In October 2018, p2P net shifts an industry integrated yield is 10.24% , annulus comparing drops 6 base point (=0.01% of a base point) , rise compared to the same period 74 base point; Average loan time limit is the industry 14.66 months, annulus comparing shortens 0.21 months, spun compared to the same period 5.82 months. P2P net shifted an industry in October clinch a deal the quantity is one hundred and two billion two hundred and sixty-seven million yuan, annulus comparing drops 7.65% , drop compared to the same period 53.17% .
The industry clinchs a deal this month the month on quantity continuance downtrend, but drop speed tends basically stable. Notable is, up to by October 2018, p2P net borrows industry accumulative total to clinch a deal the quantity already was as high as 7.81 trillion yuan, hopeful is broken through this year 8 trillion close greatly. Up to by October 2018, p2P net shifts an industry normal operation platform is aggregate wait for gross of gold of repayment of capital to be eight hundred and thirty-two billion two hundred and eighty-nine million yuan, annulus comparing drops 2.51% .
Up to by October, p2P net shifts an industry amount of normal operation platform drops reach 1231, photograph comparing reduced 46 by September; According to not complete count, close down and problem platform amount were 46 in October, annulus comparing drops 31.34% ; P2P net borrowed the brisk investment number of the industry, active loan number to be two million two hundred and seventy-three thousand eight hundred person, two million six hundred and thirty thousand one hundred person respectively in October, among them active investor counts annulus comparing to drop 5.90% , active borrower counts annulus comparing to drop 4.13% .
It is below the net borrowed content of monthly magazine key in October:
The net borrowed integrated yield is little to answer in October drop average loan time limit shortens
Report data shows, in October 2018, the net shifts an industry integrated yield is 10.24% , annulus comparing drops 6 base point (=0.01% of a base point) , rise compared to the same period 74 base point.
In light of the city that divide a province, in 30 province town of countrywide that entered statistic October, 17 province such as Gansu Province, Qinghai, Anhui are integrated yield under countrywide level (10.24% ) , gansu Province is integrated yield lowest, for 5.68% . Shanghai is integrated this month accrual is tallish at leading level of prep above whole nation, for 10.69% , annulus comparing rises 28 base point; Beijing is integrated this month yield also level of prep above whole nation, for 10.57% , annulus comparing rises 15 base point; Integrated this month yield is Guangdong 10.07% , annulus comparing drops 52 base point. The 3 provinces city with integrated top yield is Yunnan, Guangxi and Ningxia respectively, it is respectively 13.52% , 13.43% with 12.6% .
From October net of each province city borrows integrated yield to change the case will look, in 30 provinces city, annulus comparing gives the integrated yield that shares 16 provinces city to drop now, drop the 3 provinces with bigger range are Shandong, Henan and Guangdong, dropped respectively 84, 56 with 52 base point. And in the 16 provinces city that integrated yield rises, ascendant range is the biggest is Yunnan, Ningxia and Tianjin, rose respectively 194, 110 with 60 base point.
The net shifted an industry in October average loan time limit is 14.66 months, annulus comparing shortens 0.21 months, spun compared to the same period 5.82 months. Ended a trade this month the trend that average loan time limit goes tall continuously, of before recombine a few months add fast put delay all the time, accountable industry is average loan time limit already tended stable, did not come or small fluctuation will appear to fluctuate in this level situation.
The net was borrowed in October clinch a deal quantity, wait for in pairs of gold of repayment of capital to drop once more but tend stable
Report data shows, p2P net shifted an industry in October 2018 clinch a deal the quantity is one hundred and two billion two hundred and sixty-seven million yuan, annulus comparing drops 7.65% , drop compared to the same period 53.17% .
The industry clinchs a deal this month the month on quantity continuance downtrend, but drop speed tends basically stable. Clinch a deal this month the volume drops basically is to suffer National Day little impact length a holiday, plus join compasses examination near at hand, many platform reduce scope actively.
Clinch a deal from what net of P2P of each province city borrows in light of the circumstance, in the 30 provinces town that enters statistic, only in October 9 P2P nets that visit town are borrowed clinch a deal measure annulus comparing to rise. Clinch a deal before the quantity ranks the whole nation 3 is Beijing, Shanghai and Guangdong, october clinch a deal the quantity is thirty-one billion nine hundred and thirty-nine million yuan respectively, twenty-six billion six hundred and seventy-eight million yuan mix twenty-four billion seven hundred and sixty-six million yuan. Beijing drops this month extent is achieved 10.03% , guangdong also drops 8.83% , shanghai drops this month scope is relatively little, annulus comparing drops 7.81% , annulus compares Zhejiang this month drop extent is 5.05% .
There were 21 areas in October clinch a deal the capacity appeared annulus comparing drops, among them 7 areas such as Qinghai, Xinjiang, Sichuan, Henan drop extent exceeds 20% .
Treat field of gold of repayment of capital, up to by October 2018, p2P net shifts an industry normal operation platform is aggregate wait for gross of gold of repayment of capital to be eight hundred and thirty-two billion two hundred and eighty-nine million yuan, annulus comparing drops 2.51% . The industry waits for continuance of gold of repayment of capital to drop this month situation, but drop speed puts delay, because appear this month,be the wh what month before the platform amount photograph of the problem is compared decreases considerably, the 2 loan time limit that are partial platform spin, bring about wait for gold of repayment of capital is small to increase.
From each province city distributings look, 3 province city of Beijing, Shanghai, Guangdong wait for gold of repayment of capital to be three hundred and forty-three billion one hundred and six million yuan respectively, two hundred and fifty-five billion seven hundred and ninety-five million yuan, one hundred and twenty-four billion eight hundred and eight million yuan, the proportion that 3 ground hold countrywide P2P net to lend industry loan remaining sum was achieved 86.95% , of 3 areas treat gold of repayment of capital the month on annulus comparing all drops small, among them Guangdong annulus is compared drop range is the biggest, for 3.32% . Zhejiang by October wait for gold of repayment of capital to rank the whole nation the 4th, wait for gold of repayment of capital to be fifty-eight billion and sixty-seven million yuan,
Close down and annulus of problem platform number exceeded number of 30% investor, loan to fall than falling in October fast put delay
Monthly magazine shows, up to by October 2018, p2P net shifts an industry amount of normal operation platform drops reach 1231, photograph comparing reduced 46 by September.
According to not complete count, close down and problem platform amount were 46 in October, annulus comparing drops 31.34% , close down and problem platform amount were 67 in September (note: Normal operation platform, close down and data of history of problem platform amount all undertake backdate is handled) .
After P2P net borrowed the month on industry stop business and afterwards of problem platform amount to give now to fall in October, again annulus comparing drops 31.34% . Among them the type is occupied than be platform of delay cash type highestly, occupy than was being achieved 32.62% ; Partial platform cannot be opened as a result of the website and lack public feelings plan to close a kind into the website, occupy than achieving 26.09% ; Close down and the type that intervene via detect are occupied than all be 13.04% ; Carry now difficult, run road measure drops further, aggregate occupy than be only 6.52% . Visible, run road, carry show difficulty to wait to exit means malignly less, platform is exited with delay cash more give priority to.
P2P net borrowed the brisk investment number of the industry, active loan number to be two million two hundred and seventy-three thousand eight hundred person, two million six hundred and thirty thousand one hundred person respectively in October, among them active investor counts annulus comparing to drop 5.90% , active borrower counts annulus comparing to drop 4.13% .
Will look from data, investor number and loan number decline speed all appears the evidence that put delay, in October nevertheless this period of time appears such expression is relatively not easy. Roll out operation activity as many platform, make the person of platform angry appeared to rise, because this can expect next month investor, borrower,appear pick up situation.
