By Chinese people bank, Bank of China insurance supervises office of information of Internet of administrative committee, country collective organization begins " financial knowledge popularizes lunar finance knowledge to enter 10 thousand " and " promotion finance accomplishment is contended for do financial good netizen " the activity was started formally in September 2018. Promote finance to lead broad finance customer energy, raise social community to be on guard risk and the consciousness that use financial service correctly, beijing area banking answers mobile call actively, dissect current and popular finance to broad consumer development kind bilk case, disclose the bilk intrigue of illegal element, with abundant the vivosphere of energy extruding negative energy, purify environment of financial modes of life and relation to their environment for broad consumer.
Understanding collects money illegally
With " fictitious money " " area piece catenary " collect money illegally what be a name feature
On August 24, letter of the silver-colored meeting that keep watch, central net does, bank of the Ministry of Public Security, people, market superintended total bureau to be released jointly " about be on guard with " fictitious money " " area piece catenary " the risk that name has fund raising illegally hints " , a few illegal elements are calling clew near future " finance innovates " " area piece catenary " banner, through issueing alleged " fictitious money " " fictitious asset " " digital asset " wait for means to draw fund, enroach on public closes right increase. This kind of activity is not be based on technology of area piece catenary truly, acclaim concept of area piece catenary to collect money illegally all right however, pass annul, the fact of bilk.
According to the reminder that 5 branches issue, this kind collect money illegally have the following characteristic:
01
Network, cross condition change apparent
Rely on Internet, chatting tool to do business, use tool income and expenses pays fund on the net, the risk affects range is wide, diffuse rate is rapid. A few illegal elements build a website through the server outside hire condition, essence faces churchyard dweller to develop an activity, long-range control carries out illegal activity. A few people are chatting in having group of groups, labour claimed to obtain outside the condition high grade area piece catenary project investment is spent, can invest for you, may be bilk activity extremely. These illegal activity capital are flowed to more outside the condition, superintend and track difficulty very big.
02
Beguiling sex, alluring sex, concealment the gender is stronger
Use heat concept to undertake hype, fictional items is various " lofty go up " academic, some still uses a V of National People's Congress " platform " conduct propaganda, with airdrop " candied " wait for temptation, allege " currency value goes up not to drop only " " invest cycle weak point, profit tall, risk is low " , have stronger bewitch sex. In be being operated actually, illegal element passes pull wires value of alleged and fictitious currency goes to situation, setting gains profit and be carried show the measure such as the doorsill illegal obtain sudden huge profits. In addition, the items that a few illegal elements still renovate with the pattern such as ICO, IFO, IEO issues token, or hitting the banner that shares economy to undertake with IMO means fictitious money is acclaimed, have stronger concealment gender and puzzle quality.
03
Put in a variety of illegal risks
Illegal element passes open conduct propaganda, with " static accrual " (fry money to appreciate gain profit) and " dynamic accrual " (development gets offline gain profit) for bait, attract the public to invest capital, and staff of development of investor of lure by promise of gain is joined, pool of ceaseless augment capital, have collect money illegally, pass annul, the illegal behavior characteristic such as bilk.
Collect money illegally typical case
Reviewing of details of a case
At the beginning of 2015, the person such as Zhao Mou of in collusion with of Zhang Mou of foreign nationality personage, Li Mou, established limited company of some network technology (the following abbreviation " network company " ) , be engaged in technically spreading fictitious money in Chinese churchyard. The person such as Zhang Mou alleges external what they manage " such-and-such money " be by " bit money " the digital money that develop and comes, have huge to appreciate space, and so-called it is to be in group of some famous international banking (the following abbreviation " financial group " ) reach its to accuse industry of 10 big Internet is useful between settle accounts of industry group interior, member the means of charge to an account. The person such as Zhang Mou alleges external, this number money is OK and current, appreciation is rapid, can let investor come true " one night is cruel rich " dream; Project of this number money external operation financing raises have two kinds of kind, invest for equity investment and creditor's rights respectively, all can let investor acquire interest of a huge sum. It is under the temptation of the interest, the person such as Zhang Mou in order to play character, classification the means of deduct a percentage from a sum of money, ceaseless development gets offline, induct capital, experience record number more than 100 people, experience record amount more than yuan 600. Hind, the person such as Zhang Mou is seized by police, pass with organization, leader sell an activity to absorbed the accusation such as public deposit blame blame, illegally to get of law punish severely.
Commit the crime method
It is practise deception, dummy company actual strength. The person such as Zhang Mou alleges external, the network company that its establish is accused actually by group of some famous international banking, this banking group is registered in New Zealand, return companies of pair of additionally many Internet to accuse at the same time. And network company basically is managed " such-and-such money " " equity is numerous chip " , claim to want " such-and-such money " make Internet number money. Via checking, afore-mentioned circumstances all are not belonged to solid.
2 it is usury temptation, beguiling public invests. This organization alleges external " such-and-such money " be by " bit money " the digital money that develop and comes, beguiling sex advocate " such-and-such money " have appreciate tremendously space, alluring other invests capital of a huge sum to the website that its establish. Should become " such-and-such money " constituent member, must fall in the commendation of old member, pay is different of level " the doorsill is expended " achieve corresponding level " such-and-such money " activation code, after the member is registered, cannot retreat meeting, cannot refund. This organization is returned with returning profit the development of means drive member of draw-out deduct a percentage from a sum of money gets offline, draw fund. Every layer class develops an user lowest to be able to collect the profit of 10% downward, level is higher, deduct a percentage is higher, but the means that can pile up with digital money activation only gets income. Such capital flow into the account of this organization ceaselessly, monetary activation code also increases ceaselessly. "Such-and-such money " project operation financing raises cent invests two kinds of way for equity investment and creditor's rights. Equity investment means is his pay 10 thousand yuan, become partner, level is higher, bonus proportion is higher. Creditor's rights invests cent to be current conduct financial transactions and fixed conduct financial transactions, among them interest rate of day of current conduct financial transactions is 0.03% , interest rate of fixed economy month is top 2% . Zhang Mou is publicized phonily external " such-and-such money is equal at RMB price " , can flow on the network, press everyday extremely appreciation, but actually not can current, also cannot trade.
3 it is layer upon layer return profit, ceaseless development gets offline. The person such as Zhang Mou with " equity is numerous prepare " investor of the deceit that it is a name, stipulate every investor can develop 10 to get offline, get offline can continue to develop get offline, in all 19 generation, every development gets offline 1 times can win 2000 yuan of get one's own back, get offline to develop again get offline, can get 1000 yuan of get one's own back, with this analogize. If investor does not have development to get offline, nearly 20 thousand RMBs can be obtained after investing one year.
