The near future appears ceaselessly incident of P2p platform cruel thunder, from this year since June, have cruel thunder of two P2p platform on average everyday, in 12.55 million Bao Lei of platform of the P2P inside the time of promotion a week is breathtaking July, this number lets a person shudder not only, so does P2p platform rely on not to rely on chart after all?
Above all we understand what is called P2p first, p2p essence is leasehold platform of network of Peer To Peer, p2p company basically has two products, one is conduct financial transactions, one is loan, substantially P2p company is equivalent to an intermediary, the person that has idle beyond fund can lend money to those people that need capital have enough to meet need through P2p company, this itself does not have a problem. But company of a few small cheater basically is adopting the attitude that earns one ticket to run namely, they often can attract investor with the accrual of high specified number, a lot of even year accrual exceeds 20% , regular P2p corporation year fixed income basically won't exceed 10% , when the investment that should see earnings of acceptance high specified number so, this moment must notice capital is safe, what you take a fancy to is the family's accrual, what the family takes a fancy to often is your capital. Still one is plant is Pang fraud, this is in our home also is origin with long, belong to to this kind of company before through ceaseless attraction new investor capital repays the accrual of old investor, actually this is torn open namely substantially east the wall fills on the west the method of the wall, but capital catenary can rupture sooner or later, cannot have repaid when the company when the client's accrual, basically the company also leaves run the region is not remote. Because itself doorsill is low before P2P company,returning those who have one kind is, a lot of a few young shopkeepers have bit of capital head one heat opened domestic P2P firm, accuse each respect to hold to wind bad, especially bad Zhang leads this one block control bad, when borrowing the capital that go out to close not to come back in great quantities a lot of moment meet platform boss go denying, it is to run even road. Now as the Bao Lei with P2p ceaseless platform, the individual considers as a favour, strengthen ceaselessly as what national finance superintends strength, the market will be cleaner and cleaner, believe prospective P2p industry can normaller and normaller, let investor can be at ease.
