I am not careful exceed the time limit did not return loan one day only just, was exploded address book, it is to let a person cannot understand really, be lawful so? " one netizen backstage leaves a message say.
Small make up can tell you, this kind of practice is illegimate.
" urge accept autonomic joint pledge " the 10th express clearly, answer from orgnaization of course of study cogent protection creditor, debtor and relevant party privacy, must not divulge individual information illegally, must not use illegal method or get individual information through illegal channel.
Also the lawyer expresses, the net borrows exceed the time limit, usurer ought to take a money through legal procedures, borrow money with exposing borrower address book to coerce borrower to repay, may be suspected of blackmail.
Nevertheless, still do not block urge receive an orgnaization all sorts of urging the pace that stop. Face address book be explodinged nevertheless, some netizens also are the way to deal with a situation that has his apparently. Must saying this netizen is to be in with cruel make cruel ah, individual privacy and information by exposure, scold it is OK to go back? Very apparent this kind of method cannot be taken.
Nevertheless besides address book be explodinged, many netizens still were sufferred urge the force such as menace of the phone bomb that receives an orgnaization, abuse, person to urge debit form.
So to exceed the time limit one day is urged to stop this kind of action, it how borrower runs ability is good how borrower runs ability?
1 seasonable reimbursement
Have exceed the time limit of a lot of people actually, because forgot reimbursement date,be, below this kind of circumstance, encounter force to urge closing is actually very of grievance. Was urged to close so, borrower should return money in time on, if still do not go up really, to parents, friend honest, seek their help.
2 talk things over with loan orgnaization
When be being urged to close, should state to the other side oneself are willing above all the apiration of active reimbursement, and make clear at present oneself economic condition, undertake with the other side reimbursement talks things over. Still can try to apply for loan to loan orgnaization additionally exhibition period or in installment, reduce oneself reimbursement pressure thereby.
3 choices complain dimension authority
Should appear only the following firstly circumstance, can complain dimension authority:
1, allow without him borrower, dial person of address book a relative on one's wife side or good friend telephone, undertake ado for many times;
2, through oral and written wait for all sorts of means to threaten, of minatory borrower and family of relatives and friends;
3, after borrower exceed the time limit daily urge receive a phone to exceed 3 above;
4, urge receive an incoming telegram to be absent to arrived at 8 o'clock in the morning afternoon at 9 o'clock time paragraph inside;
5, information of exposure borrower individual;
6, come to urge receive those who bring about borrower individual reputation to be damaged badly;
7, person of prep above of rate of cost of exceed the time limit stipulates cost of exceed the time limit is led all right;
8, revulsive borrower borrows other platform money to put in money of platform of repayment of capital 's charge;
9, explode with short message, phone of the number of borrower mobile phone of exceed the time limit;
10, pretend to be a country to execute the law mechanism threatens to borrower, force is urged close.
Of course, these need borrower keep good proof, include to communicate relevantly recording and short message evidence, have sufficient evidence only, the use statute weapon with nicer gift protects him. After saving good evidence, can inform against information platform, relevant superintendency orgnaization to complain phone or mail system to undertake informing against to Chinese Internet finance.
4 call the police
If encounter sudden situation, for instance person of finance company group comes to urge close, use abuse, menace, threaten, the means such as spray paint, took ultra action to borrower family, can call the police instantly so, can check at once urge the action that stops staff.
Small making up also was to be defeated by a lot of so, followed a stable plan now, had toed disembark now, the illicit that have fun at believes me!
