Cause not minor sensation inside course of study " finance of forest of be apt to " collect money illegally case had newest progress this week.
On September 21, substation of Pudong of Shanghai public security bureau releases announcement to say, week of Lin Jinrong of police general be apt to's legal representative is such-and-such, executive president Tian Mou the 12 people such as some with be suspected of collecting money crime of fraud moves send procuratorate of people of Pudong new developed area to examine sue, additionally 41 crime suspect absorbs public deposit blame illegally in order to be suspected of to move send procuratorate of people of Pudong new developed area to examine sue.
Meanwhile, the 2nd collect money illegally case -- the legal person delegate of platform of ceremony heart fortune also is captured eventually, guangzhou city public security bureau reported on September 20: Through " fox-hunt acts " of the working group chase with all one's strength, recently, the Zheng of legal representative of limited company of science and technology of information of finance of Internet of Guangzhou ceremony heart of nearly two months outside abscond condition is such-and-such overseas is captured.
Data of net of official of fortune of the heart that occupy a ceremony shows, this platform accumulative total clinchs a deal exceed 8.472 billion yuan, leasehold remaining sum (wait for repayment of capital to cease) about 1.299 billion yuan.
Finance of forest of be apt to still has nearly 20 billion to was not recovered
The reporter understands, police of substation of Pudong of Shanghai public security bureau be apt to week of Lin Jinrong's legal representative is such-and-such, executive president Tian Mou the 12 people such as some with be suspected of collecting money crime of fraud moves send procuratorate of people of Pudong new developed area to examine sue, additionally 41 crime suspect absorbs public deposit blame illegally in order to be suspected of to move send procuratorate of people of Pudong new developed area to examine sue.
Up to now, police already closed down, froze the property such as relevant bank account, house property, car and equity. Via main make sb disgorge the spoils, cash of current and preliminary pursue and wipe out more than yuan 1.5 billion, show make sb disgorge the spoils to pull caustic to work still afoot, final Qing Dynasty is retreated will undertake lawfully.
According to police introduction, since October 2013, some is guilty suspect Zhou Mou solve problem of financing of its company project, register " finance of forest of be apt to " , and the person such as some establishs Gao Mou of recruit business manager company framework, be in in succession after 29 province of countrywide create 1120 branches and door store, through advertisement conduct propaganda, phone is promoted, door inn is solicited wait for means, mix with affirmatory repayment of capital pay accrual of high specified number to be bait, the creditor's rights that sells fiction external kind product of conduct financial transactions, diddle investor fund.
In addition, rose in Feburary 2015, some establishs guilty suspect Zhou Mou early or late again " fortune of forest of be apt to " " Lin Bao of be apt to " " happy old-style Chinese private bank " (hind more the name is " 100 million treasure are borrowed " ) " An Qunjin be in harmony " platform of conduct financial transactions of the investment on 4 lines, mix with affirmatory repayment of capital likewise pay accrual of high specified number to be bait, sell product of dummy conduct financial transactions through afore-mentioned Internet platform, diddle investor fund.
Up to on April 9, 2018 case hair, "Finance of forest of be apt to " collect money illegally add up to RMB more than yuan 73.6 billion, the majority collects money illegally the paragraph is used at repaying captital with interest to early days investor, invest gain and the false appearance of management in order with this production company, the part collects money illegally paragraph by prodigal at paying high specified number middleman's fee, lease luxurious office space, advertisement the expensive operation cost such as conduct propaganda and individual are prodigal, bring about company capital catenary finally to rupture hard hold together is run and cash principal and interest. When case hair not cash capital adds up to more than yuan 21.3 billion.
Legal person of ceremony heart fortune is captured on behalf of overseas
Guangzhou city public security bureau reported on September 20: Through police " fox-hunt acts " of the working group chase with all one's strength, recently, the Zheng of legal representative of limited company of science and technology of information of finance of Internet of Guangzhou ceremony heart of nearly two months outside abscond condition is such-and-such (male, 39 years old, guangdong exposes in relief person) overseas is captured.
On July 27, 2018, substation of area of the Milky way of Guangzhou city public security bureau collects money with be suspected of to platform of ceremony heart fortune put on record of crime of fraud is investigated, criminal detained 9 crime suspect, undertook freezing to the relevant account of experience case and experience case pawn, sequestered. Investigating the discovery in the job, zheng of legal representative of this platform company is such-and-such already abscond comes outside the condition.
For this, guangzhou city public security bureau held water to investigate substation of public security of area of detachment and the Milky way, Na Sha to be main force with economic crime " fox-hunt " working group, all-around begin pair of crime suspects Zheng is chased after such-and-suchly escape the action. In the Ministry of Public Security " fox-hunt does " below the unified conductor that saves a Public Security Department with Guangdong, below the main support that is stationed in Kampuchea diplomatic mission in China, late on September 14, "Fox-hunt " the working group cooperates Kampuchea to execute the law the branch is successful Zheng Mou some is seized.
Data of net of official of fortune of the heart that occupy a ceremony shows, this platform accumulative total clinchs a deal exceed 8.472 billion yuan, leasehold remaining sum (wait for repayment of capital to cease) about 1.299 billion yuan. Public report shows, ceremony heart fortune finished financing of 75 million yuan of B annulus last year, each other of the sea before investment just is Shenzhen starts asset management limited company.
3 action should approach platform return money
Increasing ceaselessly besides countrywide police before be opposite, explode the net of thunder borrows platform execute the law strength, recover illicit money as soon as possible.
Began in August, the net borrows the amount of problem platform to also have reductive tendency, according to be in harmony 360 nets borrow grade group emphasis to monitor data to show, up to by August 2018, the net of countrywide normal operation borrows platform to add up to 1190, the net borrows an industry to share 104 platform occurrence problem, add problem platform number to look anew, although still prep above 1 year of average since 70, but relatively 275 annulus comparing decreased considerably last month 63% .
But an issue that cannot ignore is, because confronted the liquidity crisis of different level,the reason of occurrence problem of a few platform is, the method that these platform save oneself, think fluidity of all method steam again namely. Accordingly, urge close -- became entire company's most painstaking post. Besides urge outside closing, platform still should have to acting countervail money in installment cash, in-house " turn debt " , introduce the method such as tripartite orgnaization to add fund liquidity.
It is reported, from in installment in light of cash respect, at present clear dish of platform that exit can announce cash plan mostly, it is under blow of superintendency high pressure, platform just meets responsible person handle bad assets commonly. Newest data shows, at present till, had announced cannot many 100 net of cash borrows smooth Taichun, 95 nets borrowed platform to issue relevant exceed the time limit or announcement of close down cash.
Meanwhile, a few subjective ill will escape the borrower of useless debt exists. Face these " Laolai " , platform can be in only upload its information to arrive blacklist while, transfer asset of exceed the time limit with low-down asset value, and plan the loss of profit fill investor that carries oneself.
In addition, network of area of a Hua Na borrows tall canal to express: "Debit side is urged after borrow, have pawn, preferential cooperate pawn to deal with change now; Also can pass artificial intelligence, report borrower to escape to superintendency branch the means such as useless debt information undertakes urging closing; Still can pass judicatory arbitration, lawsuit, and the judicatory program implementation such as forensic auction pawn repays. And the judicatory program implementation such as forensic auction pawn repays..
Face uncertainty
Face the bad assets that P2P net borrows, especially a few already " explode thunder " the bad assets of platform, the silver-colored meeting that keep watch ever was in China on August 16, to sit a meeting asks 4 big capital fund run a company (AMC) assistance dissolves P2P net to borrow explode thunder risk. Subsequently, one of 4 big AMC company of management of Great Wall asset takes the lead in holding water participate in P2P risk to deal with the job heads a group, working party will hold water in area of and other places of Shanghai, Zhejiang, Guangdong, Beijing, advance P2P risk to deal with as a whole each job.
According to understanding of reporter of certificate business China, the personage inside course of study borrows bad assets to still have a lot of worry to handling a net.
In fact, the asset that the net shifts an industry is main with small, dispersive model car room guaranty is borrowed, credit is borrowed etc. The net of a Beijing borrows platform controller to say: "This kind of bad assets deals with have certain difficulty, the net borrows an industry to have not experience complete economic cycle, deal with bad assets experience is lacked relatively.
"The platform with dried up liquidity of a few fund, if asset is true valuable, AMC intervenes go doing bad assets to deal with the question is not actually big also, but commercialize an orgnaization to not be willing to take over the business with uncertainty too much element. " a personage inside course of study says frankly.
In fact, the net borrows bad assets processing to face a few problems at present, it is to need to break through limitation of a few policy, if introduce diversity market main body to participate in, for example AMC participates in an individual in bad assets processing, can have the effect of asset main body and mandatory person, also can have certain protection effect to creditor. 2 it is asset quality and the problem that how fix a price, the capital fund that the net borrows platform is small mostly dispersive, and some platform still exist false mark, wait for a circumstance from be in harmony, how tripartite orgnaization and platform just negotiate the price is a difficult problem.
"The question with the biggest P2P is relationship of creditor's rights debt is on the net, fund use and capital flow direction accuse very hard, qing Dynasty receives difficulty big and too dispersive, cost is high. " afore-mentioned personage speak bluntly.
1 million users are looking
Tips: In certificate business China small signal page inputs negotiable securities code, abbreviation to be able to examine a prices and a newest announcement; Input fund code, abbreviation can examine fund net value.
Have a kind of good habit, call the dot after reading assist
