Recently, shenyang police destroyed 4 to be enroach on target with the undergraduate, use " campus is borrowed " " cover a road to borrow " imprison the guilty gang that waits for criminality means executive bilk, blackmail, illegally, preliminary amount of record of the experience that check is as high as more than yuan 1000.
Loan has a risk, the choice wants discretion. Today, we come the dangerous loan that below check 3 kinds of ten million cannot touch.
01 campus are borrowed
Undesirable campus is borrowed for seek sudden huge profits, connect regular meeting to issue all sorts of methods to enter the school through the line on the line, dig down " large hole " , the undergraduate that entice is deep-set among them.
Most campus is borrowed can be in apparently build piece " low interest " false appearance, actually sets the project such as all sorts of high service cost, fine for delaying payment, penalty due to breach of contract.
In naked borrow, sudden huge profits is urged close, the undergraduate can'ts bear heavy burden suicide waiting random elephant a moment to fall, superintendency branch had made stop a net to borrow orgnaization campus to shift business.
02 roads are borrowed
Covering a road to borrow is to point to a few illegal companies with small and leasehold name, carry pitfall of debt of layer upon layer distribution, urge with force close wait for a method to be mixed to borrower executive bilk blackmail. Covering borrowed ultimate goal is the house property of embezzlement borrower, borrow new Zhang to return what the method such as old Zhang just sets to achieve ultimate goal to cover a region.
Those who cover a road to borrow is whole " cover a region " main component is the following:
1. with " small loan, need not mortgage, fast loan " cover attracts borrower.
2. tricks borrower to sign the receipt for a loan of specified amount of prep above loan. For example, a wants to borrow 200 thousand yuan, the condition of loan company is: A undertakes with individual name leasehold, loan specified amount 200 thousand, reimbursement deadline two months, be in distrain of card of the house property in the home this firm department. But amount of the loan on receipt for a loan must mention expressly is 300 thousand, many 100 thousand regard as an accrual of two months, namely " behead ceases " .
3. creates trap of exceed the time limit painstakingly. Draw near when reimbursement day, loan company reminds borrower exceed the time limit not actively, safeguard with phone breakdown, system even for the name, bring about borrower cannot successful reimbursement. Next again the fine for delaying payment of the renown collection high specified number with break a contact and poundage.
4. is layer upon layer " smooth Zhang " and " refinance money " make debt " snowball " . To repay foregoing loan, borrower can be asked to sign the loan contract of larger amount with smooth Zhang company, make the same score Zhang company at the same time charge of smooth Zhang of collection high specified number. This one pace often is being accompanied imprison illegally, the guilty clue such as blackmail. Carry this kind of kind, loan amount will break up litre ten times count even decuple.
Money closes to control a house with violent means ceaselessly after 5. diddle house property. For instance door mouth spills borrower of paint, prize the door in the home, all the way borrower of follow at sb' heels. Borrower cannot socialization also did not live, can hide only hide Tibet.
03 usurious
In August 2015, the protective standard with leasehold to folk supreme court had new explanation:
Annual interest 24% the following, accrual repays be ensured by law; Annual interest 24%-36% , exceed the share of 24% , borrower did not pay and the view does not pay, can be supported by people court; Annual interest exceeds 36% , the accrual law that exceeds a share does not grant to protect.
36% also be by understanding usurious " red line " , conversion leads =3% into monthly interest, often say namely " monthly interest 3 minutes " . And be in actual folk leasehold in, monthly interest prep above circumstance of 3 minutes is very common, talk about a city " disgrace mother murder " in, su Yinxia occupies the monthly interest of loan to be as high as 10% to Wuxue, between Yuan Chaomin leasehold " red line " .
Although usurious behavior does not make crime, but extremely usurious easy cause be imprisoned illegally and the criminality such as intended harm. So usurious this cancer, absolutely is touched must not!
Friendship reminds:
Campus is borrowed, set the road is borrowed and usurious general like cancer, touch must not! Do you think you can in time be paid off? ! But more circumstances, you can be pulled dead by them, enter a dead loop that cannot walk out of.
Circumstance of ※ particular loan is with be being examined and approve actually accurate, ask a basis need is reasonable and leasehold.
