As consciousness of contemporary person conduct financial transactions rise, people has not satisfied treasure of bank deposit, remaining sum now product of fixed perhaps conduct financial transactions. Fair collect fund also as take popular view. The advantage that fair collect fund invests also all the more is apparent, for the Xiaobai that still perhaps does not have an introduction to firm introduction of course, still exist to fund " misunderstanding " ?
Misunderstanding one: Fund follows a stock same risk is very big
A lot of people mention fund, can put in fund and stock 's charge it is a kind, of assume sth as a matter of course think fund is the product with very big risk. Actually, of the mark that foundation foundation invests different, meeting cent becomes the fund of different sort, and the fund risk level of different sort also is different. Better, stability compares fluidity the monetary fund of market of currency of tall, invest in, risk grade is very low. Invest the bond fund of bond, venture gains is inferior. And the risk is higher is stock storehouse taller slant kind of fund.
So, fund cannot delimit with the stock good number. The fund of different sort, risk level is different.
Misunderstanding 2: Foundation is firmer than the stock
"Hear you deliver fund, firmer than the stock " , "Firm " feel fund risk is low namely. This problem and misunderstanding one similar. Still did not understand the classification of fund. Fund slants mediumly a fund, index fund basically hold a storehouse to be a stock, venture rate is very high. Never mention it first fund " firm " , fund drops rise also " refuse to have anything to do with all kins and friends " . Since this year, the time of 11 months, drop an a list of names posted up is OK look. Drop panel height amounts to 40 % above.
Some type risks in fund are very high, do not think fund is " reliable " .
Misunderstanding 3: Fund is not good investment product
A lot of people say, I do not want to understand fund, feel to do not have what meaning. Beg firm, can deliver product of bank conduct financial transactions; Beg stimulation, can send a stock. Actually, this is a kind of one-sided acknowledge. You do not think even if go understanding, your fund pocket money also can be put possibly in remaining sum treasure, because you know to put here to have profit, still can take at any time. "Remaining sum treasure " it is fund of a kind of money. On Internet " darling kind " the product is monetary fund mostly. As bond market take a cattle, conflagration of fund of a few short debt. Had rivalled with product of bank conduct financial transactions on accrual even somewhat advantage, liquidity is better than its. Exponential fund invests, invest total share, avoided sheet of the stock step on thunder.
Fund can satisfy the investment demand of different crowd.
Misunderstanding 4: Rely on fund get rich to become rich
Rely on to invest fund can " does get rich become rich " ? Very it's hard to say. But the optimal product that fund fits the masses to invest conduct financial transactions really, having congenital advantage.
Be fund run very transparent, fund from hold water, management, mandatory, superintend etc flow is transparent. Fair collect of 20 years develops, industry system, standard it is mature to already tended. 2 it is fund investment doorsill is low, liquidity is good taste at fixed grain property, it is kind of the rightest economy of in a popular style. Average fund installs 1 yuan or 10 yuan or 100 yuan case buy a doorsill, compare bank conduct financial transactions 50 thousand cases to buy should many low, conduct financial transactions of near future bank has been reduced buy since the doorsill 10 thousand. 3 it is fair collect fund optional criterion those who invest mark is very much, can do asset configuration completely. Lend fair collect fund, can invest stock, bond, money, gold, heavy goods to wait, invest channel of different QDII of market have the aid of, investment harbor, market of US stock, Europe, India market is waited a moment.
Invest brought profit besides fund, you are harvested more it is investment consciousness and concept.
Fund investment is long-term investment, how long does time want after all? Fund investment gives professional person goes doing, are oneself OK " be indifferent to sth " ? See fund everyday go up significant?
Fund investment is door knowledge, the thing that needs us to learn is very much.
The article is come from fry base egg