The client asks me, how long was the loan that owe still urged receive meeting choice to abandon?
Have before one elder brother actually had written similar article, had said in article, great majority circumstance is urged closing won't abandon, unless be really,cannot find this individual.
Still the client tells me to say recently, his credit card exceed the time limit was not returned 4 years, just receive today urge the telephone call that receive to urge his reimbursement. Listen to the instant to feel to urge receiving this is arrowy annals really all right not change, gritty ah!
Its course is such, xiaosong (alias) 4 years ago because of purse by pilfer, id, credit card was lost together, among them some credit card owes cost 10 thousand yuan are not returned. Small at the beginning the Song Dynasty returned one part money after getting bank telephone call, cancelled the mobile phone order of credit card obligate directly later.
4 years past, at the outset of exceed the time limit do not add charge of exceed the time limit to had arrived to 10 thousand yuan 30 thousand much, the novice plane number that the bank finds Xiaosong again through all sorts of methods and urge him to return money!
Add the advise of one elder brother through bilateral communication, xiaosong gets the understanding of the bank, in exempt choice of small the Song Dynasty is one-time after partial charge repay what owe charge, also lasted 4 years to this paragraph " evil predestined relationship " the full stop on the picture.
But because owe cost time is longer, small Song Hai was to go up the undesirable list that sign a letter, need awaits time ability 5 years to remove a record, but if do not return money all the time, the likelihood cannot borrow money all one's life or handle credit card.
So return caption, why does Xiaosong owe money 4 years to was not sued by the bank?
Summary of one elder brother is two reasons:
1, small Song Qichu has returned money, the bank maintains its manner to still calculate cordial, be not baleful exceed the time limit;
2, the cash specified amount of small Song Qian is spent not quite, considering the cost that takes legal course, the bank decides first consideration is urged close.
One elder brother also has been told before, if owe the forehead to spend not quite, bank or financial orgnaization is to won't consider legal order. Opposite for, urge the cost that control lower, the result is right also; The hair lawyer letter, charge that seeks a lawyer to sue shows adventitious needs to cost the one most that receives money.
