Recently, develop what with Wangzhi of Bing of research working group, Xinhua News Agency library banking research center combines compose by science and technology of finance of association of Chinese Internet banking " application of Chinese finance science and technology and development research report 2018 " release in Beijing. " report " the oneself development of technology of 4 crucial drive reachs computation, big to catenary of artificial intelligence, area piece, cloud data its are in the application of financial domain undertakes be elaboratinged deep.
" report " obtained financial height to approbate, relevant expert still expresses, the confluence of finance and science and technology is hasten of general trends place, financial science and technology serves efficiency in promotion finance, reduce a service cost, enlarge a service to enclothe the respect such as the face to producing positive effect, drive finance to the orgnaization manages mode to reframe and quicken compose to build market competition new structure ceaselessly.
Below finance and the trend with shirt-sleeve photograph of science and technology, no matter be traditional banking platform or Internet finance platform,take the action of science and technology seriously all the more, whole industry more informatization, intelligence is changed, the risk can accuse to change, security also rises many. This among them, finance of phoenix of Internet finance platform applies what the respect behaves to be highlighted particularly in science and technology.
The computation of artificial intelligence, cloud, will big data of phoenix finance uses each levels of business integratedly. Diagnose " in the " intelligence of phoenix finance for example this one board piece, the age that it can input according to investor, profession, income, fund that can use investment, expect yield, can the data of the respect such as susceptive investment risk, asset of history of combinative phoenix finance configures data, undertake artificial intelligence is analysed in the round, final help investor makes a the most high grade asset deploy program. Additionally phoenix finance still has money management, evil spirit lens wisdom is cast, the distinguishing feature with really standard phoenix serves, provide the reference that invests conduct financial transactions for investor.
Phoenix finance still increases cloud calculative to develop strength ceaselessly, use stress of this part skill overseas business in the center, in specific practice, phoenix finance uses the computational resource that IaaS supplier whole world distributings, join country have a service oneself, realized the deploy with efficient on mixture cloud business; Use distributed memory, read write depart, database synchronism and intelligent DNS are analytic wait for a technology, make global user uninterrupted visit business, made sure good user experiences.
Not only such, phoenix finance is right already money management, fund, safe, abroad, net borrowed Wu of this 5 great undertaking to undertake " area piece catenary + " upgrades. It is reported, phoenix finance and numerous banking company mutual cooperation, build platform of area piece catenary in all. Phoenix finance will be relevant trade while information uploads allied catenary to go up, also can get the information that oneself needs, data from allied catenary, dog publicly transparently all trading.
Because these information are open, and it is to cannot distort of the gender, do not be move with any individuals or company volition, this solved defer of information asymmetry, information and problem of advanced to Zhang cost trade effectively, make phoenix finance can effective reduce or avoid is leasehold the significant risk in waiting for a process, realize the promotion of the efficiency of whole business line.
Show level, phoenix finance is sending force the technology such as computation of catenary of artificial intelligence, area piece, cloud, big data, take the action of science and technology seriously all the more, raised platform wind to control capacity, offer alternative of safer conduct financial transactions for the user, got the height of financial industry, investor is approbated. Future, below the drive of force of science and technology, phoenix finance the new journey open Internet finance.
