China paid liquidation association to be released external now " about enhancing engage by special arrangement business door management is on guard the risk clew that business door divert pays interface "
2018 first half of the year, china pays liquidation association to inform against a center to receive involve engage by special arrangement in great quantities business door divert pays interface inform against, inform against a center to investigate discovery, the part receives stand-alone form to network engage by special arrangement business door and network pay interface management not to reach the designated position, fail to take effective measures to engage by special arrangement with technical measure business door trades the circumstance undertakes monitor and be checkinged, to engage by special arrangement business door divert pays interface to bring an opportunity that can be exploited to sbs advantage, cause a large number of clients are complained and inform against. To be on guard this kind of risk, normative industry order, hint as follows to member unit venture now:
One, orgnaization receiving sheet violates the fundamental condition of compasses
Inform against a center investigation is belonged to first half of the year in be being informed against solidly, in the light of engage by special arrangement illegal divert pays business door interface inform against amount to more than 1000, involve orgnaization receiving sheet in all business of 37 the home, engage by special arrangement door 362. According to findings, orgnaization receiving sheet violates compasses act under main existence.
(one) business of engage by special arrangement door the examine and verify that join a network is non-standard, business door real name makes management be not fulfilled reach the designated position. Afore-mentioned behavior were disobeyed " bank card receives only business to run way " the 7th " orgnaization receiving sheet extends trade of engage by special arrangement door, ought to abide by ' the client that knows you ' principle, ensure place extends engage by special arrangement business door is to be established lawfully, the trade that pursues lawful management activity door, undertake engage by special arrangement business door receives only business to manage responsibility " regulation and China pay liquidation society " blame bank pays orgnaization network to pay business autonomic standard " the 9th pays an orgnaization to answer according to " pay orgnaization Internet to pay business risk to be on guard how-to " business of examine and verify.
(2) to engage by special arrangement check of business door make one's rounds is mixed trade the day-to-day management such as monitoring does not reach the designated position, discover engage by special arrangement not in time business door violates compasses divert to pay interface. Afore-mentioned behavior were disobeyed " bank card receives only business to run way " the 20th " orgnaization receiving sheet ought to build business of engage by special arrangement door censorship, check the administrative demand such as content of frequency, examination, servy record clearly, fulfil inspection responsibility. ... to business of network engage by special arrangement door, orgnaization receiving sheet ought to adopt significant examination step and technical measure to be managed to its content and trade the circumstance undertakes checking " pass an imperial examination 22 " orgnaization receiving sheet ought to be built receive single cross easy risk to monitor a system, right doubtful trade to be checked in time and take effective measures " regulation.
2, orgnaization receiving sheet the risk flaw that in network engage by special arrangement field of business door management exists
(one) to engage by special arrangement business door enters net examine and verify lax case. To extend business door market quickly, the part receives stand-alone form to engage by special arrangement the examine and verify joining a network of business door is too comfortable, enter the share net data not complete, did not obtain special industry business to manage aptitude license, website to did not undertake ICP puts on record the unit that waits for a problem or individual development are business of engage by special arrangement door, make from fountainhead problem business door enter pay the market. Inform against a center to check first half of the year in violating 362 business door of compasses, the businessman that did not believe ministry website to undertake ICP puts on record in labour door 27; The trade that did not refer aptitude of special industry business to permit material door 3; Did not refer account of unit bank settle accounts to open an account the business of licence door 1.
(2) to engage by special arrangement of business door trade do not monitor reach the designated position. The part receives stand-alone to compose is installed not effectively or be carried out not strictly trade the regulation that monitor, not right doubtful trade to undertake be checkinged effectively or take corresponding limitative step, right business door trades feature and the case that actually border management content, setting nots agree with support indulge attitude. Inform against a center to check first half of the year in violating 362 business door of compasses, existence is big, high frequency trade, trade feature and business door the business that scope of operations nots agree with apparently door 36.
(3) did not fulfil pair of engage by special arrangement the check of make one's rounds of business door is compulsory. The part receives stand-alone form not to network engage by special arrangement according to the regulation business door undertakes be checkinged effectively regularly, check of make one's rounds flows at the form, identify engage by special arrangement effectively business door manages network address and ICP actually to put on record the address nots agree with wait for case. Inform against a center to check first half of the year in violating 362 business door of compasses, the trade that management website cannot open normally door 23; Website management content and the business that into the net the scope of operations that register nots agree with apparently door 21.
(4) did not undertake be checkinged deep to involving business door divert to pay the client of interface to complain. The part receives stand-alone compose to be extend business quickly, inactive treat a client to complain, did not complain item to undertake significant risk is checked to the client, did not take effective measures in time to discover and check the act that violates compasses divert to pay interface. Individual orgnaization falls in the situation that receives relevant client to complain for many times, continue to be a problem business door is offerred pay a service. Inform against a center to check first half of the year in violating 362 business door of compasses, the trade that involves a client to complain door 171, occupy violate compasses commerce door 47.24% of gross.
