In Internet banking industry, to every borrower, in the network the metropolis in leasehold business appears the phenomenon of loan exceed the time limit, normally little an exceed the time limit 9 days, many a chapel even the thing of half month also is to happen constantly, however, no matter be P2P net borrows industry or banking, can appear violate compasses urge close or force is urged control an appearance, usually, this kinds urge debit style quality relatively abominable, let vexed of a lot of borrower unceasingly.
However, this year Chinese silver kept watch August meeting print and distribute " it is good that Chinese silver protects inspect to be able to be done about banking and insurance sweep black the announcement that concerns the job except evil special accuse and denounce at a meeting " (the following abbreviation " announcement " ) , say to want to strengthen superintend, take strict precautions against evil organization of experience black experience and individual to enter banking and insurance. Put forward to hit banking mainly 6 violate compasses act greatly, sweep in this among them black in dividing evil activity, right with be being imprisoned intended harm, illegally, affront, threaten, minatory, annoy wait for illegal means to urge the phenomenon that receives loan, will undertake earnest processing, of course, relatively abominable to the clue urge debit type and measure, urge the person that close finally to will assume criminal responsibility.
Although this " announcement " all sorts of random elephants that also basically appear with insurance in the light of the bank, but urge to force control an appearance, urge namely stop staff with be being imprisoned intended harm, illegally, affront, threaten, menace break the law urge receiving a phenomenon to shift an industry in P2P net also is key blow and illicit chaos elephant, and association of Chinese Internet banking for many times dispatch expresses to object force urging close, and still be released " debt of Internet finance exceed the time limit is urged accept autonomic joint pledge " come keep within limits should be resembled in disorder, at the same time hope net borrows platform to be able to be in self-discipline is accomplished in urging the process that control, and civilization is urged close, the standard is urged close.
But because partial net is borrowed,violate compasses operation phenomenon to highlight, because this is become after loan exceed the time limit, still use force to urge the kind that receive to let borrower reimbursement, the negative effect that causes finally normally is relatively abominable, the person that also lets a lot of nets borrow exceed the time limit accordingly is exceeding and malcontent, so, complain to what the net borrows platform house is tall no less than.
Next, should urge the person that close with be being imprisoned intended harm, illegally, affront, threaten, minatory, annoy wait for illegal means to urge when receiving loan, will get legal punish and urge receive personnel to will assume criminal responsibility, because should urge debit type to break the law not only and the influence is relatively abominable, especially partial net borrows platform urge the person that close to divulge the individual data with transmission borrower to be defamed at will, all cause relatively serious harm to the reputation of borrower and individual privacy right, even the appearance that the clue uses the person that adopt force to beat up a net to borrow exceed the time limit more badly directly also has appeared, of course, this phenomenon all belongs to illegal crime urge debit form, bigger to the harm of borrower and negative effect, after once become,accordingly borrower is sued, urge the person that close to will assume criminal responsibility and can undertake detain or be sentencinged waiting.
Accordingly, to borrower, no matter be,in the bank loan or P2P net borrow exceed the time limit, should urge the person that close to use the means with relatively abominable clue to urge only when closing, the victim has authority to complain or sue this to urge the person that close and this platform, should urge especially receive personnel to be urged with the means that imprisons intended harm, illegally when receiving loan, borrower should counterpoise for him dimension more, because of this kinds of phenomenon not only clue abominable and it is association of Chinese Internet banking and illicit of superintendency branch place random elephant.
