Light person is forred years almost beside me, work hard everyday, it is to go up live ideally too in the future.
When old age, the lane that contain maltose grandson, jump a happy square dance.
This is very good. But those who love to say plain truth is light read gentleman to want to tell you, even if you work hard now, old age also should go bankrupt possibly.
This is not my viewpoint, come from to cry however " old hind go bankrupt: The name is " macrobian " nightmare " book, by NHK group of special program transcribe interviews a record, depicted aged serious Japanese society, the deplorable old age of a lot of old people.
China already also was entered aged times. End by 2017, the mouth achieves old people of 60 years old of above 241 million, 17.3% what occupy total population, predict 2050, old people mouth will reach the peak value of 487 million.
2050, 90 hind will enter old age. See the Japan of at present, can you have a place confused?
Why can you have " old hind go bankrupt " ?
Our salary go up, such one column is deducted -- individual annuities.
This is one we know obviously is to deduct, but the one portion that still is recouped to get be most willing to. Because individual annuities is individual and enterprise of collective pay, in other words, it is our pay many jump over, company corresponding allowance also must be jumped over much.
We work seriously, on time pay individual annuities, can ensure somewhat for the life after oneself are old namely.
But, had annuities, did our old young man live to have safeguard really? Is recumbent annuities OK really have nothing worry about?
" old hind go bankrupt " in have a paragraph of such words: "Plainspoken, I feel early to exceed early to death unripe, died to need not fear money is used not quite, and I also do not know I am living is for who after all. And I also do not know I am living is for who after all..
Cropland acting gentleman of 75 years old says this word. His what pass seventy years of age person lives in Tokyo, a few does the house have to make the same score rice only.
Because annuities is finite, burning hot summer, he not be willing to part with or use opens air conditioning, go to senile community center by day loiter air conditioning, the place that returns in the evening relies on a window to drop in temperature.
Because do not have surplus money, go including red package for the friend's happy event, more the fee that cannot pay go on a journey one case, he chose to sever the connection with the friend actively, live the life of body and shadow comforting each other-extremely lonely.
A lot of youths may feel, oneself became old won't live so for certain, work well now, hard assemble money, old age won't have irritated concern.
Be really such?
Each old people in the book, young when work seriously like us, had made the deposit plan after retiring, never think of old young man is vivid however such loneliness is painstaking, lose even seek to live on desire.
Cropland acting gentleman is best proof.
He once worked 12 years in company of a beer, ideal is to open his brasserie.
When drawing near 50 years old, he himself does poineering work, only then expect do not is, take a sudden turn and become worse rapidly of economy of Japan of that paragraph of time, his brasserie went bankrupt.
Because be lost in career, he did not marry all the time, add severed the connection with the friend actively, the condition go from bad to worse of the life.
This is naked reality: Work hard, can not avoid certainly " old hind go bankrupt " .
Cautious and conscientious all one's life, this thinking that old age is OK have nothing worry about, change however so the about of be frustrated, can't help letting a person feel, life has what sense after all.
We are ordinary Everyman, young when, work hard to create value for the society, but when after old age, any little blow can pull us " go bankrupt " abyss.
Of NHK interview plant uneasiness on our body.
Consider us insoluble these problems, at least won't ground of assume sth as a matter of course thinks, they are young when did not work hard, ability can cause present condition.
Are we how to be immersed in " old hind go bankrupt " ?
Once enter old age, body function of the person can begin downhill, fall ill, get hurt to begin to search etc come to come.
To the old person that lives alone, do not have family to attend, all sorts of medical treatment charge held major annuities.
The body appears small issue when, they not be willing to part with or use goes to a hospital, once the illness is aggravating, more assume do not have high medical treatment cost, be immersed in slowly " old hind go bankrupt " condition.
There is a typical case in the book:
Bell wood Yong Zhiceng of 74 years old is running tailer's shop of a business suit, but the decline as local economy, turnover does not see growth all the time, one year income has 14000 yuan of RMBs only, another income are every months of 3500 yuan annuities.
Original and recumbent annuities, bell wood gentleman can be mixed keep the pot boiling of old partner reluctance, but after the wife since bell wood gentleman falls ill suddenly, his annuities is taken entirely hand in hospitalization expenses.
Bell wood gentleman wants to apply life protection, but he still has 60 thousand yuan of deposit.
This deposit is the funerary preparation that bell wood gentleman is a wife, if,he is inspected jewellery, after thinking the wife leaves the world, do even funeral without Qian Cao. But the existence of these deposit, make bell wood gentleman cannot accept life protection again.
The wife of bell wood died later, the deposit that bell wood gentleman hides with Na Bizhen planned solemn funeral for the wife, funerary flower became smooth the saving, he just can apply for the life to protect.
To bell wood gentleman, the changed minimum to death life of the wife is ensured, very brutal, but this is " old hind go bankrupt " reality.
Life protectionism results from Japanese constitution, basically be to ensure a countryman to enjoy the healthy and literate life of lowermost limit.
Apparently, this one policy can solve the problem of the old person, but actually, japan had 10% right-and-left old people to apply life protection only, other rely on humble annuities keep the wolf from the door only.
This appeared a paradox:
If the old person has,deposit money certainly or house property praedial, cannot enjoy this policy, if want to enjoy life protectionism, be about to spend deposit first, sell house property.
To the old person, on one hand, deposit is them all one's life the saving, be finally help straw, they cannot be accepted " the saving that spends him light, go getting the life to protect " practice.
On the other hand, if protection of the life that get is cost with selling Cheng Man the house of memory, a lot of old people are not accepted.
Had the tragedy of bell wood gentleman then, once enter old age, if have basic annuities, healthy, shang Nengan spends old age. But if husband and wife is bilateral, one person sicken, can procrastinate break down family.
This basically results from of pension system and reality do not match, the life ensures system lag at reality, brought about more and more " old hind go bankrupt " .
We are " old hind go bankrupt " provision army
A lot of people think " old hind go bankrupt " problem, pound the old person of 65 years old of above only, oneself are worth prime of life, beardless and afraid, that is off base.
Look in me, we are " old hind go bankrupt " provision army.
On one hand, since 1999, our country enters population formally aged level, make population aged dimensions the country with the rapiddest rate of the biggest, development.
Arrived 2030 2050 will be aged the most austere period, the senile population that need raises will occupy the ％ of 40% - 50 of population number.
With aged " topple the mountains and overturn the seas " one-to-one is descendent fertility-rate.
2018 first half of the year, much ground gives stranger mouth to drop continuously: Jiangsu is born in all first half of the year 383 thousand person, drop compared to the same period 12.8% ; Shandong Yantai is born first half of the year 27 thousand person, drop compared to the same period 16% ; And other places of Hubei, Tianjin, Guizhou all goes out to be born now population amount compared to the same period downtrend.
Go 15 years, think to should sufficient the child scale of foster parent from 90% steep fall 37% . At the same time data presentation, 2050, average 2 youths are about to bring up an old person.
On the other hand, macrobian, all the time since what be considered as happy society is indicative, but in aged the case with not perfect system of serious, social security leaves the question, long life becomes last straw that collapses work of old young man.
In Asian traditional culture, having the tradition that the crow feeds back.
One Mr Wei Zetian is mentioned in the book for instance, in he is 55 years old when, senile and gawkish disease of the mother worsens suddenly, and maternal desire is " in wanting to be in the home gone " . Lustre cropland is flat quited the job, absorption take care of a mother.
The mother of lustre cropland dies peacefully later, lustre cropland because be broken away from with duty field,get however too long, also cannot find proper job again, this was equivalent to be being joined ahead of schedule " old hind go bankrupt " cavalcade.
"Old hind go bankrupt " the old person that the problem pounds 65 years old of above not merely, still can spread to working population further.
Economic depression, income decreases, the crisis that prices rises is thick as hail, youth obtain employment is difficult, the office worker of middleaged unemployment enters duty field again hard.
Japanese society is lessons drawn from others' mistakes.
If cannot recognize current situation, seek settlement way, so, without giving thought to you now how many years old, will become " old hind go bankrupt " provision army.
How to answer difficult problem of crisis of provide for the aged, a few proposal gave out in the research report of world economy forum, include delay emeritus, safe, investment, adjust pension system to wait.
How be made according to individual the actual situation cogent and effective " prevent go bankrupt " politic, be about test everybody's wisdom.
Always be good against a rainy day, fasten when fall into hole that momently, just somewhat awareness.
