On October 26, spend Grain Full finance and Nanjing bank to sign strategic cooperation agreement. On this second conference, spend Grain Full finance to announce, at present everyday loan specified amount has achieved 1 billion yuan, and the backside of this one word, it is the rich setting inside Baidu zoology, spend Grain Full finance the ability of financial science and technology of banner industry, and spend Grain Full finance gianter and gianter " the friend is encircled " .
The predecessor that spends Grain Full finance is Baidu finance, gene of technology of adopy Baidu AI, it is the company of financial science and technology of drive of a powerful technology, have rich setting, make the ability that spends Grain Full to create high grade capital fund ceaseless promotion.
But the demand of the generation inside Baidu zoology is very huge, spend demand of the finance inside the Baidu zoology that Xiaoman can satisfy at present, still insufficient 1% , one tremendous " financial treasure mine " when spend Grain Full and partner to go jointly mining, exploitation.
1
Mine of treasure of Baidu zoology finance still has 99% to wait for mining
Baidu has rich setting, everyday the user of 100 million is in know exactly about sth Baidu search travel going abroad, decorate, hire room, education to groom, the consumptive information such as 3C product, the inquiry that at the same time also many small small company runs a side is searched. While the client is searching product and service, also arose tremendous credit financing demand. Also can generate much investment and economy demand at the same time.
Spend the response of Grain Full finance to demand of the finance inside Baidu zoology, be pair of search zoology feed back, let searched zoology to get farther outspread, make the connotation of Baidu search zoology and extension got deepen and be extendinged, spend the intelligent modes of life and relation to their environment that Grain Full finance and partner make, already the search zoology with Baidu, formed close complementary relationship, undertaking the confluence of deeper administrative levels. The ecosystem with this one ceaseless solid ego, the exploration that goes up in general benefit road to spend Grain Full finance and partner, provided the space with an infinite latent capacity.
Introduce according to spending Grain Full finance, at present inside Baidu zoology, spend even if of Grain Full finance to be put everyday borrow 1 billion yuan, still cannot satisfy among them even if the financial demand of 1% , the demand that still has 99% above did not get satisfaction. This one " financial treasure mine " having vast exploitation space.
If want to dig this part " golden mine " , ability of science and technology, partner, be short of one cannot.
2
Spend Grain Full advanced technique to identify high grade asset
From " Internet + " transfer " intelligence + " it is an inevitable trend, AI times will be the next era of Internet. Spend what Grain Full finance regards Baidu finance as business to delay bear, its blood midstream is dripping the gene of Baidu advanced technique, acceded Baidu everyday data of one billion four hundred and ten million and sixty-five thousand four hundred and eight class, country's biggest GPU group, and the banner big data wind inside course of study accuses platform. Spend Grain Full finance to will rely on the Baidu big data, dominant position that calculates force and algorithm to go up, participate in collaboration of financial entire chain extensively, develop and outputted ability of a series of financial science and technology.
Nearly 3 years since, spend Grain Full finance to be thrown ceaselessly in respect of research and development of intelligent finance technology, good burnish technology harvest and partner are popularized jointly, compose proposes form of new student of financial science and technology.
2017, spent Grain Full to be made for agricultural bank " financial cerebra " , on the silver of palm of intelligence of Agriculture Bank new edition of the line on this year June, the user can have brushed a face to log onto APP, undertake through speech Zhang is operated turning. In the meantime, spent Grain Full finance to make the consumer credit system of one a complete set of for 100 letters bank, obtain wind of guest, big data to accuse in intelligence, the domain such as intelligent customer service spreads out thorough collaboration, help strength 100 letters bank becomes a true intelligent bank. Inside half an year, 100 letters bank already was put for 2 million user borrow exceed 40 billion yuan.
On October 12, 2018, spend Grain Full finance and institute of government of Beijing University brilliance, establish financial science and technology to combine a lab jointly, farther deep ploughing, accumulate financial science and technology.
Spend Grain Full finance and Nanjing bank this to reach strategic collaboration, in pay settle accounts, Pu Huijin be in harmony, retail banking, company finance, put a valve science and technology of finance of mandatory, a person of same business, finance, cross area service and associated sale to wait for layout of 9 big fields, undoubted meeting lets ability of science and technology get farther big evolution. As we have learned, in a year of when cooperate with Nanjing bank much time, spent Grain Full finance and Nanjing bank to had served 150 more than user jointly, specified amount of accumulative total loan is close 20 billion yuan, bad Zhang leads excel a person of same business.
The technical research and development that lasts for a long time is devoted, let spend the ability of science and technology of Grain Full finance to precede continuously, do not break ego iteration. Spend Grain Full finance " financial cerebra " be based on cloud of AI, big data, finance to reach the rock-bottom technology such as area piece catenary, can offer wind of intelligent sale, intelligence to accuse, intelligent customer service, intelligence is cast consider wait for the ability system with one whole a complete set of. It is a kernel with artificial intelligence, through work body identifying, pattern recognition, voice print identifying, OCR identifies wait for technical measure, have test to user identity true, reduce nuclear check cost considerably.
3
Spend Grain Full to invite associate to be dug in all " golden mine "
Have the capacity of financial science and technology with banner industry, and driving high grade asset builds capacity, but still cannot satisfy the giant financial requirement inside Baidu zoology, accordingly, spend Grain Full to put forward, grasp hold " associate wins first, continuously win-win " cooperative concept, hand in hand partner, collective exploitation " financial treasure mine " Pu Hui of carry out travel.
Came two years in the past, spent Grain Full finance to combine the financial orgnaization such as company of gold of many 50 bank, disappear to cooperate deep, will satisfy the financial requirement of Baidu user jointly.
Current, spend Grain Full to had spread out the collaboration of domain of financial science and technology with orgnaization of many 500 finance, "The person that dig mine " accelerating growth, spend the intelligent banking modes of life and relation to their environment that Grain Full and partner make, to more orgnaization radiate.
Strategic collaboration with Nanjing bank, both sides all recommends cooperative achievement more finance orgnaization of purpose. For instance Nanjing bank advocate initiate hold water " Xin joins financier club " in unit of member of many 140 commercial bank.
Dig the grow in quantity of mine person, can not reduce the exploitation space of someone else, can make instead " golden mine " more giant, because zoology is style of a life, financial demand gets satisfaction ceaselessly, baidu oneself zoology also can grow ceaselessly, upgrade.
A team digging mine that expands ceaselessly, the golden mine that a ceaseless ego extends, square to participating in each for, mean " without the ceiling " development foreground and the broad road that are full of an opportunity.
Spend Zhu Guang of CEO of Grain Full finance to express: "Financial essence is data processing. Baidu had had old position and precipitation in artificial intelligence domain, we hope to use Baidu to calculate force, algorithm and big data advancedly, embrace artificial intelligence times together with financial orgnaization, provide the financial service that is worth reliance for more clients. This also is the original intention that we established Baidu finance 2015. This also is the original intention that we established Baidu finance 2015..
Future, artificial intelligence will apply more setting in, it will change numerous and traditional industry, ecbolic a lot of strange things. And the intelligent banking modes of life and relation to their environment of a ceaseless iteration will bring more value to the society, the life that can have more person is better because of this.
