Newly-married husband and wife how conduct financial transactions? To newly-married husband and wife, because become a family from a person, because this conduct financial transactions plans to also can be changed somewhat, at that time, a program of sound domestic manage money matters is attached most importance to especially should. After all to newly-married husband and wife, build a scientific and sound family economy to plan to have very great help to manage money matters of the following family. So, does conduct financial transactions of newly-married husband and wife plan how to want to make?
1. makes a program to future. The program here not just program of allocation of funds, profession, cooperate to bear a plan even. Right, when does the plan want the child for instance, want to give birth to a few children, these will affect the arrangement that domestic manage money matters plans directly, so two people should reach consensus together.
Property of 2. newly-married family is accumulated. Still be in the husband and wife of bound of two the world at present, should be the stage with the smallest burden, want to use this level so, well scrape up is primitive fortune. After for instance every month sends salary, have salary allocation daily expenses and account of a shot in the locker first in, the rest puts deposit account, this part is your family property accumulated over a long time, must not employ at will.
3. conduct financial transactions plans. If just put fixed bank savings in the bank not to move it, it is far insufficient, what we want is not foolish put money, want to make these money OK produce the effect of a lever in future however, at least must run win the inflation henceforth. Specific and OK the insurance that chooses perfect both sides, those who buy and so on of a few national debt, need not too much, terminally is bought on a few, do fund is cast surely or P2p net borrows conduct financial transactions to wait a moment, p2p conduct financial transactions also is the pattern of conduct financial transactions that fits newly-married husband and wife most, can choose the platform of conduct financial transactions of a few big on the safe side, for example: Know house economy, on the safe side, and gains is steady, highest year change accrual to want to amount to 12%
Newly-married husband and wife handles the method of financial problem:
1. and spouse share your view to money monetary issue be brought into the public, the dream that realizes the other side, scared, risk bears degree and the preference to deposit, investment, loan. People the idea to money, in one day is not formed, be affected for a long time and these ideas are formed of characteristic of domestic element, education element, individual character and experience of life.
AA of 2. husband and wife controls economy, independent and alleged AA makes finance affairs is not to point to both sides of husband and wife to each does things in his own way, each its, communicating however, cooperate, below considerate circumstance, according to habit of experience of respective conduct financial transactions, conduct financial transactions and individual character, make plan of conduct financial transactions. AA of conduct financial transactions makes husband and wife gain ground very in abroad.
3. establishs fund of a family any husband and wife should realize build a family to be able to have a few daily expenditure, for example sheet of Zhang of chummage of every months, water and electricity, gas, insurance policy, grocery and any with children or the expense that pet concerns, these should pay by date of common deposit Zhang. According to husband and wife how many of two income, everybody should take out a fair share to stock this common account. Move to make this public fund good, return the arrangement that must a few is secure, two have such husband and wife possibly regular ground replenishs fund and reasonable use it.
Government spending of 4. mutual monitoring normally, the one person in husband and wife will regard the home as medium financial officer, the expense in administer home. But this does not mean another person to be opposite the financial standing utterly ignorant in the home, cannot bother about. Can pay all sorts of fee by a person, and another person checks every months domestic items of an account. Balance domestic income and expenses, such doing can make two people are in equal economy position. Additional, accomplish every months as far as possible can brief summary, the adjustment that discusses a few consumption circumstance, discuss the plan that cuts additional spending to perhaps make be economical buy big goods to wait for instance.
5. invests orientaton certainly jointly household of young husband and wife is average more than money is not much, always want to look for a good investment place, the Qian Nenglian that lets right beside one turns over a few " with bottle " . Make oneself very fast rich rise, operate actually however rise not so simple. This must not think of rich heart to cut random investment with respect to both sides of requirement husband and wife, and should from set out actually, make reliable profit target, serious choice invests breed, pay attention to investment strategy and method, such ability successive, accomplish dying not random, work steadily ground rolls investment continues.
Newly-married husband and wife how conduct financial transactions? The economy that above gives newly-married husband and wife namely plans to suggest, the hope is useful to you.
