It is annual 315, believe many people had gotten ready surround watch the 315 social evenings tonight, do not know what to inside story of a plot can be made public again?

And P2P domain does not lack inside story of a plot likewise, "Black heart " platform is to emerge in endlessly more. Review 2018, p2P market is more troubled to bristle with anger making a person.

Taking the advantage of this 315 node, with cast gentleman to give everybody check: All sorts of inside story of a plot of the industry in the day in the past and those " black heart " platform.

Check of inside story of a plot

1 false partner

Since be dozen of holiday, must promote false partner so this thing.

False partner swings boiler with partner different, this kind of circumstance can happen generally in allege in the platform that oneself have background of national endowment, state-owend enterprise.

Provide most among them representative invest when the root that belong to grass (explode Lei Shi is waited for close 9.72 billion) .

Platform alleges all the time oneself are national endowment platform, however Guangzhou fund gives a problem to come out to make statement without how long in platform.

Expressing what the root invests to invest grass is Guangzhou the Wo Feng that collect limit invests partnership business (limited partnership) of investment, oneself serve as GP merely contributive the 10 thousand 0.001% share that own this company.

The of 0.000065% stock that actually hold careless root invests.

Trifling 10 thousand endorse with respect to what can regard an official as the net. Does the neglect that is a those representing capital after all still do it of purpose? Our unknown.

And this kind of view, lender is apparent not buy it, but what idea to have again?

Do one hold a partner of 0.000065% to calculate after all do not calculate false partner? Believe everybody has judgement oneself in the heart.

It is besides this kind beyond the partner that expression gives out to swing boiler next after platform has an accident, still a kind of partner is in obviously namely above equity structure show it is certain to have proportional hold, after result platform gives an issue firm say oneself are dummy.

And this typical delegate is silver-colored beans net (explode Lei Shi is waited for close 4.73 billion) .

From the point of the equity structure of silver-colored beans net, king roc Cheng is a company only one of partner of 2.

And the Wang Peng Cheng that serves as one of legal person is willing actually by Li Yonggang those who wrap hold something under the arm 3 years is long, gave a problem to just speak out this fact till platform.

So before in the operation of Wang Zaigong department that regards platform as the 2nd partner, act as after all what kind of part?

The king that serves as the 2nd large stockholder tries in vain to pass so simple say decline the accusation with respect to him rinse, it is the intelligence quotient that challenges lender really.

Of course, wang Yi classics is now among trial investigation, believe to be in not far future, superintendency branch can be explained to broad silver-colored beans lender.

And king this " false partner " the responsibility that also should assume oneself inside the day of in the future.

Hope this is planted only false partner, an evil member of the herd of the industry can boil as soon as possible thick, return an industry a Sukhavati.

2 false / exaggerated conduct propaganda

Platform invests to attract lender, how many metropolis does bit of stunt to oneself. alleged person relies on garment Buddha to rely on gold to install, do not cross some platform, a bit swashbuckling rather, excessive and exaggerated oneself.

Win great: "We are met in silver-colored inspect the building works. " hind via media on-the-spot seek by inquiry confirms, win great it is in silver-colored inspect the building on the meeting works only. The fight of so strange flower goes gimmick or first time see.

Cetacean treasure: "We follow Liu Jin all collaboration " . The truth is cetacean treasure just resembles average investor in that way, in land gold place investment obtains creditor's rights, divide the user that sells oneself again next. . .

Above platform relies on him to boast, still having braggart of a few platform may be employee, that is platform of the conduct financial transactions below a few lines.

When clerk of platform of the conduct financial transactions below the line is popularizing platform, often be exaggerate platform it is national endowment platform, appear on the market platform.

And on the risk, it is its the description becomes the calm danger, product that keeps earnings.

Figure is tall go up, do not have the product with venture high income again, a lot of innocent lender are such cars be gettinged on by flicker.

3 false mark from be in harmony, baleful bilk

This kind of platform is the platform that leaves for motive with bilk completely, what the baleful place of this kind of platform stands in Yu Jijian is current complete the money for bilk lender, do not have the professional work with standard what at all, make lender investment complete rely on " cheat " word, abhorrent to extremely.

The notorious home that send says first here (wait for when Bao Lei close 26.58 billion) .

The home that send sent much business to borrow false mark from be in harmony, still run directly finally road. The home that sending explodes before Lei Zhi, be considered as one of platform that have an accident possibly least of all by numerous investor, because its run before the road flourishing of market of whole P2P industry, add get online the orgnaization of a grade of borrowed this tripartite adds a letter for its.

And the accident because of the home that send, ability open P2P thunder is wet 2018 prelusive, the domestic it may be said that cast comes badly extremely, became guilty person of through the ages.

Next, there is the show share that careless root invests again in bilk platform.

As the home that send, careless root investment also is a big thunder, wait for close approach the platform of one billion four hundred and ten million and sixty-five thousand four hundred and eight, although its boss did not run road, but its degree of badness can be rivalled with the home that send.

The give sb a shot in the arm of associated estate company that the evergreen chinquapin of boss Jin Zhong that careless root invests uses P2P platform to come to oneself, it is a false mark the classic from be in harmony.

Until be affected by Leichao, when occurrence cash is difficult, jin Zhong evergreen chinquapin has known to ran to be not dropped oneself, adopted stalling tactics, was to give out first look very the announcement that relies on chart, claim oneself have cash of enough of a lot of house property, stock to give lender, the result is protracted two months time was not executed at all, jin Zhong evergreen chinquapin is busying during move asset, move gives kin, move even abroad, transfer almost go public security mechanism confesses his crime.

Careless root investment must make a person admire really, can change crooked mind not only, still be good at adopting circuitous tactics, try every means still does not give lender money, matchless of degree of badness.

4 swing boiler

Say to swing boiler finally, pharmacy of guest of this matters concerned can say is be the first to be affected.

The last day last year November, 10 thousand be filled with finance pharmacy of guest of appropriate of group of traditional Chinese medicine of the biggest partner, set an example shamelessly schoolbook type swings boiler.

"Swing boiler " announcement says, shanghai rich cropland will hold some Shenzhen the 10 thousand share that be filled with change under one's name of appropriate guest pharmacy to just assure to offer. Offerring during assuring, shanghai rich cropland serves as the actual owner of share, with this share in the limit of, according to constitution the regulation enjoys partner right, assume partner obligation.

Simple for, think expressive meaning is hold of appropriate guest pharmacy 10 thousand be filled with share is debt assures merely, true partner is Shanghai rich cropland. 10 thousand be filled with finance this an awful mess, want to look for Shanghai rich cropland to clear away.

After swinging boiler, 10 thousand be filled with finance not to have later development again. . . . . .

Besides appropriate guest pharmacy, still have one hundred finance (explode Lei Shi is waited for close 4.513 billion) day of large stockholder the Milky Way is become.

Galactic day is become express, I also am era holds share, did not participate in operation, also do not count on me to clear away so.

Still have ideal treasure (explode Lei Shi is waited for close 1.3 billion) spokesman Ms. Liu expresses, is ideal treasure what? I never know the inside story, I also am a victim. . .

With cast gentleman to send word

"Black heart " platform action is harsh, but can leave a few clues after all.

Though common lender captures hard,analyse these abominable traces, but with cast gentleman to think, no matter platform makes fun of what pattern, lender still should master a few discern basically of skill.

alleged, award a person to be inferior to giving a person with the fish with fishing.

With cast gentleman to also be told simply to everybody today, how probably identify platform risk.

1) above all, it is the identifying to asset rationality.

Introduce only here below at present relatively the asset type of the mainstream.

① consumption borrows capital fund: This type capital is the most apparent preferential small and dispersive, because this inspects the reimbursement apiration that basically is borrower, generally speaking, the crowd credence consciousness with taller record of formal schooling is stronger, reimbursement desire is stronger also; The income circumstance of recombine borrower, judgement record of formal schooling and income match degree, income to enclothe indebted ability to wait.

Additional, if platform is put in more fulfil the quota (200 thousand) individual loan project, that is about to raise vigilance. Because consumption borrows asset wind to accuse principle and characteristic,be: Small and dispersive.

② car borrows capital fund: This kind of asset basically is ensured or depend on pawn. Can wait according to the model of mortgage vehicle, use fixed number of year, than having appraised price to asset to market information, whether do judgement and loan amount match.

③ enterprise borrows capital fund: The abidance that this kind of asset basically researchs loan company gain ability how, located industry foreground whether to good, whether to have asset mortgage, true manage etc.

In addition, when you discovery establishs the company with very short time, borrowed from platform however hundred thousands of even 1 million, be about to wake to this dozen extremely spirit.

2) next, it is the identifying about respect of partner setting authenticity.

For example, platform alleges the wind that obtains such-and-such company, such-and-such fund casts financing, that can adopt system of information of state enterprise credit or weather eye is checked, look forward to is checked check this kind of industrial and commercial information to inquire broken platform, go affirming whether financing reachs the designated position really, wind is cast whether to just appear in shareholder list really. Nevertheless the platform financing of existence VIE framework is checked it is more difficult to rise.

3) finally, be to platform a few identifying that add up to compasses sex.

At present more platform issued close compasses inspection report, special audit report, referenced value still is some. And the platform of a lot of existence disagreement compasses, often dare not announce.

Additional, the data that also can disclose from platform pushs cipher out to whether exist violate plan is big mark, in in the line on whether total volume puts the business that the government-owned net of each other gold can inquire partial platform canal, perhaps seek advice from a bank relevant section, can affirm whether platform and bank are put in capital to put the collaboration that provides a field likewise.

Wind of gold of attention each other charges chamberlain public bugle call, examine more content

1, examine 311 P2P the newest plan that return a money

2, examine 337 P2P to close compasses put on record plan

3, examine 2019 newest list of 211 P2P early-warning

4, examine 131 P2P platform to report a case to the security authorities the date of expiration that register

5, Home Xiaoguan already built 100+ platform group, can join platform communication group

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