Tall chummage, hire is borrowed, formaldehyde exceeds bid, long hire apartment to be introduced to where the wind and the waves are highest, and this backside fears is the disaster that high turnover causes.
2017, " 12 cities are rented pilot " , " the collective construction that use the land rents housing " , " encourage REITs to develop " , " housing of mutual property right " those who wait for many policy is concentrated come on stage make our country long hired apartment industry to welcome great progress, landed enterprise and poineering company in succession cloth director rents apartment, the length of each district hires apartment brand to be like the emerge in large numbers like emerge.
IT orange data shows, 2017 annual, long hire apartment domain to produce financing event 36 cases in all, total financing forehead makes an appointment with 3.67 billion yuan. Enter 2018, capital is not decreased enthusiasticly to growing the investment that rents apartment, 23 parents rent apartment advanced 7 months suck gold to pass one billion four hundred and ten million and sixty-five thousand four hundred and eight, at the same time capital begins to hire apartment to center to head minister --
In January 2018, freely finishs 4 billion yuan A annulus financing, by Hua Ping 3 orgnaizations get fund of China of capital of investment, Chinese larch, Tecent cast, achieved grows those who hire dimensions of financing of apartment industry odd pen record;
In March 2018, chorion apartment finishs 100 million dollar B annulus financing, investment just includes Chinese culture industry to invest capital of fund, tall banyan to wait; June 2018, chorion apartment finishs 70 million dollar B+ annulus financing, by the tiger with famous international round-the-world fund is gotten cast;
Freely financing 4 billion, chorion apartment financing 170 million dollar (add up to 1.1 billion RMB about) , only the financing amount that this two parents hire house company took half of country.
Freely salangane planned to had held 6 season to love by the youth
General view of chorion apartment cell
The intervenes rent apartment to grow fast dilate of capital provided adequate financing source, but " financing of high specified number + fast dilate " development means also hires apartment industry to bury next great hidden danger to grow.
On August 20, hangzhou is long hire apartment vessel home to announce to bring about capital to rupture because of managing not to be pooh-poohed, suspend operation, contain group will become business to carry on square, have 1770 880 landlord, damage that rent a settle or live in a strange place about, in the disturbance that hired a guest to still be immersed in hire to borrow partly.
This is not the first bankrupt length to hire house company, the data on the net shows, since 2017, already 8 parents hire apartment company be killed in action, the mainest reason is blind dilate brings about capital catenary to rupture. Of these dead enterprises establish time to all do not grow, have time of 2 years on average only, in addition, from long look on the type that rents apartment, dead company grows for dispersive type entirely rent apartment.
These grow the operation pattern that hires apartment to adopt sublessor mostly, grow the scattered room source that hires apartment operation to just collect market to go up first namely, after undertaking decorating transforming to its again scattered and rental rent a settle or live in a strange place to the individual, basically face the student of strong finish school or the white-collar that duty field enters first. On profit pattern, platform accrual basically comes from hire price difference and service fee.
The leading sheep that hires apartment industry in order to grow " freely " for exemple, freely held water 2011, came off from catenary home group 2016 independent operation, up to 2017 end, freely already entered 9 towns, obtain the commission of more than 200 thousand owner, manage source of 500 thousand rooms, accumulative total service rents a settle or live in a strange place 1.2 million person, the hire income 2017 breaks through 16 billion yuan.
The accrual that freelies at present basically has two, it is hire price difference, if hire a guest to choose a month to pay, chummage can pay than season, half an year pays and year pay rise 5% ; 2 it is service fee income, this is the main profit origin of freely.
Hire room regulation according to freely, the 120% pay that hire a guest to need to press chummage year service fee, if choose year pay or half an year pays, service fee can be hit 8 fold and 9.5 fold. If press Ji Fulai to calculate (detain pays 3) , hire 1.1 times room cost is price of hang out house actually, service fee serves as implicit charge, first time drive up house price.
Type of freely APP the above-listed 5 kinds of payment
In addition, freely rolled out chummage in April 2015 in installment small loan business, corresponding above paragraphs " freely guest is enjoyed only in installment " payment. Freely chummage in installment small in loan business, " loan contract " all loan are initiative deadline all is 11 months, loan puts add deadline and house actually actual rental time is same.
Loan interest rate namely in installment poundage is 6.27% , loan pays every months according to principal and interest waiting for the forehead, effective interest rate is about via calculating 11.30% . With hire 4590 yuan / the month is exemple, if choose freely in installment (detain pays one) , of first phase in installment poundage is as high as 1056 yuan, the 2nd period poundage is 629, consumer is being enjoyed " privilege " while also be forced burden of 11.30% year change interest rate.
" freely guest is enjoyed only in installment " product, it is constitutionally " hire is borrowed " , and of near future cruel thunder long lease apartment vessel home, fall in love with hire platform of Ceng He P2P cooperates. Inside the circle, hire a room to borrow had become grow the common practice that leases apartment operation.
At present " hire borrows " mode is: Hire a guest to be in just sign 1 year with apartment operation period after the contract that rent, borrow money to orgnaization of tripartite finance or bank application with individual name, the orgnaization is one-time pay apartment operation rent of a year square, hire a guest to repay by the month chummage and accrual give an orgnaization.
But long hire apartment operation to just pay landlord rent according to the quarter commonly, calculate so come, every clinch a deal brushstroke hire shifts business, after paying landlord 3 months rent, long hire apartment to still can put the lever of at least 4 times.
If calculate main rooms to hire again in installment ABS (can undertake abide still buys property) , diploid probability is higher. Current, freely accumulative total issues 2.5 billion yuan of ABS, ABS remaining sum is 2 billion yuan, boarding house of chorion, magic square, new group all has issued chummage in installment ABS product.
It is to add lever at the same time massive financing, it is market of the race to control that burn money at the same time, before can'ting help making a person remember a few years " allowance big fight (drop drop VS is fast, masses of beautiful round VS is commented on) .
But long hire apartment and " allowance big fight " differ somewhat, hire a room to regard as " low frequency " " big " " just needed " consumption, below the circumstance that flows into completely continuously in population of city of line of just a little, source of high grade room demands exceeds supply, reason sheds sufficient condition in cash, freely, chorion and photograph contain long hired apartment to all choose to control a house at high price with market of race to control, after waiting for market forestall, undertake the industry shuffles, realize gain stage by stage.
Freely CEO Xiong Lin did not leak the gain data with current and specific freely, state the company has realized gain in Beijing field only. Industry tycoon even is such, other long hire apartment to be apart from gain to still a paragraph of very long way wants.
Long rent apartment " hire is borrowed " the doubt sound of mode has not ended, freely is exploded to give formaldehyde to exceed bid again, true it may be said " did not make the same score to rise again " . The employee in A hires leukaemia of freely room future trouble to die, the dead's family member considers as rental room formaldehyde to exceed bid badly.
On September 11, freely government small gain is released " freely detects about air the specification that reachs processing job situation " , acceptance " rose on September 1, 9 cities of countrywide are worn to rent first entirely below room source (add up to 20603) , after needing certificate of proof of CMA attestation orgnaization, go up all right again frame. Began on September 24, all rent first room source, after configuration is finished, must satisfy air quality to detect via authoritative orgnaization at the same time eligible and empty buy is worn on ability of 30 days of above rental. "
The empty buy of the building means profit for 0, one consequently rental room formaldehyde exceeds bid also is the housing industry that rent goes regular. The germ that formaldehyde exceeds bid is long hire apartment to be in of gain drive next pursuit high turnover, the building decorates the line on finishing immediately to rent external. And freely this " next wearing rent first room source " + " empty buy 30 days " rectify, inevitable meeting brings the pecuniary loss of several ten million to freely.
With hire 2000 yuan / the month is exemple, freely this second issue a 20603 rooms source in all, empty buy the immediate pecuniary loss of a month evens more 40 million (2000 yuan / the =4120 between *20603 10 thousand yuan) , if future is all,rent first room source empty buy ability of 30 days of above is rental, freely every month will raise the operation cost of a few ten million. And final these cost or meeting marry again arrive on the body that rent a settle or live in a strange place, below the market that demand exceeds supply, hire a guest to still be done not have so that choose.
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