P2P invests us to need known crucial place: How to judge the authenticity of mark?

The friends that are fond of P2P investment know, investment P2P is the most important we should combine backdrop of compasses, actual strength from platform, and wind accuses management to consider, these factors are admittedly main, but regard P2P of an old brand as investor besides considering these explicit factor, still dot of a key must want discretion, of the mark that is our lend then! Of mark, just as its name implies is the project of lend. We can be novice mark, experience according to category cent mark, short-term mark, medium long-term mark, creditor's rights transfers sign. Which should judge these mark Where is authenticity?

The basis superintends a requirement, to borrower platform need announces his:

Borrower is basic information, include but not be confined to for instance main belongings, year report of income, main debt, credit;

The basic message of financing project, include but not time limit of amount of utility of origin of name of project of be confined to, type, main content, reimbursement, loan, loan, loan, situation, examine and approve a file, grade of reimbursement means and interest rate, credence or credit gives a mark, assure the circumstance.

Make an example, for instance the car borrows platform to regard the mark of asset as the car commonly, platform if car photograph, important papers undertakes announcing, it is gas of a kind of bottom. And the mark that send a holiday, loan data often is met very simple, the data is not complete, ambiguous, have a lot of mosaic, lack materiality content. So, usually, platform jumps over what these information announce in detail more complete, of that mark authenticity is taller.

We always should pay close attention to platform to send the amount of mark, deadline and rate. If platform all the time with short-term and small the hair mark that mark is main mark, appear suddenly however of big mark, and term is shorter, the frequency that send label is unusual, full bid speed is unusual, that is probable it is false mark. Generally speaking, the possibility on the low side of the cheat of small and dispersive mark.

According to concerned regulation, civilian leasehold annual interest is led under 24% it is in legal protection limits, so if prep above is too tall we must notice profit redound risk. Additional, we pay close attention to reimbursement time even, if unified time reimbursement mixes many borrower,shift to an earlier date at the same time the circumstance of reimbursement. Generally speaking, lent money, somebody on time reimbursement, have individual person exceed the time limit, individual person shifts to an earlier date reimbursement just is normal. Conversely, have the suspicion of false mark.

If we discover to mark, and the person of loan will be answered back and forth always is those a few people, violent wind of amount of abrupt perhaps borrower rises, so this kind of condition is probable it is the false award that platform sets oneself, it is the Zhang date that platform sets to make secret of person energy of life. Additional, if some is same a borrower loop loan, also be false mark likely, although not be, this kind of beyond the mark and frequent loan behavior to platform also be one big hidden trouble. To borrower amount and circular loan information, we are OK auxiliary website of P2P of have the aid of undertakes observing and study, be like: The home that the net borrows, net borrows the website such as weather eye.

These judge P2P net to borrow a few whether true meanses of mark namely, hope to be helped somewhat to everybody.