generation of China does poineering work civilian battalion entrepreneur is in all previous classics is close 40 years after struggling, no matter be company assets or,at present familial fortune accumulates certain level, household company also is entered already hand over class phase. Comparative and Euramerican developed country is bordered Japanese inheritance even to the 3 experience to 5 generation, the inheritance of two acting worlds of Chinese steps forward however dimension difficult.
By college of town of college of research center of household company of China of university of lab of countrywide business association, Zhongshan, Zhejiang household company institute and Li Jin write down familial and collective an initiated survey shows: What household company has carry on desire in 2 generation is only 35% . Among them very big one part reason is by the person that do poineering work oneself is not willing to fade out of power center, cause inadequately to developing the understanding on the problem of successor. Of course, the 2 difference that take the place of to go up in idea idea with generation, the inimical psychology that also makes 2 generation larger to carry on generation.
In these a few years we are opposite the contact of 2 generation and in interviewing, discover a lot of 2 generation to be more than industry of successive father generation far to the interest of finance and investment. In the 60 many case that cover in us, the 2 generation that have 3/4 at least more or less sortie invests a domain to finance. Have in financial orgnaization full-time go to work, have what open financial firm with friend partnership, finance of helpful also familial business management invests a project. Liberalize as the market the propulsion of development, the challenge that household company faces a lot of differring really and temptation -- hypostatic economy steps forward dimension difficult, financing difficulty, it is difficult that environmental temptation falls resist of high risk high income " quick buck " alluring, so a lot of household companies have dance as the times, step bound estate and financial investment in succession. Whether money begins capricious?
Let us view one stake rich the consequence with 2 rich and capricious generation.
Lose restricted investment, the foreshadowing of familial decline
Li Haicang makes the father that sea Xin iron and steel meets by Li Zhao single-handed, it is Shanxi saves the 2nd big steely company and the biggest civilian battalion company. 2003, after Li Haicang dies accidentally, li Zhao can take over household company below the fix one's mind on in the grandfather. However, the idea that Li Zhao meets is not managing entity completely economically, instead is our market of wanton free idle fund, iron and steel of Xin letting the sea becomes what for him sortie finance invests " machine extraction a money " .
After carry on the first year, namely 2004, li Zhao can pass Hai Xin's steely and subordinate Hai Xin industrial up to 600 million yuan price, suffer allow bank of the people's livelihood 160 million, become bank of the people's livelihood the 10th large stockholder. The bovine city 2007 is bit faster, hai Xin is industrial undersell bank of the people's livelihood in the hand is close 100 million, set exceed 1 billion yuan now. The investment of bank of the people's livelihood becomes Li Zhao the can most successful on capital market investment. Li Zhao still can invest the company such as the smooth big bank, negotiable securities that start line of business, Shanxi negotiable securities to be covered successfully early or late now, and also be on 2 class market move again and again. But the huge cut that gives birth to a bank to go up relative to Yu Zaimin is obtained, li Zhao meets what go up in capital market later to run, did not obtain pretty outstanding achievement.
Exsanguinate of iron and steel of can ceaseless Cong Haixin is defeated by Li Zhao to capital market, however a lot of capital disappear at aeriform market after this, did not feed back an enterprise, iron and steel of Xin of the sea that prop up continues to develop. From 2013 the bottom begins, the production of sea Xin iron and steel begins occurrence problem, to 2014 6 blast furnace of the factory after the Spring Festival begin in succession stop production, to March 2014 Xin of sea of the last ten-day of a month is comprehensive stop production, owe billions of debt personally, begin to enter formal insolvency by 2014 program. The near future, sea Xin iron and steel is exposed to the sun to give the scandal of bribery official again.
Li Zhao because the meeting is excessive be fond of capital to run, the speed that will 10 years be bent on capital market goes out quickly, ignored the development of industrial company completely, to iron and steel advocate course of study is heard scarcely pay no attention to, also did not smoke a capital in time to undertake remedying when enterprise substance occurrence problem, brought about step by step Hai Xin is steely today downfallen. Carry on 10 years of roads, all without exception lets each spectator sigh. Can say, li Zhao is met of carry on inchoate, as a result of father Li Haicang and familial influence are returned can hold together period of time, and economic situation is better, the management investment pattern that Li Zhao meets still can be maintained; But when financial economic depression later, capital market glides quickly, lost hypostatic economy right now prop up, hai Xin topples steelily also is not unexpected.
Work along both lines, the strength of household company
But it is dying recieves orders likewise, peaceful Bohuamaoji's round Xu Lixun is have the aid of however the success that finance invests, laid the foundation of own carry on. Xu Lixun rested from the United States 1999 after graduation of major of university industrial and commercial management goes back to the motherland, Siduilaisi did not return household company directly. But on April 30, 2000, hua Mao encounters throughout history the biggest crisis -- Hua Maomei country when the crisis, xu Lixun enters Hua Mao, for far the father that is in the United States manages domestic overall situation. Then, xu Lixun of 26 years old becomes father appoint accredit person and agent. Assume office beginning, xu Lixun is facing the condition of go from bad to worse of company outstanding achievement, to the end of 2005, hua Mao appears to establish first degrees of 30 deficit that come for years. Below such circumstance, having to money market all the time natural and sensitive with the Xu Lixun that love, began to prepare sortie capital market 2004. Lend Ning Bo the bank change make an opportunity, xu Lixun invests 161 million undertake adding holding, and bank of peaceful 2007 wave appears on the market, also brought rich and generous redound for Hua Mao. After this, xu Lixun moves again and again on capital market, become a shareholder Ning Bo builds labour, Ning Bo to combine communication to wait.
After passing outstanding achievement to stand firm in enterprise interior, xu Lixun did not abandon father be being hit all the way spell the educational industry that come out. Take new-style talent seriously to foster in enterprise interior on one hand, comb company system, clear company assets, carry out " the system is more than a president " turn management subtly. In the meantime, seek a breakthrough ceaselessly on industrial development, the hope can draw lessons from successful mode of abroad, break educational field action to bid of mode manacle. Now nowadays, hua Mao is in of Xu Lixun guide fell to form the investment industry chain that gives priority to with equity investment and investment of negotiable securities of 2 class market not only, it is more one in order to teach industrial the diversity group that is a foundation.
And as 85 hind one of successor delegates Yu Jiangbo also can say is achievement brilliant. As person of door of control of new smooth group " adorn taste queen " Zhou Xiaoguang's cornstalk, study abroad from England after homecoming, returned household company to hold the post of assistant of mart vice president 2008. Was appointed to be new light to act the role of 2011 after tasting general manager, begin to undertake a series of intense reform, the bag outside having blame core production for example, build strategy of high-end much brand, obtained favorable result. Promotion company current situation while, still undertake business of brand-new electronic business affairs expands, established 3 kinds of perpendicular and integrated business, involve net inn to build, content sheds the many domains such as storage and electronic business affairs. From industrial the choice that be being made is him Yu Jiangbo, he thinks to understand industrial ability to make good investment only. As after acting the role of those who taste an industry to comb transition to stabilize, yu Jiangbo also begins gradually the investment field with familial sortie. Late on June 9, 2015, capital of share of new smooth group borrows housing successfully to appear on the market through ST Jinlu, yu Jiangbo and parents bring new light together to more capacious capital future.
Not the 2 generation of carry on
Xu Lixun and anxiety river wave chose work along both lines, at the same time the industrial foundation that hardship of generation of shift administration parents lays, the interest that presses oneself at the same time makes financial investment, three heads and six arms-superhuman, although work hard but oneself also grow quickly in harden oneself. But also a lot of 2 generation can want to learn He Jianfeng more, do not receive the administrative power of household company completely, oneself are outer found investment firm, the board of directors that enters beautiful group with partner status finally becomes blame executive director.
Regard beautiful group author as He Xiangjian alone child, he Jianfeng began to do poineering work 1994, pass the United States at first swim up and down industry -- OEM of small home appliance produces build up, the transition after all previous classics develops 10 years quits manufacturing industry of OEM home appliance and current job stage by stage, change centre of gravity to capital the market, wait for a method to begin sortie negotiable securities to invest an industry through buying at the same time. He Jianfeng breaks away from the influence of father He Xiangjian stage by stage from the achieved group that be filled with a peak, a few years subsequently He Jianfeng runs a respect to harvest in capital quite abundant, if amounted to the equity of fund through buying windward Gao Ke and Yifang 2007,wait. In regarding a lot of people as the eye " success will come when conditions are ripe " carry on 2 generation, he Jianfeng is having his career to go after, do not want to carry on father line of business, the hope can build the kingdom that belongs to his. Because son early in the morning makes clear,be probably do not wish to take over familial industry, he Xiangjian early extends handler of occupation of the education in the process in the operation of the enterprise. Organize through adjusting enterprise interior, the hand over to the next shift when construction and the mechanism that perfect a company and system will cooperate his to did not retire works. 2012, he Xiangjian exits the United States formally when, replace what he becomes the United States to steer a boat of the person is not his alone child He Jianfeng, however professional handler Fang Hongbo. Since did poineering work 1994 beginning all the time free shows to hand in the make one's bow is beautiful board of directors after marvellous profession handler to hold the position of trustee in He Xiangjian nowadays in the He Jianfeng besides household company, successive equity and fortune while professional handler is put outside counterpoising business management. This kind of way ought to say is the special case with at present medium case of household company inheritance. See in future, he is familial the group behind the curtain that retreats house beauty, beautiful move toward certainly will the public enterprise, we also very be happy to observe in future He is familial to the United States consequence is met how alternate, can save again in the development of the future that He Xiangjian's brand is in the beauty and culture how long.
Why does financial capital get 2 generation people favor so?
One of, do not wish to resemble father people of a certain kind again so earn painstaking money
The household company that China looks advancement enters inheritance period people mostly get rich at around of reforming and opening, get the confine of macroeconomic pattern and influence, household company is centered in low end mostly manufacturing industry, belong to content of science and technology inferior labour force is concentrated model industry. After all previous development via nearly 40 years, the enterprise that development is able to live in can falling into disuse was formed mostly quite dimensions, those who finished company assets and familial fortune is preliminary accumulate. But what cannot ignore is, be opened in the round in the market and be faced with while international competes, the enterprise also arrived at transition to upgrade when the mouth. Face the hypostatic economy of profit weakness, and gliding industry grows, what what when 2 generation mean shift, face is an internal relationship complex, the giant industry group with outside heavy pressure. Witness the 2 generation of the hardships picture that father generation does poineering work as a child, do not be willing to take over even more hard industrial also be reason in. Push with manage, after a lot of generation oneself had experienced these painful poineering course also not the child that be willing to part with or use lets him sets foot on old way, aux would rather the interest that allows them to develop them morely.
Secondly, had had " the first pail of gold "
To a lot of " rich 2 generation " for, familial advocate course of study is responsibility more compulsory, and the experience that invests a domain to finance is entered is interest part more. The fortune of father generation accumulates what bring investment for 2 generation " the first pail of gold " , relation of familial person arteries and veins also is helpful for searching the preferential resource that invests a project. No matter be to become independent to do poineering work or be engaged in finance investing a domain, generation serves as more " investor " bankroll support, below the premise that holds father generation fund in the hand, "Money lays money " it is a road that becomes rich quickly. As household company tens of year develop, it is more difficult that fortune appreciation and inheritance come true in traditional industry, the angle that 2 generation invest from finance intervenes, can saying the interest of 2 generation is in since also is the approach that generation tries new field. If 2 generation are effective use resource platform, "Money lays money " can make already the partial fortune of generation gets be usinged effectively, at the same time OK also and contented asset keeps the demand that is worth appreciation. Over the fortune foundation that in father generation hardship accumulates 20 years, 2 generation are passed very likely a few years short run can obtain quite the accrual of abundant.
Thirdly, the study sth in order to apply it on major, the lifestyle of investor
The successor great majority of new generation gets abroad study abroad the edification of atmosphere, in them very big one part person attend in a advanced studies the relevant major such as finance, economy, finance affairs, of oneself record of formal schooling and resource accumulating also is to make their apt be engaged in financial industry. And when studying abroad, era gets alleged " wall street spirit " concussion, also make at the beginning of 2 generation are not willing to resemble father generation doing poineering work too euqally again the sort of " become a boss by day, sleep in the evening floor " tough life, they are fond of more stay on north wide wait for city of center of banking of a gleam of to realize his capital to run invest a dream with finance. Can say, 2 generation people the ability that wants to run proof oneself through capital already, can study sth in order to apply it, hope to be able to maintain oneself to grow at the comfortable life style that likes what form in fortune relatively again.
Its 4, times development makes like that, take advantage of an opportunity and for
After in economy development enters platform period, hypostatic industry faces the pressure that transition upgrades, the profit margin of any industries surmounts finance impossibly to invest return rate of brought high specified number. than below, financial it may be said is devoted low, redound is fast, the profession with high income, in the process that matures with each passing day in money market, mutiple level capital market also is growing gradually, internet finance already also became the popular topic that comes nearly two years. Can say, the attraction of the temptation of market environment and rising market to 2 generation people for having fatal attraction, the collision of traditional industry and burgeoning industry also is 2 generation people one of main reasons that choose financial investment. Face high risk to spur the rapid development of industries of next high income banking, 2 generation people hope for takes wind and rise, take advantage of an opportunity and for also fair and reasonable.
Rich need not capricious
Be based on above a variety of reasons, 2 generation people the favour that invests to finance is success will come when conditions are ripe it seems that, hasten of general trends place. Do 2 generation enter finance to invest travel and capital to run what to mean to familial inheritance?
Can see from inside the case of above paragraphs 2 generation undertake capital runs the pattern that has two kinds of successes. It is two tactics is caught, the couple that two legs take. It is with the Yu Jiangbo of Hua Mao's Xu Lixun and new light exemple, 2 generation can be in completely take over advocate course of study while one of strategic extension measures that will regard a group as backside with investment, the diversity that urges a company develops, increase in the risk resistance ability of economic fluctuation period. So household company and 2 generation investment perfect another kind of group He Jianfeng that resembles the United States namely of course the means that come off, but this is about to seek person of familial palm door must of culture of the reserve education that in advance does nice talented person, company build the preparation that plans with inheritance. If 2 generation are engaged in investment cannot undertaking with enterprise substance clear depart is mixed quite,form effective restricting, can produce the case that iron and steel of Xin of such as sea makes a person sob so.
While 2 Dai Jishen finance invest a domain we discover not hard also, even if the station starts on the shoulder of generation, the rapid development venture of capital market also nots allow small gaze. Accordingly, 2 generation must make good risk control when devoting into investment field. Household company needs to build perfect household company to administer mode, superintend familial poineering fund and investment management through establishing familial committee, personage of major of OK also and proper have the aid of and orgnaization have investment decision-making, the biased and brings needless loss that avoids individual judgement and risk.
Finally, still should return essential, pay attention to the education of familial viewpoint of value. If familial fortune did not gift familial viewpoint of value and responsibility, rich and capricious result can is immersed in rich the demon cuss that does not cross 3 generation. The familial viewpoint of value that develops 2 generation and the responsibility to family property are to give this generation to grow at the new era in fortune to do tide best gift, having money need not be capricious, however " natural disposition " (the child with sensible assist of Hong Kong person) , familial with social responsibility it is fortune is restricted best.
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