Secondhand the room is opposite development the commodity house in business hand, it is estate property right trades the common of 2 class market says. Secondhand the room trades to point to had traded in estate the center has had case, finish initiative the house property that register and always registers, appear on the market again do business.
Include commodity house commonly, allow to appear on the market those who trade is secondhand public house (the room changes a room) , the solution tired room, room that tear open change, build room, economy oneself applicable room, price fixing room.
Secondhand the room trades flow1, examine and verify undertakes to building property right before buying and selling
The risk with this one the biggest link is problem of property right flaw, because concern buys the house with imperfect property right, so a lot of buy the home to dare not move casually. Do sufficient pre-construction work actually, need not worry!
Above all, examine the house property evidence of the building carefully, notice what there are a few people on house property card to sign, a few sign, mean sign trade the sign one's name that there should be a few people when the contract;
Next, examine the relevant evidence when owner buys a house, if buy house bill, agree tax bill to wait, as auxiliary evidence, preliminary affirm building property right is attributive;
Finally, before consign deposit, must undertake property right undertakes checking is opposite book, exact know whether the house is in be mortgaged or close down wait for condition. Intermediary friend should make attestation medium only, can adopt good plan App or good plan small program " house property is checked book " function, get checking result quickly, buy the home to also can get the property right information of house property through intermediary.
2, consign deposit and sign a contract
Affirmatory building property right is no problem, both sides has again trade after intent, then with respect to this consign deposit. But nowadays house total prices at every turn about a hundred 10 thousand, even millions of, with the scale computation of 5% , deposit forehead spends lowest to also want 4-5 10 thousand, when making deposit so, still must take a heart.
If check a house to still be in,mortgage condition, the proposal does not give owner deposit directly, be in charge of superintending by tripartite however.
If buyers and sellers is OK tripartite object of reliance is abhorrent, can sign a simple agreement, after building of conventional atone for is finished, tripartite gives a selling party deposit. Need to make clear on the agreement " give superintend tripartite to regard paid selling the home as, sell the home with receiving deposit for of repudiate contract, count beak a contract " , sell the home in case superintending with deposit did not take wait in one's hand for break one's promise does not sell.
If do not have the tripartite that trusts quite, buyers and sellers can sign a superintendency agreement to the bank, the agreement is in trade the center is finished after giving a formalities, the bank moves deposit account selling the home again.
3, atone for building
Generally speaking, atone for building is the responsibility of owner, basically have two kinds of kind: One, owner is passed assure company, to building of bank loan atone for, generation carries insurance cost to use, and interest of building of short-term atone for, wait after buying the home to handle card of good house property, do to the bank again mortgage; 2, buy the home through assuring the company is done to the bank mortgage, the bank makes money of atone for building again sell the home, produce an insurance cost only among them, but the need that buy the home offers a building ahead of schedule.
To buying the home character, means of building of before the choice one kind of atone for will be safer. Because hind a kind of means, although can save interest of building of short-term atone for, but if sell the home,the building is put in property right problem, buy the home to will be immersed in passive condition.
4, head period money is put in the bank to superintend
Capital is superintended had become a system oneself at present, buyers and sellers should sign a capital to superintend an agreement to the bank only, open an account severally next, the agreement ends in the change the name of owner in a register that buy the home, after obtaining new house property evidence, head period money makes a selling party namely. And if trade in the process, because friend trades,stop, head period money will be hit buyer.
Stem from fair angle to consider, when silver-colored guild asks buyers and sellers superintends an agreement in the autograph, sign first on loan book, the buyers and sellers when such loan does not need to reach a bank personally, also can avoid to buy a moment to do not deserve to add up to loan to give sell the home to bring a worry.
5, sign business contract
When signing written agreement, pay close attention to 4 respects: Total prices of property right circumstance, house property, trade tax cost and date. Want to be in written agreement, trade clearly how does tax cost both sides partake; Hand in the date such as the deposit, change the name of owner in a register, time that reach a floor to want to decide.
Consign head period hind, what can sign emend form is secondhand house business contract. If trade house property with registered permanent residence, when signing a contract, should mention expressly the date that change of registered permanent residence gives and condition of break a contact.
If there is more precious furniture home appliance in the building, want detailed in subordinate list description, include brand, new old rate to wait, OK still even attach photograph, goods appears when making a room in case incorrect board circumstance.
6, anthology bank and do mortgage
If not be lump-sum payment, buy the home to still need to be done to the bank mortgage loan. Go to a bank doing loan to apply for to need buyers and sellers to show up, and want contract of proof of original of the Id on the belt, income, business.
Generally speaking, can get written reply to a subordinate body that day, but occasionally specified amount of meeting occurrence loan is spent cannot achieve anticipate, or the situation that assesses value tall bank to need to be evaluated again, general meeting lengthens 3 two weekday.
7, change the name of owner in a register and pay tax
When change the name of owner in a register, the property right that wants house property seat registers a center to deal with formalities of change the name of owner in a register, original of original of the Id on belt of need of buyers and sellers, house property card, secondhand house business contract. Give commonly hind, take receipt, owner can let the deposit that before the bank is put, superintends.
When paying tax, if contract agreement is the duty fee that pays each each, so two people must show up at the same time; If be owner fact,close, that needs to buy the home to show up only can; If be lump-sum payment, still can obtain new house property evidence directly; But if partial house money is,mortgage loan, those who take is photocopy of house property card, the bank also is met later go automatically room canal bureau deals with guaranty formalities, be in later the money that put end gives owner.
8, the building has sex
Involve property, water and electricity, cable television commonly, those who light gas to wait have sex, if the valuable such as furniture home appliance still includes inside the contract, it is clear to should be checked whether to have be changed or take away, ultimate owner just makes the key, finish formally trade.
If before have sign " agreement of the bail that make a room " , so have sex in the examination, when everything is no problem, bail should be handed in answer former owner. But if furniture home appliance has really,be short of break attaint, so after talking things over through both sides, can touch with bail buckle.
