
Flower set upsurge now
Flower the means that covering is have enough to meet need of a kind of capital admittedly now, but also hide among them many risks, spend especially cover on the line now, a lot of cheater also are stared at on " flower set now " this fat, hitting " flower set now " banner goes bilk.
A few people allege on small letter can help set spend now and be " lowermost check the number " , how the give an extravagantly colourful description that when contacting him, says, safe, wait for you to pay a paragraph to be able to discover, small letter is pulled black, the phone also is hit was illogical. Set did not cover now come out, the flower that come out Zhang is odd even oneself are returned.
How much to cover, next month even a minute not little return ant to spend how many.
Use ant is beautiful not reimbursement is met how
1, after the reimbursement day that sets more than, ant is beautiful can press charge of day collection exceed the time limit, cost rate is daily 0.05% . Computational formula is: Day of 0.05% × exceed the time limit counts × of amount of exceed the time limit of = of charge of exceed the time limit.
2, use ant is beautiful not reimbursement can reduce sesame seed to assign a value. The person that has taller sesame seed to assign a value can be enjoyed a lot of avoid cash pledge to serve, avoid cash pledge to live for example hotel, avoid cash pledge to use share bicycle to wait a moment. Additional, cut of the loan on a lot of nets asks borrower has higher sesame seed honor to divide, otherwise won't loan.
3, ant is beautiful not reimbursement still can affect Central Bank individual to sign a letter, in proof serious bad loan record keeps among the letter. Between in the future economy activity, debt person can get very big limitation, for example the room is borrowed, the car is borrowed perhaps borrow money through examine and verify hard interest rate wants prep above someone else.
4, if everybody uses ant to spend not reimbursement, can affect in the future net to buy so. Both neither can use ant to spend pay relevant fee, also cannot enter the favourable activity of shop.
5, ant is beautiful the meeting is right not the user of reimbursement undertakes urging capture, this may affect the normal life that owes a person, can affect the life of family member friend even.
6, once ant gold is taken,be opposite not the ant of reimbursement is beautiful the user takes legal step, tell them the court, so these debt people enter blacklist of the person that break one's promise very likely, become " Laolai " . In prospective day, "Laolai " will be faced with cannot by plane, buy the awkward situation such as illicit home car.
