Property of financial bank reason tastes pop chart
(2018.07.16-2018.07.22)
[this period summary]
? Circulation of product of conduct financial transactions rises considerably reach 2073
? This week anticipates on average year change yield 4.75 ％ are successive already all around drop
? Doorsill of sale of product of bank conduct financial transactions falls to 10 thousand
? Accrual a list of names posted up: Product of conduct financial transactions of bank of two foreign currency is seleted before expecting earnings 10
? Grade a list of names posted up: 105 days of deadline expect letter bank in 8 ％ product ranks accrual head of a list of names posted up
Handpick product comments on:
Product name: Fight goes farsighted choose AMZYBYRX2018316
Issue a bank: Bank of China
Financial comment on: Product of this conduct financial transactions entrusts initial amount to be 50 thousand yuan, economy term 184 days, belong to blame maintain this float income model, investment type invests for combination kind, anticipate highest year change yield to amount to 5.6 ％ .
Via & of gigantic clever data; Research center of product of financial website banking undertakes integrated grading to this product, its notch integratedly 99 minutes, profitability notchs for 100 minutes, fight risk ability to notch for 66.56 minutes, fluidity notchs for 85.15 minutes, countrywide put on sale... [the product is detailed]
(note: This is commented on make reference only, not as buy a basis. Investment has a risk, buy want discretion. )
[the point is unscrambled]
This week (on July 16 - on July 22) , 203 banks issue grain property to taste 2073, relatively increased 502 last week; Anticipate on average year change yield to amount to 4.75 ％ , relatively drop considerably last week 0.04 ％ , already successive all around drop.
[special attention]
Doorsill of sale of product of bank conduct financial transactions falls to 10 thousand
On July 20, the silver-colored meeting that keep watch " business of commercial bank economy supervises administrative measure (ask for an opinion to stalk of grain) " (the following abbreviation " method " ) seek an opinion publicly. " method " plan to execute classified management, product of bank conduct financial transactions cent is fair collect and illicit collect. Product of fair collect conduct financial transactions faces community of not specific society to be issued publicly, product of conduct financial transactions faces illicit collect not to exceed 200 eligible investor to be not open hair to go; In the meantime, the sale start of product of conduct financial transactions of will odd only fair collect falls by 50 thousand current yuan reach 10 thousand yuan. Have the development that buys bank of the future after the doorsill is reduced to fair collect conduct financial transactions, the personage inside course of study expresses: "Prospective client will be more captious, the competition between the bank will more intense, banking creates endowment canal subsidiary will be a kind of normal in order to answer this kind of competition. Banking creates endowment canal subsidiary will be a kind of normal in order to answer this kind of competition..
New rule of conduct financial transactions seeks an opinion: Emphasize transition of bank conduct financial transactions " dovish " fundamental key
"Short-term in light of, the bank is in transfer period inside the flexibility that rectify and reform and autonomy rise somewhat, this has to development of endowment pipe business carry display vigour certainly to use, make sure endowment canal new rule is stable be born; But from will for a long time look, must realise clearly, the main demand of endowment canal new rule did not change, heavy model of endowment canal industry still is certain way. With respect to this meaning character, bank orgnaization cannot excessive unscramble two files ' loosen ' meaning, and the transition pace that puts delay bank economy accordingly. " national finance and Ceng Gang of director of research center of development lab bank express.
[the market is panoramic]
1, circulation of product of conduct financial transactions rises reach 2073
This week shares 203 banks to distribute product of 2073 conduct financial transactions, issue bank amount relatively increase 74 last week, corresponding product circulation relatively increase 502 last week. In addition, this week shares product of 1841 conduct financial transactions to expire, involve 158 banks.
2, before circulation of product of bank conduct financial transactions is ranked 10
Bank of traffic bank, Bank of China, the people's livelihood jumps before residing circulation of product of conduct financial transactions 3. Among them, traffic bank distributes 160 products, relatively increase 16 last week; The Bank of China ranks 2, distribute product of 115 conduct financial transactions, relatively circulation reduces 2 last week; Bank of the people's livelihood distributes 114 products, relatively reduced 9 last week. Notable is, chinese construction bank is retreated reside the 4th, distribute 90 products, relatively reduce 91 considerably last week.
In addition, the bank of before jumping house circulation 10 still has bank of 3 share-holding system, it is bank of bank of an ancient name for China, merchant of short for Zhejiang Province and Bohai Sea bank respectively; 2 cities commercial firm, it is Jiangsu bank and Hangzhou bank respectively.
[expect yield]
1, the week of product of conduct financial transactions of each deadline all expects yield
This week does not have the product of conduct financial transactions of deadline of 7 days of less than to issue; 8 days of products to 14 days of deadline share 27, anticipate on average year change yield to amount to 4.15 ％ ; 15 days of products to deadline of a month share 22, anticipate on average year change yield to amount to 4.9 ％ ; 1-3 the product of lunar deadline shares 333, anticipate on average year change yield to amount to 4.53 ％ ; 3-6 the product of lunar deadline issues 787 in all, anticipate on average year change yield to amount to 4.76 ％ ; 6-12 the product of lunar deadline issues 706 in all, anticipate on average year change yield to amount to 4.79 ％ ; The product of above deadline will share 178 in December, anticipate on average year change yield to amount to 4.96 ％ .
2, each bank product anticipates accrual pop chart on average
Rank discovery through anticipating yield undertakes on average to 203 banks, the bank of before ranking 10 has bank of a foreign capital, the others all is local bank 9 times. Among them the product of a conduct financial transactions that Xin Changnong commercial firm distributes, anticipate year change yield to amount to 6 ％ , rank the first; The product of 20 conduct financial transactions of the bank that collect abundant anticipates on average year change yield to amount to 5.92 ％ , rank the 2nd; Wei lane farming the product of 5 conduct financial transactions that commercial firm distributes anticipates on average year change yield to amount to 5.6 ％ , rank the 3rd;
3, do not expect yield with deadline most
Never be the same as deadline those who expect yield most in light of the product, product earnings type protects this float to be not more model. Among them, a product of the bank that start line of business " private bank client is exclusive 84415701 " with the anticipation of 4.64 ％ yield occupied 8 days of first places to 14 days of deadline.
3 products of traffic bank part with expecting yield 8 ％ , 8.8 ％ reach 11.5 ％ , held a month to reach 6 months to come to 6 months to 3 3 months, months the first place of 12 months deadline. A product of the bank that collect abundant " collect turn clever AC1807C006S " the first place that with the anticipation of 7.5 ％ yield occupied time of 12 months above.
[investment distributings]
1, protect this solid to finalize the design occupy than 6.03 ％
This week, blame protect this float accrual product to occupy than 68.11 ％ , annulus reduces 6.24 ％ than last week; Protect this float product to occupy than 20.02 ％ , annulus increases 7.48 ％ than last week; Protect this solid to finalize the design occupy than 6.03 ％ , annulus reduces 0.4 ％ than last week; Other accrual type is occupied than 5.84 ％ .
2, Beijing issues product of 371 conduct financial transactions to be resided firmly the first
This week, circulation of product of Beijing conduct financial transactions is 371, annulus increases 7 than last week; Jiangsu province distributes 173 products, annulus increases 98 than last week, rank 2; Zhejiang province is jumped reside the 3rd, distribute 156 products, annulus increases 74 than last week. Ten distributinging areas looked once upon a time, center in the eastpart part for the most part coastal province and city of a gleam of.
[financial exclusive seniority]
1, before this week product expects highest earnings 10
2, TOP10 of this week product grade
