Cloud of the Yangtse River reports yesterday (18 days) afternoon, division of banking of undergraduate of province of the 6th Hubei and be on guard and hit illegal campus to borrow a theme to publicize service month to start a ceremony to be held in Hubei university. Province finance does express: Be on guard and hit " illegal campus is borrowed " it is to fulfil " battle of 3 large assault fortified positions " significant move, adopt scanty the method that blocks union up " open a vicious person manipulating sb or sth from behind the scenes of front door, behead " , hard compose builds what normal finance serves school yard " Hubei mode " .
"Borrow 20 thousand, do not change to 3 months 250 thousand " . Illegal campus is leasehold be current, a lot of targets that become illegal member in school undergraduate, make be in school student is deep-set usurious trap, more derive " violent dun " , " imprison illegally " wait for rough stuff. Starting ceremonially, province finance does director Duan Yindi earnest express: Be on guard and hit " illegal campus is borrowed " it is to fulfil " battle of 3 large assault fortified positions " significant move, through the processing of two years of time, the illegal campus that I visit borrows tall hair posture to get preliminary keep within limits. The major student that the reporter interviews expresses: Won't be borrowed by illegal campus easily " set prison " .
Province finance does director Duan Yindi: The conduct propaganda from video conduct propaganda, school (the harm that knows illegal campus to borrow) . My understanding is to do not have normal (credit) attestation, basically belong to usurious limits. The person won't go up in the net commonly beside us leasehold. Had better reach a bank normal channel is leasehold better.
In recent years, illegal campus borrows the harm of a generation to let the parent and student vigilance rise, a few just of enter a school be born anew greatly say: The parent and school had admonished ahead of schedule, be far from illegal campus to borrow. Some schoolgirls express: Won't because of vie and buy the goods that a few exceed capacity of oneself finance affairs.
Student: General metropolis is quite beautiful, won't give too great burden is created in the home, it is good to go selling those the thing without money. If money is insufficient,parents says, come home to say with them. Oneself won't be borrowed.
From the point of the message that feedbacks in school undergraduate, the illegal campus that once perplexed an undergraduate is borrowed get effective keep within limits. So, how to let lawful and normal campus shift the financial demand that walks into campus, contented student? Hubei is adopted scanty the method that blocks union up, the requirement saves orgnaization of each banking finance completely " open a vicious person manipulating sb or sth from behind the scenes of front door, behead " , hard compose builds what normal finance serves school yard " Hubei mode " . Starting ceremonial scene, the student introduction campus that staff member of orgnaization of a finance seeks advice ahead borrows a product.
Financial orgnaization staff member: When the undergraduate borrows money, want examine and verify for certain the utility that he borrows money this. The bank offers campus to borrow also is not to say to let undergraduate develop their vie psychology. It is to be based on him to be opposite for certain the regular pay of study or exam charge.
According to introducing, begin from last year, hubei finance orgnaization optimizes site distribution ceaselessly, by every college average every workstation of reseau of a campus, college garrisons 5000 not less than students the 2 levels that reach 3 banks, in complete province finance of 129 college implementation campus serves reseau to change workstation to be enclothed completely. The bank wants according to " small, convenient, quick, efficient " principle, positive development fits the financial product of undergraduate characteristic, up to now, orgnaization of finance of complete province banking built finance of 330 many campus to serve reseau to change workstation, developed product of 6 campus credit, extend for the undergraduate credit card 89 thousand pieces, provide loan 438 thousand, the amount that give a letter 3.023 billion yuan, serve through strong normal finance preliminary those who formed pair of illegal campus to borrow is crowded give effect.
Illegal campus borrows punish the job is advanced continuously, the illegal campus in majority campus borrows small advertisement to be kept clear of, what major student goes up to the network is leasehold keep vigilant. But, illegal campus is borrowed changed again new look, for instance " time hire borrow, to apply for a job is borrowed, groom borrow, do poineering work borrow " wait for those who put on new waists-coat " illegal campus is borrowed " emerge in endlessly, potential " illegal campus is borrowed " risk situation still cannot be ignored. Need normal finance orgnaization at this moment seasonable follow-up, adopt professional financial measure, let these " put on waists-coat " illegal and leasehold show original shape. Lei Xiang is hired to be the member that knowledge of finance of Hubei banking campus explains to public, he is valued very much to this new capacity, because this is a kind of responsibility.
Lei Xiang of the member that knowledge of finance of Hubei banking campus explains to public: More important is to offer normal finance to serve a product, a consumption that is joint undergraduate is used to, make piece more the financial product that accords with an undergraduate; The 2nd, our formalities is more convenient, interest rate is lower.
This year, province government is special print and distribute " Hubei province is on guard dissolve program of work of battle of financial venture assault fortified positions " , will be on guard and deal with " illegal campus is borrowed " the job includes key assault fortified positions the job. Province government finance does director Duan Yindi to express in the ceremonially that start:
Province finance does director Duan Yindi: Illegal campus is borrowed is to break the law violate compasses banking activity, it is the behavior that the key of battle of assault fortified positions that be on guard currently and dissolves financial venture pays close attention to. Begin be on guard and deal with illegal campus shifts the work, since upholds the normal order of campus, the external demand that protects student person security, underlying demand that also is elephant of chaos of punish campus finance.
Next each city states will be begun respectively be on guard " illegal campus is borrowed " conduct propaganda teachs an activity, the help establishs idea of right conduct financial transactions and consumptive concept in school undergraduate; Feel a platoon in the round, understand complete province " illegal campus is borrowed " risk the truth of a matter undertakes special clear blow activity, guard bottom line of safety of finance of in residence garden, safeguard student closes right increase.
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Police analyses illegal campus to borrow 5 big ways
How is illegal campus is borrowed to entrap the undergraduate with experience not dark world? Yesterday (18 days) , the reporter consults Wuhan police, the policeman analysed illegal campus to borrow 5 big ways.
It is to collect fees compulsively. Illegal campus borrows a company to often mortgage in order to not have, interest rate is low for cover, actual collect fees with the items such as cost of of all kinds poundage, intermediary, bail however, effective interest rate is extremely high. Be like loan of undergraduate small cropland 5000 yuan, 12 period reimbursement terminally reimbursement 542 yuan in all 6504 yuan, sign a contract to just know to deduct cost of 300 yuan of intermediary and 1000 yuan of earnest money even however, in one's hand only 3700 yuan.
2 it is contract of yin and yang con. This kind of company still can let borrower sign times doubler loan contract, claiming is guild regulations, as long as on schedule reimbursement does not have a thing. But in fact, after loan signs 10 thousand yuan loan contract 5000 yuan, finance company can turn through paying treasure, bank the means such as Zhang makes a money 10 thousand yuan stay turn Zhang record, some still can take a picture kinescope, immediately lets you return many dozens money, but these contracts, turn the testimony that kinescope of Zhang record, photograph seeks debt for them.
3 hereat meaning makes break a promise. Illegal campus borrows a company to be able to install slashing reimbursement to install the means such as reimbursement obstacle condition, intentionally to cause borrower beak a contract. Some sets every sky noon 9 when to 12 when reimbursement, one day is returned, early one second is late one second calculates beak a contract. Some " bone is picked in the egg " , discover borrower used credit card, flower for instance, white, meet in order to be in much home platform is leasehold for cognizance break a contact.
4 it is weak force is urged close. Illegal campus lends a company with close-fitting follow, spill paint, phone to annoy a relative to wait " weak force " means, bring to bear on to borrower mental pressure. Xiaowu loan exceed the time limit did not return the undergraduate, 4 demand repayment personnel imprisons him unexpectedly in the Internet bar 5 days, do not let him leave, force its parents reimbursement 60 thousand yuan.
5 be " cross the bridge to turn odd " stage of base high debt. Once borrower is insolvent,borrow money, illegal campus borrows a company to be able to introduce renew a book of afterwards of a company to borrow to usurer. New finance company will stock trick is applied again, the technique that uses contract of yin and yang increases debt. After making the same score Zhang through crossing the bridge for many times, originally thousands of yuan debt can increase inside short time tens of 10 thousand yuan. For instance, an undergraduate loan 5000 yuan, through turning inside half month the way liability such as sheet soared 60 thousand yuan.
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