Favorable sincere letter
Matter to the square field surface of the life
Nevertheless
Nowadays credit flecked person but many
Loan forgets somebody returned
Somebody credit card exceed the time limit...
Can then individual credence promote or is efface undesirable record?
Recently, mr Zhang of Jimei receives one new incoming message
Say to be able to help its increase credit
Look how to return a responsibility together
Late on August 26, mr Zhang is received profess " easy and comfortable flower " the phone of customer service, enquire whether its need to deal with credit card to cancel sign a letter in order to rise. Mr Zhang thinks of him credit card really for a long time was not used, if can cancel the credit cost that raises oneself, it is easy that loan also is met in the future a lot of, assented then.
It is to comply with next " customer service " direct, have a series of operations. The other side lets Mr Zhang pass mobile phone bank to appoint account to turn Zhang, saying is program running water, can return later still. Mr Zhang also did not suspect more, ask by the other side to appoint account to turn Zhang 10 thousand yuan. Subsequently, ask to turn via the other side again Zhang 3500 yuan. After this, did not contact Mr Zhang again to going to the lavatory. Mr Zhang discovery is cheated call the police then.
Collect Sichuan millet
Prevent cheat remind
Record you to understand really about credit?
Sichuan millet takes you to be known simply first
Credit records comprehensive, true record you return money in bank debt, observe contract and abide by period abide by the law circumstance, already you return the record of money on time, also you do not return money to perhaps lend money the record that does not return on time. At present individual credence record basically stores the letter is signed in people bank in the system, the form that reports with credit offers inquiry to oneself.
The center that sign a letter passes history of the fundamental general situation to the individual, credit record, behavior record, trade the data analysis such as the record undertakes credit gives a mark, form credit report finally.
The key came
Can be undesirable credence record shovelled?
Can your credit grading still rise?
Above all
The undesirable credence such as credit card exceed the time limit is recorded
Cannot eradicate!
Credit record goes to the center that sign a letter by bank bulletin, only the bank has authority to delete its, the system that sign a letter can have a record to deleting behavior, if discovery violates compasses cutout divisor to occupy, superintendency branch still will undertake condemnatory to its.
So, cannot credit grading rise?
How to safeguard the credit with good oneself to record?
In daily life, can carry the connection channel that keeps actively expedite with the bank, the attention replaces mobile phone number, accurate the basic information that provides oneself, keep expenditures within the limits of income, on time reimbursement, avoid the means such as occurrence exceed the time limit to defend an individual good credit record.
And undesirable credence record, should pay off old Zhang to be able to be in 5 years only post-cleaning.
Credit is accumulated without shortcut
Even if cancels credit card
Undesirable credence notes exists as before
Any professing can " the spade is single " raise those who sign a letter
It is cheater
